Microsoft 365 Personal
The Microsoft 365 Personal plan costs $9.99 per month, or $99.99 per year.
What the plan includes
1 person signed in on up to 5 devices, 1 TB of cloud storage, and the Word, Excel, PowerPoint and Outlook desktop apps with Copilot.
As stated on microsoft.comThe plans either side of it
- Free$0one below
Word for the web for 1 person, with real-time collaboration, basic spelling and grammar, basic templates, dictation and 5 GB of storage.
- Microsoft 365 Apps for business$10.00 per user / month, paid yearlyone above
Desktop versions of Word, Excel, PowerPoint and Outlook for up to 300 employees, with 1 TB of cloud storage per user.
What else costs about this much
| Tool | Starts at | Free plan |
|---|---|---|
| NovelAI | $10 a month | No |
| ProWritingAid | $10 a month | Yes |
| Smodin | $10 a month | No |
| Sudowrite | $10 a month | No |
| Winston AI | $10 a month | No |
| Yomu AI | $10 a month | No |
Each tool’s own starting price, within a quarter of what this plan costs. A starting price is not the same plan, so read what each one includes before weighing them against each other.
Microsoft 365 Personal questions
How much is the Microsoft 365 Personal plan?
The Microsoft 365 Personal plan costs $9.99 per month, or $99.99 per year. 1 person signed in on up to 5 devices, 1 TB of cloud storage, and the Word, Excel, PowerPoint and Outlook desktop apps with Copilot.
What is the difference between Microsoft Word Free and Microsoft 365 Personal?
Free costs $0 and gives you word for the web for 1 person, with real-time collaboration, basic spelling and grammar, basic templates, dictation and 5 GB of storage. Microsoft 365 Personal costs $9.99 per month, or $99.99 per year and gives you 1 person signed in on up to 5 devices, 1 TB of cloud storage, and the Word, Excel, PowerPoint and Outlook desktop apps with Copilot.
Is it worth moving from Microsoft 365 Personal to Microsoft 365 Apps for business?
That depends on what you need. Microsoft 365 Apps for business costs $10.00 per user / month, paid yearly and adds desktop versions of Word, Excel, PowerPoint and Outlook for up to 300 employees, with 1 TB of cloud storage per user. The listing is what each plan states; neither plan is graded on its own.
Does Microsoft Word have a free plan or a trial?
Yes. Word for the web is free for 1 person: real-time collaboration, basic spelling and grammar, basic templates, dictation and 5 GB of cloud storage. The mobile apps cover basic editing without a subscription. There is also a 1-month free trial of Microsoft 365 Personal, Family or Premium.
When was this checked?
Oct 9, 2026, against https://www.microsoft.com/en-us/microsoft-365/word. Vendors change prices and plans without notice, so confirm on their site before you buy.