Xero pricing
Xero is a paid product with a free trial, starting at $27 per month, billed monthly.
Plans and prices
- Starts at
- $27 per month, billed monthly
- Free plan
- None
- Free trial
- One month free on any plan, taken instead of the 3-month discount
| Plan | Price | What you get |
|---|---|---|
| Early | $27per month, billed monthly | Advertised at $5.40 a month for the first 3 months. Quotes, 20 invoices, 5 bills, bank reconciliation, sales tax and a 30-day cash flow forecast. |
| Growing | $59per month, billed monthly | Advertised at $11.80 a month for the first 3 months. No invoice or bill limits, auto-reconcile, dashboards, budgets and a 60-day forecast. |
| Established | $97per month, billed monthly | Advertised at $19.40 a month for the first 3 months. Adds multiple currencies, project time and costs, expense claims and a 180-day forecast. |
Read from xero.com on Oct 17, 2026. Prices change, so confirm with Xero before you buy.
Ways to pay less for Xero
- Other savings80% off the first 3 months
New US customers buying their first organization pay 20% of the base plan price for 3 months, then the regular monthly price. Add-ons are not discounted.
Stated on xero.com - Other savingsTwo months of Xero Payroll free
Xero's payroll page offers two months free to try Xero Payroll, which then costs $36 a month plus $6 per employee or contractor.
Stated on xero.com
How Xero's price compares
| Tool | Starts at | Free plan | |
|---|---|---|---|
| Xero | $27 per month, billed monthly | No | |
| QuickBooks Online | $38 per month, billed monthly | Yes | Compare |
| FreshBooks | $23 per month, billed monthly | No | Compare |
| Zoho Books | $15 per organization / month, billed annually | Yes | Compare |
| Wave | $19 per month, billed monthly | Yes | Compare |
Each price is the vendor’s own, with its billing basis as stated. Check dates are on each tool’s page.
Xero pricing questions
Is Xero free?
No, Xero is a paid product, but you can try it first. One month free on any plan, taken instead of the 3-month discount.
How much does Xero cost?
Xero lists 3 plans. Early: $27 per month, billed monthly. Growing: $59 per month, billed monthly. Established: $97 per month, billed monthly. Prices were read from xero.com on Oct 17, 2026.
Does Xero have a free trial?
Yes. One month free on any plan, taken instead of the 3-month discount.
When were Xero's prices last checked?
On Oct 17, 2026, against xero.com. Vendors change prices without notice, so confirm on their site before you buy.