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Xero Early

The Xero Early plan costs $27 per month, billed monthly.

$27Checked Oct 17, 2026 against xero.com

What the plan includes

Advertised at $5.40 a month for the first 3 months. Quotes, 20 invoices, 5 bills, bank reconciliation, sales tax and a 30-day cash flow forecast.

As stated on xero.com

The plans either side of it

  • Growing$59 per month, billed monthlyone above

    Advertised at $11.80 a month for the first 3 months. No invoice or bill limits, auto-reconcile, dashboards, budgets and a 60-day forecast.

What else costs about this much

ToolStarts atFree plan
FreeAgent$27 a monthNo
Dext$25.21 a monthNo
Kashoo$30 a monthNo
FreshBooks$23 a monthNo

Each tool’s own starting price, within a quarter of what this plan costs. A starting price is not the same plan, so read what each one includes before weighing them against each other.

Xero Early questions

How much is the Xero Early plan?

The Xero Early plan costs $27 per month, billed monthly. Advertised at $5.40 a month for the first 3 months. Quotes, 20 invoices, 5 bills, bank reconciliation, sales tax and a 30-day cash flow forecast.

Is it worth moving from Early to Growing?

That depends on what you need. Growing costs $59 per month, billed monthly and adds advertised at $11.80 a month for the first 3 months. No invoice or bill limits, auto-reconcile, dashboards, budgets and a 60-day forecast. The listing is what each plan states; neither plan is graded on its own.

Does Xero have a free plan or a trial?

There is no free plan, but there is a one month free on any plan, taken instead of the 3-month discount.

When was this checked?

Oct 17, 2026, against https://www.xero.com/us/pricing-plans/. Vendors change prices and plans without notice, so confirm on their site before you buy.

Every Xero plan, the free plan and the trial