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The Oyster Insider’s Guide

Everything we know about Oyster in one document: what it costs, its grades, getting a refund, getting help and what else to look at. Read it here, or keep a copy.

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ToolGPAOctober 2026

Oyster

The Insider’s Guide

Employer of record and contractor payments in 120+ countries

Oyster, as pictured on oysterhr.com

Every plan, grade, refund rule and rival among payroll services, read from Oyster’s own pages.

Made by Oyster HR, Inc. · checked Oct 17, 2026 · toolgpa.com

2.0GPA

Contents

  1. 01WelcomeWhat it is, who it suits, its grades and the ten things to know first
  2. 02What it costsEvery plan, the free plan, ways to pay less and how prices have moved
  3. 03What it doesIts main features, where it runs, what it works with and who makes it
  4. 04Where it standsIts grades against its category, and whether to keep it or make your own
  5. 05The alternativesThe tools it is most often weighed against, side by side
  6. 06Quick answersThe questions people ask about it, each answered in a line or two
  7. 07About ToolGPAWho made this guide, what else is on the site, and how to cite it

ToolGPA put this guide together from Oyster’s own pages, its app-store listings and our grades. Every fact in it is on Oyster’s page too, where it is kept up to date. Checked Oct 17, 2026.

Part 01 · Overview

Welcome

What it is, who it suits, its grades and the ten things to know first

2.0

GPA, above 1 of the 18 other payroll services we grade

Oyster lets companies hire, pay and manage people in other countries without opening a local entity. As employer of record it employs full-time staff in 120+ countries and runs their payroll, expenses and time off, and its contractor product issues contracts and pays freelancers in 180+ countries. HR advice, benefits and visa help are sold on top.

To get you started, here are 9 things to know about Oyster, taken from its own pages and our grades.

Onboarding specialists help, but each EOR hire needs a refundable deposit and setting up with Oyster's team.
From our grade for ease of use
  1. 1

    Best for startups paying contractors in many countries

    Oyster employs people for you in 120+ countries and pays contractors in 180+, with discounts for startups, nonprofits and B Corps.

  2. 2

    Paid plans start at $29 a month for each person

    As its pricing page puts it: $29 per contractor / month, after 30 days free.

  3. 3

    You can try it first

    Global Contractors is free for the first 30 days

  4. 4

    It runs on Web

    Web.

  5. 5

    Employer of record

    Hire full-time staff in 120+ countries without a local entity; Oyster employs them and handles onboarding, offboarding and local compliance.

  6. 6

    Multi-country payroll

    Pays team members in 120+ currencies, with expenses, time off and reports handled in the same platform.

  7. 7

    Global contractors

    Generate contracts in 180+ countries, verify identity, approve invoices and expenses, and check the risk of misclassifying a worker.

  8. 8

    A 2.0 GPA, above 1 of 18

    That is against the other payroll services we grade, on value, the free plan, features, ease of use and platforms.

  9. 9

    Keep it

    To replace Oyster you would be making payroll taxes worked out and filed with the government for you. That is not a weekend's work, with an AI app builder or without one.

Oyster at a glance

Pricing
Free trial, from $29 per contractor / month, after 30 days free
Free plan
No
Free trial
Global Contractors is free for the first 30 days
Runs on
Web
Made by
Oyster HR, Inc.
Category
Payroll
Our grade
2.0 GPA, fair

The report card

Best for startups paying contractors in many countries

Oyster employs people for you in 120+ countries and pays contractors in 180+, with discounts for startups, nonprofits and B Corps. Contractors are $29 a month each after 30 days free. But employer of record is $699 a person a month, the highest monthly rate of its kind here, and it's web only.

ToolGPA report cardOysterGraded Oct 17, 2026
SubjectGradeComment
Value for moneyDGraded against the other employer-of-record services: $699 a person a month billed monthly, $3,495 for five, $100 a head more than Deel and Remote and the dearest here. Annual seats cost less, but the page gives no figure.
Free plan and trialCGlobal Contractors is free for the first 30 days, and opening an account costs nothing. Employer of record has no trial, so the main product is paid from the first hire.
FeaturesCEmployer of record in 120+ countries and contractors in 180+, with ID checks and a misclassification checker. Hiring abroad is covered, but the listing shows no payroll for your own entities and no US PEO, which Deel and Remote both sell.
Ease of useCNo App Store rating on record. Onboarding specialists help, but each EOR hire needs a refundable deposit and setting up with Oyster's team.
Platforms and integrationsBWeb only, with no mobile app in the pages read, but it links to Slack, Ashby and Workable and to 5,000+ apps through Zapier, and there's an API.
Grade point averageFair, out of 4.02.0

An A is worth 4 points, a B 3, a C 2, a D 1 and an F nothing. The GPA is the average of the five.

Who Oyster is for

  • Great if you're a startup making first hires abroad, with up to $1,200 off per hire
  • Handy when you want to try contractor payments free for 30 days
  • Good for nonprofits and B Corps, which get discounts through Oyster for Impact

Who it is not for

  • Pricey if you pay monthly for EOR, at $699 a person against $599 at Deel and Remote
  • Skip it if you want an app on your phone, as the pages read mention none
  • Not for you if you have your own companies abroad and just need payroll run there

Good to know

Good for

  • Startups making their first hires in other countries
  • Teams paying contractors in many countries and currencies
  • Nonprofits and B Corps eligible for its impact discounts

Worth knowing

  • HR advice from People Partner Services is billed at $300 an hour, and benefits, visas and Oyster Shell cover cost extra.
  • Each EOR hire needs a refundable deposit, and a conversion fee applies if you pay in a currency other than the contract's.
  • Covers 120+ countries for EOR and 180+ for contractors; the pricing page does not list them. Billing is in USD, EUR, GBP or CAD.
  • It runs in a web browser; the pages read mention no mobile app.

Part 02 · Pricing

What it costs

Every plan, the free plan, ways to pay less and how prices have moved

$29

A month to start, for each person

Oyster is a paid product with a free trial, starting at $29 per contractor / month, after 30 days free.

Annual seats cost less, but the page gives no figure.
From our grade for value for money
  • Global Contractors

    $29

    per contractor / month, after 30 days free

    Contracts in 180+ countries, payments in 120+ currencies, ID checks, invoice and expense handling and a misclassification analyzer.

  • Employer of Record

    $699

    per employee / month, billed monthly

    Employment in 120+ countries with multi-currency payroll, expenses, time off, onboarding specialists and local experts. Annual seats cost less.

Trying it first

Global Contractors is free for the first 30 days

Read from oysterhr.com on Oct 17, 2026.

Ways to pay less

  • Startups

    Startup discount of up to $1,200 per hire

    Companies that raised pre-seed, seed or Series A, or are bootstrapped with under 50 employees, save up to $1,200 per team member on EOR fees in their first 12 months.

    Stated on oysterhr.com
  • Nonprofit

    Oyster for Impact discounts

    Certified nonprofits and B Corporations anywhere can enroll in Oyster for Impact for discounts on Oyster's global employment products.

    Stated on oysterhr.com
  • Annual discount

    Lower EOR fee with annual seats

    Oyster sells Employer of Record seats billed annually at a reduced fee; the pricing page does not give the figure.

    Stated on oysterhr.com
  • Other savings

    Oyster for Refugees

    Companies hiring refugee talent through Oyster can do so at no cost or at a discount, according to its pricing page.

    Stated on oysterhr.com

Part 03 · Features

What it does

Its main features, where it runs, what it works with and who makes it

1

Place it runs: Web

Employer of record and contractor payments in 120+ countries. Here is what it does, as its own site describes it, and what it covers: public API, expense tracking, payroll.

Hiring abroad is covered, but the listing shows no payroll for your own entities and no US PEO, which Deel and Remote both sell.
From our grade for features
Employer of record
Hire full-time staff in 120+ countries without a local entity; Oyster employs them and handles onboarding, offboarding and local compliance.
Multi-country payroll
Pays team members in 120+ currencies, with expenses, time off and reports handled in the same platform.
Global contractors
Generate contracts in 180+ countries, verify identity, approve invoices and expenses, and check the risk of misclassifying a worker.
Reusable annual seats
Annual EOR seats cost less than monthly billing and can be reused for a new hire or a backfill when someone leaves.
Add-on services
Benefits packages, visa sponsorship, salary bands for 130+ countries and Oyster Shell misclassification cover of up to $500,000.
Integrations and API
Approve time off and expenses in Slack, sync data from ATS and HRIS tools such as Ashby and Workable, link 5,000+ apps through Zapier, or use the API.

Where it runs

  • Web

What it works with

  • Slack
  • Zapier
  • Ashby
  • Workable

Oyster is made by Oyster HR, Inc.

Part 04 · Standing

Where it stands

Its grades against its category, and whether to keep it or make your own

1/18

Other payroll services it is graded above

Oyster's GPA of 2.0 is higher than 1 of the 18 other payroll services we grade, and level with 1.

It stands best on platforms and integrations (B, above 2 of 18) and worst on value for money (D, above 0).

Its paid plans start at $29 a month for each person, against a middle price of $29 for the category: 4 of the 13 others that charge start lower.

On features, ease of use and platforms it scores 2.3 out of 4. 2 tools score higher and cost less.

Each grade against the category

Every bar is all 19 payroll services we grade, cut by the letter each got. Oyster’s own letter is outlined.

  • DValue for moneyAbove 0 of 18
  • CFree plan and trialAbove 15 of 18
  • CFeaturesAbove 0 of 18
  • CEase of useAbove 0 of 18
  • BPlatforms and integrationsAbove 2 of 18

Price against what you get

Each dot is one of 14 payroll services. Further left costs less; higher up scores better on features, ease of use and platforms. Oyster is the marked dot.

C2.0B3.0A4.0$5$10$20$50$100More for lessCosts more, scores moreCosts less, scores lessCosts more, scores lessOysterDeelSquare PayrollOnPayRoll by ADPPaycor

What paid plans start at, a month (each step along is roughly double) →

Keep it, or make your own?

Whether this is something you could build for yourself with an AI app builder, and what you would give up.

Keep it

To replace Oyster you would be making payroll taxes worked out and filed with the government for you. That is not a weekend's work, with an AI app builder or without one.

That makes this kind of software worth paying for, not this one in particular: 16 of the 18 other payroll services grade higher. It costs $348 a year.

What you could make

  • Expense tracking: an app builder makes this well.

What you could not

  • Payroll taxes worked out and filed with the government for you.
  • It is priced for each person, which means accounts and billing for a team.
  • It plugs into other products, Slack, Zapier and Ashby among them, and has an API.

What this rests on. Oyster’s listing: what it does, where it runs, what it plugs into and what it costs. It is a judgement about the kind of software this is. We have not built a replacement for it, and making your own means looking after it too. How we decide, and every tool’s verdict.

Part 05 · Alternatives

The alternatives

The tools it is most often weighed against, side by side

Deel, Remote and Rippling

The 3 tools Oyster is most often weighed against, with where each one differs from it.

  • 2.4GPA

    Deel

    From $29/mo

    Global payroll, contractor payments and employer of record.

    • Only Deel lists iOS and Android apps.
    Oyster and Deel compared in full
  • 2.2GPA

    Remote

    From $29/mo

    Employer of record, global payroll and contractor payments.

    • Only Remote lists iOS and Android apps.
    • Remote also covers reports.
    Oyster and Remote compared in full
  • 2.4GPA

    Rippling

    Paid

    HR, IT and finance platform with US and global payroll, by quote.

    • Only Rippling lists iOS and Android apps.
    • Rippling also covers workflow automation and time tracking.
    Oyster and Rippling compared in full

Part 06 · Questions

Quick answers

The questions people ask about it, each answered in a line or two

14

Questions, each answered in a line or two

The short version of everything above, for when you only need the answer. Each one is told in full in its part of the guide.

Is Oyster free?

No, Oyster is a paid product, but you can try it first. Global Contractors is free for the first 30 days.

How much does Oyster cost?

Oyster lists 2 plans. Global Contractors: $29 per contractor / month, after 30 days free.

What platforms does Oyster work on?

Oyster is available on Web.

Does Oyster offer any discounts?

Oyster publicly lists the following: Startup discount of up to $1,200 per hire; Oyster for Impact discounts; Lower EOR fee with annual seats; Oyster for Refugees.

Does Oyster have an Android app?

No Android app was listed when its pages were read on Oct 17, 2026. Oyster is listed for Web.

Does Oyster have an iPhone app?

No iPhone app was listed when its pages were read on Oct 17, 2026. Oyster is listed for Web.

Is Oyster open source?

Oyster is not described as open source on its own site, as read on Oct 17, 2026.

Does Oyster have an API?

Yes. Oyster offers a public API, according to its own site.

What does Oyster integrate with?

Oyster's listing names Slack, Zapier, Ashby and Workable. A listing names up to eight integrations, so it may connect to more.

Who makes Oyster?

Oyster is made by Oyster HR, Inc.

What are the alternatives to Oyster?

The closest alternatives to Oyster in our directory are Deel, Remote and Rippling.

How does Oyster compare with other payroll services?

Oyster's GPA of 2.0 is higher than 1 of the 18 other payroll services we grade, and level with 1.

Is Oyster good value for money?

ToolGPA grades Oyster D for value for money. Its paid plans start at $29 a month for each person, against a middle price of $29 for the category: 4 of the 13 others that charge start lower.

Could I make my own version of Oyster?

To replace Oyster you would be making payroll taxes worked out and filed with the government for you.

Where this guide comes from

The prices, plans, platforms and features were read from Oyster’s own pages on Oct 17, 2026, and the grades were given on Oct 17, 2026. Graded from this listing, whose facts were read from Oyster's own pages on 17 October 2026. Not based on using the product, and shorter than our full reviews.

Every tool we list gets five grades, A to F, each with its reason, and a GPA that averages them. How each is decided is at toolgpa.com/grades. This guide is ToolGPA’s own work; it is not made, paid for or approved by Oyster HR, Inc. Prices change, so check oysterhr.com before you buy.

Part 07 · About

About ToolGPA

Who made this guide, what else is on the site, and how to cite it

1,858

Tools graded, in 46 categories

ToolGPA grades software the way a school report grades a pupil: five subjects, a letter for each with the reason written beside it, and a GPA that averages them. Prices, plans and platforms are read from each maker’s own pages and dated, so you always know how fresh a figure is.

ToolGPA is free to read. It may earn a commission from affiliate links and it works with sponsors, but anything paid for is labelled and no one can pay for a grade. Every tool on the site has a guide like this one, free to download and pass on. It all lives at toolgpa.com.

  • 1,858

    tools graded

  • 46

    categories

  • 426

    price changes on record

  • 579

    apps priced in 12 countries

What else is on toolgpa.com

Scan for the live page

Prices and grades as they are today

Quoting this guide?

Please name ToolGPA and link to the live page, so readers can check the figures for themselves:

ToolGPA, "Oyster: The Insider's Guide", checked Oct 17, 2026. https://toolgpa.com/tools/oyster

Know someone choosing between payroll services?

Send them this guide: toolgpa.com/tools/oyster/guide

ToolGPA elsewhere: youtube.com/@toolgpa

See our other guides

The best-graded payroll services after Oyster, each with an Insider's Guide of its own.

ToolGPA

Choosing software? Every tool graded, every price dated.

Compare tools at toolgpa.com ›

Everything in this guide is ToolGPA’s own summary of what Oyster’s pages, its app-store listings and public reviews said on the dates shown. Grades are our judgement under the rules at toolgpa.com/grades. ToolGPA uses affiliate links and may earn a commission from them, and it works with sponsors; anything paid for is labelled, and no one can pay for a grade. Oyster is a trademark of its owner, and this guide is not made, paid for or approved by Oyster HR, Inc. Prices and plans change: check oysterhr.com before you buy.