Microsoft 365 Premium
The Microsoft 365 Premium plan costs $19.99 per month, or $199.99 per year.
What the plan includes
Everything in Family, plus extensive Copilot usage and agentic AI features such as advanced research and analytics.
As stated on microsoft.comThe plans either side of it
- Microsoft 365 Family$12.99 per month, or $129.99 per yearone below
Everything in Personal for 1 to 6 people, who share 2 TB of cloud storage between them. AI features are for the subscription owner only.
- Office Home 2024$179.99 one-time purchase for 1 PC or Macone above
Classic 2024 desktop versions of Word, Excel, PowerPoint and OneNote, with no upgrade path to later releases.
What else costs about this much
| Tool | Starts at | Free plan |
|---|---|---|
| Castmagic | $19 a month | No |
| Dabble | $19 a month | No |
| Overleaf | $16.75 a month | Yes |
| HyperWrite | $16 a month | Yes |
| Copy.ai | $24 a month | No |
| Squibler | $15.83 a month | Yes |
Each tool’s own starting price, within a quarter of what this plan costs. A starting price is not the same plan, so read what each one includes before weighing them against each other.
Microsoft 365 Premium questions
How much is the Microsoft 365 Premium plan?
The Microsoft 365 Premium plan costs $19.99 per month, or $199.99 per year. Everything in Family, plus extensive Copilot usage and agentic AI features such as advanced research and analytics.
What is the difference between Microsoft Word Microsoft 365 Family and Microsoft 365 Premium?
Microsoft 365 Family costs $12.99 per month, or $129.99 per year and gives you everything in Personal for 1 to 6 people, who share 2 TB of cloud storage between them. AI features are for the subscription owner only. Microsoft 365 Premium costs $19.99 per month, or $199.99 per year and gives you everything in Family, plus extensive Copilot usage and agentic AI features such as advanced research and analytics.
Is it worth moving from Microsoft 365 Premium to Office Home 2024?
That depends on what you need. Office Home 2024 costs $179.99 one-time purchase for 1 PC or Mac and adds classic 2024 desktop versions of Word, Excel, PowerPoint and OneNote, with no upgrade path to later releases. The listing is what each plan states; neither plan is graded on its own.
Does Microsoft Word have a free plan or a trial?
Yes. Word for the web is free for 1 person: real-time collaboration, basic spelling and grammar, basic templates, dictation and 5 GB of cloud storage. The mobile apps cover basic editing without a subscription. There is also a 1-month free trial of Microsoft 365 Personal, Family or Premium.
When was this checked?
Oct 9, 2026, against https://www.microsoft.com/en-us/microsoft-365/word. Vendors change prices and plans without notice, so confirm on their site before you buy.