The stickK Insider’s Guide
Everything we know about stickK in one document: what it costs, its grades, getting a refund, getting help and what else to look at. Read it here, or keep a copy.
stickK
The Insider’s Guide
Commitment contracts with a referee and optional money stakes
Every plan, grade, refund rule and rival among habit trackers, read from stickK’s own pages.
Made by stickK.com, LLC · checked Oct 5, 2026 · toolgpa.com
Contents
- 01WelcomeWhat it is, who it suits, its grades and the ten things to know first
- 02What it costsEvery plan, the free plan, ways to pay less and how prices have moved
- 03What it doesIts main features, where it runs, what it works with and who makes it
- 04Where it standsIts grades against its category, and whether to keep it or make your own
- 05The alternativesThe tools it is most often weighed against, side by side
- 06Quick answersThe questions people ask about it, each answered in a line or two
- 07About ToolGPAWho made this guide, what else is on the site, and how to cite it
ToolGPA put this guide together from stickK’s own pages, its app-store listings and our grades. Every fact in it is on stickK’s page too, where it is kept up to date. Checked Oct 5, 2026.
Part 01 · Overview
Welcome
What it is, who it suits, its grades and the ten things to know first
2.8
GPA, above 25 of the 43 other habit trackers we grade
stickK is a goal-setting platform built around Commitment Contracts: you name a goal, set a timeline and report on it daily, weekly or once at the end. A Referee can verify each report, Supporters can follow along, and you can put money at stake that is charged whenever a reporting period fails. It was founded by two Yale professors and a Yale management student, and it runs in a browser and in iOS and Android apps.
To get you started, here are 8 things to know about stickK, taken from its own pages and our grades.
But once one begins you can't delete it or change the goal, a late report counts as a failure, and group Campaign prices aren't published.
- 1
Best for goals you'll only keep with money on the line
stickK makes you sign a contract with yourself: name a goal, pick a Referee, and put money down if you choose.
- 2
There is a free plan
Personal Commitment Contracts are free to create in any number, with a Referee, Supporters and a journal. Money stakes are optional and are charged only when a reporting period fails.
- 3
It runs on 3 platforms
Web, iOS and Android.
- 4
Commitment Contracts
A contract with yourself that fixes a goal, a start and end date and a reporting schedule. After creation you can only add a Referee, invite Supporters and change its privacy settings.
- 5
Reports on a fixed schedule
You report success or failure daily, weekly or once at the end. A report not filed within 24 hours (daily) or 72 hours (weekly and single-report contracts) counts as unsuccessful.
- 6
Referees
A person you invite verifies your reports and has the final word: a Referee can turn a reported success into a failure. Without one, the contract runs "On Your Honor".
- 7
A 2.8 GPA, above 25 of 43
That is against the other habit trackers we grade, on value, the free plan, features, ease of use and platforms.
- 8
Keep it
The plain part of stickK you could make: goals and habit tracking. What surrounds it you could not. The 3 things listed below take a company, not a weekend.
stickK at a glance
- Pricing
- Free plan
- Free plan
- Yes
- Free trial
- None stated
- Runs on
- Web, iOS, Android
- Made by
- stickK.com, LLC, since 2007
- Category
- Habit Trackers
- Our grade
- 2.8 GPA, good
The report card
Best for goals you'll only keep with money on the line
stickK makes you sign a contract with yourself: name a goal, pick a Referee, and put money down if you choose. Miss a report and your card is charged within 48 hours, with the cash going to an anti-charity or to stickK, which keeps 50% of anti-charity stakes. Personal contracts are free. But once one begins you can't delete it or change the goal, a late report counts as a failure, and group Campaign prices aren't published.
| Subject | Grade | Comment |
|---|---|---|
| Value for money | B | Personal contracts are free, in any number. Two caveats: stickK keeps 50% of any stake you forfeit to an anti-charity, plus contract costs, and the paid Campaign plans for groups have no price published outside an admin account. |
| Free plan and trial | A | Free with no cap on contracts: as many personal Commitment Contracts as you like, each with a Referee, Supporters and a journal with notes and photos. Money only moves if you put a stake down and then miss a report. |
| Features | C | On record: fixed goals and dates, daily, weekly or single reports, a Referee who can overrule a success, stakes charged within 48 hours, Supporters, a journal and group Campaigns. But the listing names the gap: once a contract begins you can't change the goal or delete it. |
| Ease of use | C | No store rating on record, and the rules want reading first: a daily report not filed within 24 hours counts as a failure, 72 hours for weekly ones, a Referee has the final word, and cancelling needs a physician's medical excuse form. |
| Platforms and integrations | B | The web plus iPhone and Android apps, which covers a laptop and a pocket, and a contract can be reported from any of them. Nothing it connects to, though: no integrations and no API, so no fitness tracker or app can report for you. |
An A is worth 4 points, a B 3, a C 2, a D 1 and an F nothing. The GPA is the average of the five.
Who stickK is for
- Fits if you only follow through when money or your reputation is on the line
- Works for people with a friend, coach or family member willing to check reports as Referee
Who it is not for
- Skip it if you might change your mind, as a contract can't be deleted once it begins, short of a physician's form
- Not for you if you just want to tick off small daily habits, as everything here is a contract with an end date
- Pricey if you set a big stake and slip, since your card is charged within 48 hours of each failed period
- Watch out: a daily report not filed within 24 hours counts as a failure, and stickK keeps 50% of anti-charity stakes
- Watch out: paid Campaign prices show only inside an admin account, and older help articles describe outdated terms
Good to know
Good for
- People who follow through when money or reputation is on the line
- Goals that a friend, coach or family member can verify as Referee
- Clubs, teams and workplaces running a shared challenge as a Campaign
Worth knowing
- stickK keeps 50% of forfeited stakes sent to an anti-charity, plus contract costs, under its contract terms last updated June 12, 2024.
- Those terms removed a $5 creation fee and ended charity and friend-or-foe recipients for new contracts; older help articles still describe all three.
- A contract cannot be deleted once it begins; the terms allow cancellation only with a physician's medical excuse form.
- Prices for the paid Campaign plans (All-access and Pro) are not published in the help center; they appear inside a Campaign admin account.
Part 02 · Pricing
What it costs
Every plan, the free plan, ways to pay less and how prices have moved
3
plans to choose from
stickK has a free plan.
Personal contracts are free, in any number.
Commitment Contract
$0
Any number of personal contracts with a Referee, Supporters and a journal. Optional stakes are charged per failed reporting period.
Campaigns Basic
$0
Free plan for group Campaigns. An account downgraded to it keeps its most active Campaign and 2 of that Campaign's Commitments.
Campaigns All-access and Pro
Not published
Paid group plans that unlock more features, each with its own Campaign and Commitment limits, billed monthly or annually. Prices appear only inside a Campaign admin account.
The free plan
Personal Commitment Contracts are free to create in any number, with a Referee, Supporters and a journal. Money stakes are optional and are charged only when a reporting period fails.
Read from stickk.zendesk.com on Oct 5, 2026.
Part 03 · Features
What it does
Its main features, where it runs, what it works with and who makes it
3
Places it runs: Web, iOS and Android
Commitment contracts with a referee and optional money stakes. Here is what it does, as its own site describes it, and what it covers: habit tracking, goals.
But the listing names the gap: once a contract begins you can't change the goal or delete it.
- Commitment Contracts
- A contract with yourself that fixes a goal, a start and end date and a reporting schedule. After creation you can only add a Referee, invite Supporters and change its privacy settings.
- Reports on a fixed schedule
- You report success or failure daily, weekly or once at the end. A report not filed within 24 hours (daily) or 72 hours (weekly and single-report contracts) counts as unsuccessful.
- Referees
- A person you invite verifies your reports and has the final word: a Referee can turn a reported success into a failure. Without one, the contract runs "On Your Honor".
- Money stakes
- Set an amount that is charged to your card within 48 hours of each unsuccessful reporting period. Under the June 2024 terms, new stakes go to an anti-charity you pick or to stickK itself.
- Supporters and Commitment Journal
- Supporters can be emailed your result after each report and can comment in the Commitment Journal, where you add notes and progress photos.
- Communities and Campaigns
- A public contract can be listed in up to three of ten topic Communities. Campaigns bundle a set of contracts for a group, whose members join with an activation code.
Where it runs
- Web
- iOS
- Android
What it works with
Its own pages name no integrations.
stickK is made by stickK.com, LLC, and has been around since 2007.
Part 04 · Standing
Where it stands
Its grades against its category, and whether to keep it or make your own
25/43
Other habit trackers it is graded above
stickK's GPA of 2.8 is higher than 25 of the 43 other habit trackers we grade, and level with 11.
It stands best on free plan and trial (A, above 34 of 43) and worst on features (C, above 0).
Each grade against the category
Every bar is all 44 habit trackers we grade, cut by the letter each got. stickK’s own letter is outlined.
- BValue for moneyAbove 24 of 43
- AFree plan and trialAbove 34 of 43
- CFeaturesAbove 0 of 43
- CEase of useAbove 0 of 43
- BPlatforms and integrationsAbove 31 of 43
Keep it, or make your own?
Whether this is something you could build for yourself with an AI app builder, and what you would give up.
Keep it
The plain part of stickK you could make: goals and habit tracking. What surrounds it you could not. The 3 things listed below take a company, not a weekend.
What you could make
- Goals and habit tracking: an app builder makes these well.
What you could not
- A real app for iOS and Android. Something home-made would be a web page.
- People on the other end: referees. No app builder makes those.
- Sharing with other people, which means accounts and invitations.
What this rests on. stickK’s listing: what it does, where it runs, what it plugs into and what it costs. It is a judgement about the kind of software this is. We have not built a replacement for it, and making your own means looking after it too. How we decide, and every tool’s verdict.
Part 05 · Alternatives
The alternatives
The tools it is most often weighed against, side by side
Beeminder, Forfeit, Coach.me, Habitica and Habitify
The 5 tools stickK is most often weighed against, with where each one differs from it.
- 2.4GPA
Beeminder
Free plan · from $8/mo
- 2.4GPA
Forfeit
Free trial · from $3.99
Habit contracts that charge your card when you miss a goal.
- stickK has a free plan. Forfeit does not, though it has a free trial.
- Only Forfeit lists a macOS app.
- Forfeit also covers site & app blocker and Pomodoro timer.
- 2.8GPA
Coach.me
Free plan · from $25
Free habit tracker with community support and paid human coaching.
- 3.4GPA
Habitica
Free plan · from $4.99/mo
Habit and task tracker that works like a role-playing game.
- Habitica is open source, according to its own site.
- stickK also covers goals.
- Habitica also covers tasks.
- 2.8GPA
Habitify
Free plan · from $29.99/yr
Cross-platform habit tracker with health-data sync and an API.
- Only Habitify lists a macOS app.
- stickK also covers goals.
- Habitify also covers Pomodoro timer.
Part 06 · Questions
Quick answers
The questions people ask about it, each answered in a line or two
10
Questions, each answered in a line or two
The short version of everything above, for when you only need the answer. Each one is told in full in its part of the guide.
Is stickK free?
stickK has a free plan. Personal Commitment Contracts are free to create in any number, with a Referee, Supporters and a journal.
How much does stickK cost?
stickK lists 3 plans. Commitment Contract: $0.
What platforms does stickK work on?
stickK is available on Web, iOS and Android.
Does stickK have a Windows app?
No Windows app was listed when its pages were read on Oct 5, 2026. stickK is listed for Web, iOS and Android.
Does stickK have a macOS app?
No macOS app was listed when its pages were read on Oct 5, 2026. stickK is listed for Web, iOS and Android.
Is stickK open source?
stickK is not described as open source on its own site, as read on Oct 5, 2026.
Who makes stickK?
stickK is made by stickK.com, LLC. It dates from 2007.
What are the alternatives to stickK?
The closest alternatives to stickK in our directory are Beeminder, Forfeit, Coach.me, Habitica and Habitify.
How does stickK compare with other habit trackers?
stickK's GPA of 2.8 is higher than 25 of the 43 other habit trackers we grade, and level with 11.
Could I make my own version of stickK?
The plain part of stickK you could make: goals and habit tracking. What surrounds it you could not.
Where this guide comes from
The prices, plans, platforms and features were read from stickK’s own pages on Oct 5, 2026, and the grades were given on Oct 10, 2026. Graded from this listing, whose facts were read from stickK's own pages on 5 October 2026. Also tested with a demo account on 2026-06-10.
Every tool we list gets five grades, A to F, each with its reason, and a GPA that averages them. How each is decided is at toolgpa.com/grades. This guide is ToolGPA’s own work; it is not made, paid for or approved by stickK.com, LLC. Prices change, so check stickk.com before you buy.
- stickk.zendesk.com/hc/en-us/articles/206119378-Terms-and-Conditions-of-Commitment-Contract
- stickk.zendesk.com/hc/en-us
- stickk.zendesk.com/hc/en-us/articles/206109308-What-is-stickK
- stickk.zendesk.com/hc/en-us/articles/206833157-How-it-Works
- stickk.zendesk.com/hc/en-us/articles/206833247-Create-a-Commitment-Contract
- stickk.zendesk.com/hc/en-us/articles/206833257-Edit-or-delete-a-Commitment
- stickk.zendesk.com/hc/en-us/articles/206833387-What-constitutes-an-Unsuccessful-Report
- stickk.zendesk.com/hc/en-us/articles/206109628-What-happens-if-I-am-unsuccessful
- stickk.zendesk.com/hc/en-us/articles/206109518-What-does-On-your-Honor-mean
- stickk.zendesk.com/hc/en-us/articles/206829887-Glossary-of-Terms
- stickk.zendesk.com/hc/en-us/articles/360025830234-Commitment-Journal
- stickk.zendesk.com/hc/en-us/articles/360025972413-Communities
- stickk.zendesk.com/hc/en-us/articles/24859287962003-Understanding-the-New-5-Commitment-Creation-Fee
- stickk.zendesk.com/hc/en-us/articles/360017958954-Billing
- stickk.zendesk.com/hc/en-us/articles/1500001347462-What-are-stickK-Campaigns
- stickk.zendesk.com/hc/en-us/articles/360025828514-Our-Founders
- apps.apple.com/us/app/stickk-goals-accountability/id776128765
- play.google.com/store/apps/details?id=com.summit.stickk&hl=en_US&gl=US
Part 07 · About
About ToolGPA
Who made this guide, what else is on the site, and how to cite it
3,189
Tools graded, in 94 categories
ToolGPA grades software the way a school report grades a pupil: five subjects, a letter for each with the reason written beside it, and a GPA that averages them. Prices, plans and platforms are read from each maker’s own pages and dated, so you always know how fresh a figure is.
Every grade, review and ranking on ToolGPA is our own judgement. No company can pay for a grade or change one. Every tool on the site has a guide like this one, free to download and pass on. It all lives at toolgpa.com.
3,189
tools graded
94
categories
426
price changes on record
579
apps priced in 12 countries
What else is on toolgpa.com
- stickK, kept up to dateEverything in this guide, with prices and grades as they are todaytoolgpa.com/tools/stickk
- How grades are givenThe rules behind every letter and every GPAtoolgpa.com/grades
- Value chartsWhat each tool costs against what it scores, for every categorytoolgpa.com/charts
- CompareAny two tools side by side, plan by plantoolgpa.com/compare
- Price changesEvery price rise and cut on record, each with its sourcetoolgpa.com/price-changes
- Prices by countryWhat apps cost on the App Store in 12 countriestoolgpa.com/prices-by-country
- Pay lessEvery public discount: yearly billing, students, nonprofitstoolgpa.com/save
- Keep or makeWhich tools are worth paying for, and which you could build yourselftoolgpa.com/keep-or-make
Scan for the live page
Prices and grades as they are today
Quoting this guide?
Please name ToolGPA and link to the live page, so readers can check the figures for themselves:
ToolGPA, "stickK: The Insider's Guide", checked Oct 5, 2026. https://toolgpa.com/tools/stickk
Know someone choosing between habit trackers?
Send them this guide: toolgpa.com/tools/stickk/guide
ToolGPA elsewhere: youtube.com/@toolgpa
See our other guides
The best-graded habit trackers after stickK, each with an Insider's Guide of its own.
- Habit Trackers Insider's GuideEvery one of the 44 habit trackers we grade, compared
- Finch Insider's GuideSelf-care app that ties daily goals to a virtual pet bird3.4 GPA
- Habitica Insider's GuideHabit and task tracker that works like a role-playing game3.4 GPA
- Disciplined Insider's GuideMinimal habit tracker built around daily streaks3.0 GPA
Choosing software? Every tool graded, every price dated.
Compare tools at toolgpa.com ›Everything in this guide is ToolGPA’s own summary of what stickK’s pages, its app-store listings and public reviews said on the dates shown. Grades are our judgement under the rules at toolgpa.com/grades. Every grade, review and ranking on ToolGPA is our own judgement. No company can pay for a grade or change one. stickK is a trademark of its owner, and this guide is not made, paid for or approved by stickK.com, LLC. Prices and plans change: check stickk.com before you buy.