Airwallex vs Statrys (2026): which should you pick?

Pick Airwallex if

• Fits if you pay suppliers or staff in other countries
• Works for teams that spend abroad and want cards with no foreign transaction fees

Look elsewhere if

• Tight if you're about to grow past 10 Spend users, as Grow's platform fee isn't published
• Pricey if you send lots of SWIFT transfers, at $15 to $25 each
• Watch out: conversion costs 0.5% over the interbank rate for major currencies and 1% for others
• Watch out: plan fees are charged per legal entity, and taking international cards costs 4.3% + $0.30
• Skip it if you want a desktop app, as only web, iPhone and Android are listed

Pick Statrys if

• Fits if you run a Hong Kong company that sends and collects in several currencies
• Works for online sellers paid through Stripe, PayPal or Shopify

Look elsewhere if

• Skip it if you need receipts or approvals, as the pricing page lists none
• Pricey if you send SWIFT payments, at HKD 85 each, with overseas card use at 1.99%
• Watch out: prices are the Hong Kong ones, and the page has a country selector
• Watch out: foreign exchange is charged from 0.1%, and extra physical cards cost HKD 39 a month each

Airwallex

• Currency conversion costs 0.5% above the interbank rate for major currencies and 1% for others; SWIFT transfers cost $15 to $25 each.
• Grow adds a platform fee based on the number of Spend users that the pricing page does not state, and plan fees are charged per legal entity.
• Airwallex US, LLC is a licensed money transmitter that works with Evolve Bank & Trust for some US customers; the cards are issued by Community Federal Savings Bank.
• Taking card payments costs 2.8% + $0.30 for US cards and 4.3% + $0.30 for international ones.

Statrys

• Prices are in Hong Kong dollars and are the Hong Kong ones; the pricing page has a country selector.
• Per-use fees on the Hong Kong page include HKD 85 to send a SWIFT payment, HKD 60 to collect one and 1.99% on overseas card use.
• Foreign exchange is charged from 0.1% on major currencies; extra physical cards cost HKD 39 a month each.
• It is a business account with accounting services rather than an expense-report tool; there are no receipt or approval features on the pricing page.

Airwallex

Multi-currency accounts

Collect and hold money in more than 20 currencies, send local transfers to over 120 countries and SWIFT transfers to more than 200.

Corporate cards

Virtual and physical Visa cards with per-card limits for use in 60+ markets, with no foreign transaction fees and up to 2% cashback on local USD spend.

Expenses and reimbursements

Receipts are matched by AI from email or bulk upload, staff submit and approve in the mobile app, and reimbursements go to employees in 200+ countries.

Bill pay

Upload, email or sync bills, have their details extracted automatically, and pay domestic or international suppliers in bulk after approval.

Invoicing and payments

Send invoices for free, take cards and 160+ local payment methods through checkout or payment links, and run subscription billing.

Developer APIs

APIs for accounts, payouts, card issuing and payments, for businesses that build these into their own products.

Statrys

Multi-currency account

Holds HKD, USD, EUR, CNY, GBP, SGD, JPY, AUD, CHF, NZD and CAD, with local currency accounts in several European countries, Australia and the UK.

Payment cards

Virtual cards are free to issue and maintain. Physical cards work online, in stores and at ATMs, with fees for extra cardholders and overseas use.

Payouts from platforms

The account can receive payouts from Stripe, PayPal and Shopify and connects to Xero for bookkeeping.

Accounting services

A paid service records transactions, prepares reports and filings, and is sold separately from the account.

Company set-up

Registers a company in Hong Kong or Singapore, with a registered address and statutory filings such as annual returns handled.

Account managers

Two account managers are included with every service at no extra cost.

Airwallex

• Explore$0

  Accounts in 20+ currencies, unlimited cards, expense management, bill pay with AI coding, invoicing and Xero or QuickBooks sync, for up to 10 Spend users.

• Grow$12

  per active Spend user / month, plus a platform fee by team size

  Up to 250 Spend users. Adds multi-step approvals, an AI expense policy agent, bill rules, NetSuite and Business Central sync. The platform fee is not shown.

• AccelerateCustom

  Adds purchase orders and requests, AI 3-way matching, several legal entities, a direct ERP integration and an account manager.

Statrys

• Business AccountHKD 0

  no monthly fee; fees per payment

  Multi-currency account with virtual cards, a Xero link and a dedicated account manager. Per-use fees apply.

• AccountingHKD 891

  per month and up

  Pay-per-use bookkeeping, reports and filings with no monthly commitment; the price depends on the business.

• Corporate ServicesHKD 8,750

  set-up price; billing period not shown

  Hong Kong or Singapore company set-up with statutory filings handled; HKD 7,875 until November 30.

Airwallex

No public discounts listed.

Statrys

• Other savings

  Corporate Services HKD 7,875 until November 30

  The pricing page shows Corporate Services at HKD 7,875 against a standard HKD 8,750, with the offer ending November 30.

• Other savings

  HKD 188 for 10 or more transactions in a month

  The pricing page says the account pays HKD 188 back when you make 10 or more transactions with it in a month.