Statrys review (2026): is the free plan enough?
Multi-currency business account with accounting and company setup
Black Friday: is there a Statrys sale?
Statrys report card
Fair · out of 4.0 · graded Nov 13, 2026
Best for a Hong Kong business account for cross-border firms
Statrys is a business account for Hong Kong companies with multi-currency payments and cards, plus accounting services from HKD 891 a month. Fees are charged per payment, card use and exchange, and it has no receipt or approval tools.
Who Statrys is for
- Fits if you run a Hong Kong company that sends and collects in several currencies
- Works for online sellers paid through Stripe, PayPal or Shopify
Who Statrys is not for
- Skip it if you need receipts or approvals, as the pricing page lists none
- Pricey if you send SWIFT payments, at HKD 85 each, with overseas card use at 1.99%
- Watch out: prices are the Hong Kong ones, and the page has a country selector
- Watch out: foreign exchange is charged from 0.1%, and extra physical cards cost HKD 39 a month each
Why Statrys gets a 2.4
Five grades, each with its reason. The GPA is their average: an A is 4 points, an F is none.
- CValue for moneyThe account has no monthly fee, with fees per payment. Accounting starts at HKD 891 a month, about $115, which is well above the category, so the grade stays in the middle.
- BFree plan and trialBusiness Account has zero monthly fees, and you pay per payment, card use and currency exchange. One person could live on it, at a cost per use.
- CFeaturesMulti-currency account, cards, platform payouts, accounting services and company set-up. No receipt or approval features appear on the pricing page.
- CEase of useNo store rating on record. Opening a business account takes company documents and checks.
- BPlatforms and integrationsWeb, iOS and Android with Xero, Stripe, PayPal and Shopify. No desktop app.
What these grades rest on. Graded from this listing, whose facts were read from Statrys's own pages on 13 November 2026. Not based on using the product, and shorter than our full reviews. How we review and grade.
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<a href="https://toolgpa.com/tools/statrys#review"><img src="https://toolgpa.com/badge/statrys.svg" alt="Statrys: 2.4 GPA on ToolGPA" width="196" height="56"></a>Where Statrys stands among spend and bill pay tools
Statrys's GPA of 2.4 is higher than 55 of the 76 other spend and bill pay tools we grade, and level with 2.
It stands best on free plan and trial (B, above 62 of 76) and worst on ease of use (C, above 0).
Each grade against the category
Every bar is all 77 spend and bill pay tools we grade, cut by the letter each got. Statrys’s own letter is outlined.
- CValue for moneyAbove 5 of 76, level with 55
- BFree plan and trialAbove 62 of 76, level with 8
- CFeaturesAbove 4 of 76, level with 56
- CEase of useAbove 0 of 76, level with 64
- BPlatforms and integrationsAbove 18 of 76, level with 57
Keep Statrys, or make your own?
Keep it
To replace Statrys you would be making live feeds from your bank, which take an agreement with each bank or a service that has them. That is not a weekend's work, with an AI app builder or without one.
It is one of the better ones too: its GPA of 2.4 is higher than 55 of the 76 other spend and bill pay tools we grade.
What you could make
- Expense tracking: an app builder makes this well.
What you could not
- Live feeds from your bank, which take an agreement with each bank or a service that has them.
- Cards issued through a bank.
- A real app for iOS and Android. Something home-made would be a web page.
What this rests on. Statrys’s listing: what it does, where it runs, what it plugs into and what it costs. It is a judgement about the kind of software this is. We have not built a replacement for it, and making your own means looking after it too. How we decide, and every tool’s verdict.
What is Statrys?
Statrys is a Hong Kong provider that bundles a multi-currency business account with payment cards, accounting services and company registration. The account has no monthly fee, and payments, cards and currency exchange are charged per use. Accounting and company set-up are separate paid services.
Worth knowing
- Prices are in Hong Kong dollars and are the Hong Kong ones; the pricing page has a country selector.
- Per-use fees on the Hong Kong page include HKD 85 to send a SWIFT payment, HKD 60 to collect one and 1.99% on overseas card use.
- Foreign exchange is charged from 0.1% on major currencies; extra physical cards cost HKD 39 a month each.
- It is a business account with accounting services rather than an expense-report tool; there are no receipt or approval features on the pricing page.
Key features
- Multi-currency account
- Holds HKD, USD, EUR, CNY, GBP, SGD, JPY, AUD, CHF, NZD and CAD, with local currency accounts in several European countries, Australia and the UK.
- Payment cards
- Virtual cards are free to issue and maintain. Physical cards work online, in stores and at ATMs, with fees for extra cardholders and overseas use.
- Payouts from platforms
- The account can receive payouts from Stripe, PayPal and Shopify and connects to Xero for bookkeeping.
- Accounting services
- A paid service records transactions, prepares reports and filings, and is sold separately from the account.
- Company set-up
- Registers a company in Hong Kong or Singapore, with a registered address and statutory filings such as annual returns handled.
- Account managers
- Two account managers are included with every service at no extra cost.
Statrys pricing
As of Nov 13, 2026, Statrys has a free plan, and paid plans start at HKD 891 per month and up (Accounting).
- Starts at
- HKD 891 per month and up (Accounting)
- Free plan
- Business Account: zero monthly fees, with fees charged per payment, card use and currency exchange.
- Free trial
- None listed
| Plan | Price | What you get |
|---|---|---|
| Business Account | HKD 0no monthly fee; fees per payment | Multi-currency account with virtual cards, a Xero link and a dedicated account manager. Per-use fees apply. |
| Accounting | HKD 891per month and up | Pay-per-use bookkeeping, reports and filings with no monthly commitment; the price depends on the business. |
| Corporate Services | HKD 8,750set-up price; billing period not shown | Hong Kong or Singapore company set-up with statutory filings handled; HKD 7,875 until November 30. |
Read from statrys.com on Nov 13, 2026. Prices change, so confirm with Statrys before you buy.
Ways to pay less
- Other savingsCorporate Services HKD 7,875 until November 30
The pricing page shows Corporate Services at HKD 7,875 against a standard HKD 8,750, with the offer ending November 30.
Stated on statrys.com - Other savingsHKD 188 for 10 or more transactions in a month
The pricing page says the account pays HKD 188 back when you make 10 or more transactions with it in a month.
Stated on statrys.com
Works with
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Common questions
Does Statrys have a Windows app?
No Windows app was listed when its pages were read on Nov 13, 2026. Statrys is listed for Web, iOS and Android.
Does Statrys have a macOS app?
No macOS app was listed when its pages were read on Nov 13, 2026. Statrys is listed for Web, iOS and Android.
Is Statrys open source?
Statrys is not described as open source on its own site, as read on Nov 13, 2026.
Sources for this page
The prices, plans, platforms and features above were read from these pages on Nov 13, 2026.