The InsureShip Insider’s Guide
Everything we know about InsureShip in one document: what it costs, its grades, getting a refund, getting help and what else to look at. Read it here, or keep a copy.
InsureShip
The Insider’s Guide
Shipping insurance sold at checkout or on bulk shipments
Every plan, grade, refund rule and rival among shipping software, read from InsureShip’s own pages.
Made by Online Shipping Insurance Services, Inc. · checked Nov 13, 2026 · toolgpa.com
Contents
- 01WelcomeWhat it is, who it suits, its grades and the ten things to know first
- 02What it costsEvery plan, the free plan, ways to pay less and how prices have moved
- 03What it doesIts main features, where it runs, what it works with and who makes it
- 04Where it standsIts grades against its category, and whether to keep it or make your own
- 05The alternativesThe tools it is most often weighed against, side by side
- 06Quick answersThe questions people ask about it, each answered in a line or two
- 07About ToolGPAWho made this guide, what else is on the site, and how to cite it
ToolGPA put this guide together from InsureShip’s own pages, its app-store listings and our grades. Every fact in it is on InsureShip’s page too, where it is kept up to date. Checked Nov 13, 2026.
Part 01 · Overview
Welcome
What it is, who it suits, its grades and the ten things to know first
2.4
GPA, above 49 of the 80 other shipping software we grade
InsureShip is a licensed insurance agency that offers shipping insurance in three programs: an opt-in offer at checkout, bulk coverage for businesses insuring their own shipments, and an advertising partnership for merchants. Claims are filed with InsureShip, and the site names Navigators, a Hartford company, as underwriter.
To get you started, here are 8 things to know about InsureShip, taken from its own pages and our grades.
The checkout program's pricing is not published, and coverage is subject to terms, limits and state availability.
- 1
Best for shipping insurance at checkout or in bulk
InsureShip sells shipping insurance that shoppers add at checkout, or that shippers buy in bulk.
- 2
What it costs
Paid plans start at $2.00 per $100 of declared value (enterprise bulk coverage); free to add at checkout.
- 3
It runs on Web
Web.
- 4
Checkout insurance
One-click opt-in offer on Shopify, WooCommerce, Checkout Champ, BigCommerce, Sticky.io and by API.
- 5
Bulk coverage
Insure outbound shipments at a flat rate on declared value.
- 6
Claims handled by InsureShip
Claims are filed with InsureShip rather than the merchant's support team.
- 7
A 2.4 GPA, above 49 of 80
That is against the other shipping software we grade, on value, the free plan, features, ease of use and platforms.
- 8
Keep it
To replace InsureShip you would be making checkout, card payments and sales tax handled for you. That is not a weekend's work, with an AI app builder or without one.
InsureShip at a glance
- Pricing
- Paid, from $2.00 per $100 of declared value (enterprise bulk coverage); free to add at checkout
- Free plan
- No
- Free trial
- None stated
- Runs on
- Web
- Made by
- Online Shipping Insurance Services, Inc., since 2009
- Category
- Shipping Software
- Our grade
- 2.4 GPA, fair
The report card
Best for shipping insurance at checkout or in bulk
InsureShip sells shipping insurance that shoppers add at checkout, or that shippers buy in bulk. It is free for a store to add, with shoppers paying for coverage, and bulk coverage is $2.00 per $100 of declared value. The checkout program's pricing is not published, and coverage is subject to terms, limits and state availability.
| Subject | Grade | Comment |
|---|---|---|
| Value for money | C | Bulk coverage is $2.00 per $100 of declared value, well above the $0.10 to $0.60 per $100 that Shipsurance shows. The checkout program is free for the store, but its pricing is not published. |
| Free plan and trial | B | Free to add to your store, with shoppers paying at checkout. Month to month, no long-term contract. |
| Features | C | Checkout insurance, bulk coverage and claims handled by InsureShip. Coverage has terms, limits and exclusions, and availability varies by state. |
| Ease of use | C | No store rating on record. You install a plugin, then it handles claims. |
| Platforms and integrations | B | Web with Shopify, WooCommerce, BigCommerce, Checkout Champ and Sticky.io. No desktop or phone app. |
An A is worth 4 points, a B 3, a C 2, a D 1 and an F nothing. The GPA is the average of the five.
Who InsureShip is for
- Fits if you want shoppers to buy insurance at checkout instead of you paying
- Works for a high-volume or B2B shipper that insures its own parcels in bulk
Who it is not for
- Pricey if you insure in bulk: $2.00 per $100 of declared value
- Watch out: the checkout program's pricing is not published, only confirmed with InsureShip
- Watch out: coverage is subject to terms, limits and exclusions, and availability varies by state
- Watch out: bulk coverage is sold through a quote
Good to know
Good for
- Online stores that want shoppers to pay for protection
- High-volume shippers insuring their own freight
Worth knowing
- Coverage is subject to policy terms, limits and exclusions, and availability varies by state.
- The checkout program's pricing is not published; the page says it is confirmed with InsureShip.
- Month to month with no long-term contract is stated for all three programs.
Part 02 · Pricing
What it costs
Every plan, the free plan, ways to pay less and how prices have moved
$2.00
To start
InsureShip is a paid product, starting at $2.00 per $100 of declared value (enterprise bulk coverage); free to add at checkout.
The checkout program is free for the store, but its pricing is not published.
Checkout shipping insurance
$0
free to add to your store; shoppers pay for coverage at checkout
Shoppers opt in at checkout and file claims with InsureShip. Program pricing is confirmed with InsureShip.
Enterprise bulk coverage
$1,000
per $50,000 of insured shipment value ($2.00 per $100)
For high-volume and B2B shippers insuring their own shipments, with a dedicated account manager and in-house claims team. Sold through a quote.
Read from insureship.com on Nov 13, 2026.
Part 03 · Features
What it does
Its main features, where it runs, what it works with and who makes it
1
Place it runs: Web
Shipping insurance sold at checkout or on bulk shipments. Here is what it does, as its own site describes it, and what it covers: public API, online store.
Checkout insurance, bulk coverage and claims handled by InsureShip.
- Checkout insurance
- One-click opt-in offer on Shopify, WooCommerce, Checkout Champ, BigCommerce, Sticky.io and by API.
- Bulk coverage
- Insure outbound shipments at a flat rate on declared value.
- Claims handled by InsureShip
- Claims are filed with InsureShip rather than the merchant's support team.
- Coverage scope
- Loss, damage and theft, including porch piracy, up to $5,000 per shipment.
- Advertising partnerships
- Qualifying merchants can be paid for advertising space that promotes shipping insurance.
Where it runs
- Web
What it works with
- Shopify
- WooCommerce
- BigCommerce
- Checkout Champ
- Sticky.io
InsureShip is made by Online Shipping Insurance Services, Inc., and has been around since 2009.
Part 04 · Standing
Where it stands
Its grades against its category, and whether to keep it or make your own
49/80
Other shipping software it is graded above
InsureShip's GPA of 2.4 is higher than 49 of the 80 other shipping software we grade, and level with 12.
It stands best on free plan and trial (B, above 63 of 80) and worst on features (C, above 0).
Each grade against the category
Every bar is all 81 shipping software we grade, cut by the letter each got. InsureShip’s own letter is outlined.
- CValue for moneyAbove 10 of 80
- BFree plan and trialAbove 63 of 80
- CFeaturesAbove 0 of 80
- CEase of useAbove 1 of 80
- BPlatforms and integrationsAbove 20 of 80
Keep it, or make your own?
Whether this is something you could build for yourself with an AI app builder, and what you would give up.
Keep it
To replace InsureShip you would be making checkout, card payments and sales tax handled for you. That is not a weekend's work, with an AI app builder or without one.
What you could not
- Checkout, card payments and sales tax handled for you.
- It plugs into other products, Shopify, WooCommerce and BigCommerce among them, and has an API.
What this rests on. InsureShip’s listing: what it does, where it runs, what it plugs into and what it costs. It is a judgement about the kind of software this is. We have not built a replacement for it, and making your own means looking after it too. How we decide, and every tool’s verdict.
Part 05 · Alternatives
The alternatives
The tools it is most often weighed against, side by side
Shipsurance, Route, ParcelShield, AfterShip and Narvar
The 5 tools InsureShip is most often weighed against, with where each one differs from it.
- 1.6GPA
Shipsurance
From $0.10
Discounted shipping insurance for parcels and freight.
- InsureShip also covers online store.
- Shipsurance also covers reports.
- 2.6GPA
Route
Free plan
Package protection, tracking and returns for online stores.
- Route has a free plan. InsureShip does not.
- InsureShip also covers online store.
- Route also covers workflow automation and dashboards.
- 1.6GPA
ParcelShield
Paid
Package tracking and risk prediction for healthcare shipments.
- InsureShip also covers online store.
- ParcelShield also covers reports.
- 2.2GPA
AfterShip
Free plan · from $11/mo
Branded order tracking pages and delivery emails for online stores.
- AfterShip has a free plan. InsureShip does not.
- InsureShip also covers online store.
- AfterShip also covers reports and dashboards.
- 1.8GPA
Narvar
Paid
Post-purchase platform: tracking, returns and delivery dates.
- InsureShip also covers online store.
- Narvar also covers reports.
Part 06 · Questions
Quick answers
The questions people ask about it, each answered in a line or two
12
Questions, each answered in a line or two
The short version of everything above, for when you only need the answer. Each one is told in full in its part of the guide.
Is InsureShip free?
No. InsureShip is a paid product, starting at $2.00 per $100 of declared value (enterprise bulk coverage); free to add at checkout.
How much does InsureShip cost?
InsureShip lists 2 plans. Checkout shipping insurance: $0 free to add to your store; shoppers pay for coverage at checkout.
What platforms does InsureShip work on?
InsureShip is available on Web.
Does InsureShip have an Android app?
No Android app was listed when its pages were read on Nov 13, 2026. InsureShip is listed for Web.
Does InsureShip have an iPhone app?
No iPhone app was listed when its pages were read on Nov 13, 2026. InsureShip is listed for Web.
Is InsureShip open source?
InsureShip is not described as open source on its own site, as read on Nov 13, 2026.
Does InsureShip have an API?
Yes. InsureShip offers a public API, according to its own site.
What does InsureShip integrate with?
InsureShip's listing names Shopify, WooCommerce, BigCommerce, Checkout Champ and Sticky.io.
Who makes InsureShip?
InsureShip is made by Online Shipping Insurance Services, Inc. It dates from 2009.
What are the alternatives to InsureShip?
The closest alternatives to InsureShip in our directory are Shipsurance, Route, ParcelShield, AfterShip and Narvar.
How does InsureShip compare with other shipping software?
InsureShip's GPA of 2.4 is higher than 49 of the 80 other shipping software we grade, and level with 12.
Could I make my own version of InsureShip?
To replace InsureShip you would be making checkout, card payments and sales tax handled for you.
Where this guide comes from
The prices, plans, platforms and features were read from InsureShip’s own pages on Nov 13, 2026, and the grades were given on Nov 13, 2026. Graded from this listing, whose facts were read from InsureShip's own pages on 13 November 2026. Not based on using the product, and shorter than our full reviews.
Every tool we list gets five grades, A to F, each with its reason, and a GPA that averages them. How each is decided is at toolgpa.com/grades. This guide is ToolGPA’s own work; it is not made, paid for or approved by Online Shipping Insurance Services, Inc. Prices change, so check insureship.com before you buy.
Part 07 · About
About ToolGPA
Who made this guide, what else is on the site, and how to cite it
7,721
Tools graded, in 95 categories
ToolGPA grades software the way a school report grades a pupil: five subjects, a letter for each with the reason written beside it, and a GPA that averages them. Prices, plans and platforms are read from each maker’s own pages and dated, so you always know how fresh a figure is.
Every grade, review and ranking on ToolGPA is our own judgement. No company can pay for a grade or change one. Every tool on the site has a guide like this one, free to download and pass on. It all lives at toolgpa.com.
7,721
tools graded
95
categories
739
price changes on record
579
apps priced in 12 countries
What else is on toolgpa.com
- InsureShip, kept up to dateEverything in this guide, with prices and grades as they are todaytoolgpa.com/tools/insureship
- How grades are givenThe rules behind every letter and every GPAtoolgpa.com/grades
- Value chartsWhat each tool costs against what it scores, for every categorytoolgpa.com/charts
- CompareAny two tools side by side, plan by plantoolgpa.com/compare
- Price changesEvery price rise and cut on record, each with its sourcetoolgpa.com/price-changes
- Prices by countryWhat apps cost on the App Store in 12 countriestoolgpa.com/prices-by-country
- Pay lessEvery public discount: yearly billing, students, nonprofitstoolgpa.com/save
- Keep or makeWhich tools are worth paying for, and which you could build yourselftoolgpa.com/keep-or-make
Scan for the live page
Prices and grades as they are today
Quoting this guide?
Please name ToolGPA and link to the live page, so readers can check the figures for themselves:
ToolGPA, "InsureShip: The Insider's Guide", checked Nov 13, 2026. https://toolgpa.com/tools/insureship
Know someone choosing between shipping software?
Send them this guide: toolgpa.com/tools/insureship/guide
ToolGPA elsewhere: youtube.com/@toolgpa
See our other guides
The best-graded shipping software after InsureShip, each with an Insider's Guide of its own.
- Shipping Software Insider's GuideEvery one of the 81 shipping software we grade, compared
- Packlink PRO Insider's GuideFree multi-carrier shipping dashboard for online sellers3.0 GPA
- Parcel2Go Insider's GuideUK parcel courier comparison and booking, paid per parcel3.0 GPA
- Pirate Ship Insider's GuideFree web app for discounted USPS and UPS labels, with no monthly fee3.0 GPA
Choosing software? Every tool graded, every price dated.
Compare tools at toolgpa.com ›Everything in this guide is ToolGPA’s own summary of what InsureShip’s pages, its app-store listings and public reviews said on the dates shown. Grades are our judgement under the rules at toolgpa.com/grades. Every grade, review and ranking on ToolGPA is our own judgement. No company can pay for a grade or change one. InsureShip is a trademark of its owner, and this guide is not made, paid for or approved by Online Shipping Insurance Services, Inc. Prices and plans change: check insureship.com before you buy.