The Statrys Insider’s Guide
Everything we know about Statrys in one document: what it costs, its grades, getting a refund, getting help and what else to look at. Read it here, or keep a copy.
Statrys
The Insider’s Guide
Multi-currency business account with accounting and company setup
Every plan, grade, refund rule and rival among spend and bill pay tools, read from Statrys’s own pages.
Made by Statrys · checked Nov 13, 2026 · toolgpa.com
Contents
- 01WelcomeWhat it is, who it suits, its grades and the ten things to know first
- 02What it costsEvery plan, the free plan, ways to pay less and how prices have moved
- 03What it doesIts main features, where it runs, what it works with and who makes it
- 04Where it standsIts grades against its category, and whether to keep it or make your own
- 05The alternativesThe tools it is most often weighed against, side by side
- 06Quick answersThe questions people ask about it, each answered in a line or two
- 07About ToolGPAWho made this guide, what else is on the site, and how to cite it
ToolGPA put this guide together from Statrys’s own pages, its app-store listings and our grades. Every fact in it is on Statrys’s page too, where it is kept up to date. Checked Nov 13, 2026.
Part 01 · Overview
Welcome
What it is, who it suits, its grades and the ten things to know first
2.4
GPA, above 55 of the 76 other spend and bill pay tools we grade
Statrys is a Hong Kong provider that bundles a multi-currency business account with payment cards, accounting services and company registration. The account has no monthly fee, and payments, cards and currency exchange are charged per use. Accounting and company set-up are separate paid services.
To get you started, here are 9 things to know about Statrys, taken from its own pages and our grades.
Opening a business account takes company documents and checks.
- 1
Best for a Hong Kong business account for cross-border firms
Fees are charged per payment, card use and exchange, and it has no receipt or approval tools.
- 2
What it costs
Paid plans start at HKD 891 per month and up (Accounting).
- 3
There is a free plan
Business Account: zero monthly fees, with fees charged per payment, card use and currency exchange.
- 4
It runs on 3 platforms
Web, iOS and Android.
- 5
Multi-currency account
Holds HKD, USD, EUR, CNY, GBP, SGD, JPY, AUD, CHF, NZD and CAD, with local currency accounts in several European countries, Australia and the UK.
- 6
Payment cards
Virtual cards are free to issue and maintain. Physical cards work online, in stores and at ATMs, with fees for extra cardholders and overseas use.
- 7
Payouts from platforms
The account can receive payouts from Stripe, PayPal and Shopify and connects to Xero for bookkeeping.
- 8
A 2.4 GPA, above 55 of 76
That is against the other spend and bill pay tools we grade, on value, the free plan, features, ease of use and platforms.
- 9
Keep it
To replace Statrys you would be making live feeds from your bank, which take an agreement with each bank or a service that has them. That is not a weekend's work, with an AI app builder or without one.
Statrys at a glance
- Pricing
- Free plan, from HKD 891 per month and up (Accounting)
- Free plan
- Yes
- Free trial
- None stated
- Runs on
- Web, iOS, Android
- Made by
- Statrys
- Category
- Spend & Bill Pay
- Our grade
- 2.4 GPA, fair
The report card
Best for a Hong Kong business account for cross-border firms
Statrys is a business account for Hong Kong companies with multi-currency payments and cards, plus accounting services from HKD 891 a month. Fees are charged per payment, card use and exchange, and it has no receipt or approval tools.
| Subject | Grade | Comment |
|---|---|---|
| Value for money | C | The account has no monthly fee, with fees per payment. Accounting starts at HKD 891 a month, about $115, which is well above the category, so the grade stays in the middle. |
| Free plan and trial | B | Business Account has zero monthly fees, and you pay per payment, card use and currency exchange. One person could live on it, at a cost per use. |
| Features | C | Multi-currency account, cards, platform payouts, accounting services and company set-up. No receipt or approval features appear on the pricing page. |
| Ease of use | C | No store rating on record. Opening a business account takes company documents and checks. |
| Platforms and integrations | B | Web, iOS and Android with Xero, Stripe, PayPal and Shopify. No desktop app. |
An A is worth 4 points, a B 3, a C 2, a D 1 and an F nothing. The GPA is the average of the five.
Who Statrys is for
- Fits if you run a Hong Kong company that sends and collects in several currencies
- Works for online sellers paid through Stripe, PayPal or Shopify
Who it is not for
- Skip it if you need receipts or approvals, as the pricing page lists none
- Pricey if you send SWIFT payments, at HKD 85 each, with overseas card use at 1.99%
- Watch out: prices are the Hong Kong ones, and the page has a country selector
- Watch out: foreign exchange is charged from 0.1%, and extra physical cards cost HKD 39 a month each
Good to know
Good for
- Hong Kong and Asia-focused businesses that pay suppliers in several currencies
- Founders who want an account, accounting and company set-up from one provider
- Online sellers who receive Stripe, PayPal or Shopify payouts
Worth knowing
- Prices are in Hong Kong dollars and are the Hong Kong ones; the pricing page has a country selector.
- Per-use fees on the Hong Kong page include HKD 85 to send a SWIFT payment, HKD 60 to collect one and 1.99% on overseas card use.
- Foreign exchange is charged from 0.1% on major currencies; extra physical cards cost HKD 39 a month each.
- It is a business account with accounting services rather than an expense-report tool; there are no receipt or approval features on the pricing page.
Part 02 · Pricing
What it costs
Every plan, the free plan, ways to pay less and how prices have moved
3
plans to choose from
Statrys has a free plan. Paid plans start at HKD 891 per month and up (Accounting).
The account has no monthly fee, with fees per payment.
Business Account
HKD 0
no monthly fee; fees per payment
Multi-currency account with virtual cards, a Xero link and a dedicated account manager. Per-use fees apply.
Accounting
HKD 891
per month and up
Pay-per-use bookkeeping, reports and filings with no monthly commitment; the price depends on the business.
Corporate Services
HKD 8,750
set-up price; billing period not shown
Hong Kong or Singapore company set-up with statutory filings handled; HKD 7,875 until November 30.
The free plan
Business Account: zero monthly fees, with fees charged per payment, card use and currency exchange.
Read from statrys.com on Nov 13, 2026.
Ways to pay less
Other savings
Corporate Services HKD 7,875 until November 30
The pricing page shows Corporate Services at HKD 7,875 against a standard HKD 8,750, with the offer ending November 30.
Stated on statrys.comOther savings
HKD 188 for 10 or more transactions in a month
The pricing page says the account pays HKD 188 back when you make 10 or more transactions with it in a month.
Stated on statrys.com
Part 03 · Features
What it does
Its main features, where it runs, what it works with and who makes it
3
Places it runs: Web, iOS and Android
Multi-currency business account with accounting and company setup. Here is what it does, as its own site describes it, and what it covers: bookkeeping, expense tracking, company cards.
Multi-currency account, cards, platform payouts, accounting services and company set-up.
- Multi-currency account
- Holds HKD, USD, EUR, CNY, GBP, SGD, JPY, AUD, CHF, NZD and CAD, with local currency accounts in several European countries, Australia and the UK.
- Payment cards
- Virtual cards are free to issue and maintain. Physical cards work online, in stores and at ATMs, with fees for extra cardholders and overseas use.
- Payouts from platforms
- The account can receive payouts from Stripe, PayPal and Shopify and connects to Xero for bookkeeping.
- Accounting services
- A paid service records transactions, prepares reports and filings, and is sold separately from the account.
- Company set-up
- Registers a company in Hong Kong or Singapore, with a registered address and statutory filings such as annual returns handled.
- Account managers
- Two account managers are included with every service at no extra cost.
Where it runs
- Web
- iOS
- Android
What it works with
- Xero
- Stripe
- PayPal
- Shopify
Statrys is made by Statrys.
Part 04 · Standing
Where it stands
Its grades against its category, and whether to keep it or make your own
55/76
Other spend and bill pay tools it is graded above
Statrys's GPA of 2.4 is higher than 55 of the 76 other spend and bill pay tools we grade, and level with 2.
It stands best on free plan and trial (B, above 62 of 76) and worst on ease of use (C, above 0).
Each grade against the category
Every bar is all 77 spend and bill pay tools we grade, cut by the letter each got. Statrys’s own letter is outlined.
- CValue for moneyAbove 5 of 76
- BFree plan and trialAbove 62 of 76
- CFeaturesAbove 4 of 76
- CEase of useAbove 0 of 76
- BPlatforms and integrationsAbove 18 of 76
Keep it, or make your own?
Whether this is something you could build for yourself with an AI app builder, and what you would give up.
Keep it
To replace Statrys you would be making live feeds from your bank, which take an agreement with each bank or a service that has them. That is not a weekend's work, with an AI app builder or without one.
It is one of the better ones too: its GPA of 2.4 is higher than 55 of the 76 other spend and bill pay tools we grade.
What you could make
- Expense tracking: an app builder makes this well.
What you could not
- Live feeds from your bank, which take an agreement with each bank or a service that has them.
- Cards issued through a bank.
- A real app for iOS and Android. Something home-made would be a web page.
What this rests on. Statrys’s listing: what it does, where it runs, what it plugs into and what it costs. It is a judgement about the kind of software this is. We have not built a replacement for it, and making your own means looking after it too. How we decide, and every tool’s verdict.
Part 05 · Alternatives
The alternatives
The tools it is most often weighed against, side by side
Airwallex, Wise Business, Qonto, Mercury and Aspire
The 5 tools Statrys is most often weighed against, with where each one differs from it.
- 3.2GPA
Airwallex
Free plan · from $12/mo
Multi-currency business accounts, cards, bill pay and expenses.
- Statrys also covers bookkeeping.
- Airwallex also covers invoicing and bill pay.
- 2.2GPA
Wise Business
From $31 one-time
Multi-currency business account for international payments.
- Statrys has a free plan. Wise Business does not.
- Statrys also covers bookkeeping and expense tracking.
- 2.0GPA
Qonto
Free trial · from €9/mo
European business account with cards, transfers and invoicing.
- Statrys has a free plan. Qonto does not, though it has a free trial.
- Only Statrys lists iOS and Android apps.
- Statrys also covers bookkeeping.
- 3.0GPA
Mercury
Free plan · from $29.90/mo
Business banking with cards, expenses, bill pay and invoicing.
- Only Statrys lists an Android app.
- Mercury also covers invoicing, payroll and bill pay.
- 3.0GPA
Aspire
Free
Free business account with global payments, cards and expense tools.
- Statrys also covers bookkeeping.
- Aspire also covers invoicing and bill pay.
Part 06 · Questions
Quick answers
The questions people ask about it, each answered in a line or two
12
Questions, each answered in a line or two
The short version of everything above, for when you only need the answer. Each one is told in full in its part of the guide.
Is Statrys free?
Statrys has a free plan. Business Account: zero monthly fees, with fees charged per payment, card use and currency exchange.
How much does Statrys cost?
Statrys lists 3 plans. Business Account: HKD 0 no monthly fee; fees per payment.
What platforms does Statrys work on?
Statrys is available on Web, iOS and Android.
Does Statrys offer any discounts?
Statrys publicly lists the following: Corporate Services HKD 7,875 until November 30; HKD 188 for 10 or more transactions in a month.
Does Statrys have a Windows app?
No Windows app was listed when its pages were read on Nov 13, 2026. Statrys is listed for Web, iOS and Android.
Does Statrys have a macOS app?
No macOS app was listed when its pages were read on Nov 13, 2026. Statrys is listed for Web, iOS and Android.
Is Statrys open source?
Statrys is not described as open source on its own site, as read on Nov 13, 2026.
What does Statrys integrate with?
Statrys's listing names Xero, Stripe, PayPal and Shopify. A listing names up to eight integrations, so it may connect to more.
Who makes Statrys?
Statrys is made by a company of the same name.
What are the alternatives to Statrys?
The closest alternatives to Statrys in our directory are Airwallex, Wise Business, Qonto, Mercury and Aspire.
How does Statrys compare with other spend and bill pay tools?
Statrys's GPA of 2.4 is higher than 55 of the 76 other spend and bill pay tools we grade, and level with 2.
Could I make my own version of Statrys?
To replace Statrys you would be making live feeds from your bank, which take an agreement with each bank or a service that has them.
Where this guide comes from
The prices, plans, platforms and features were read from Statrys’s own pages on Nov 13, 2026, and the grades were given on Nov 13, 2026. Graded from this listing, whose facts were read from Statrys's own pages on 13 November 2026. Not based on using the product, and shorter than our full reviews.
Every tool we list gets five grades, A to F, each with its reason, and a GPA that averages them. How each is decided is at toolgpa.com/grades. This guide is ToolGPA’s own work; it is not made, paid for or approved by Statrys. Prices change, so check statrys.com before you buy.
Part 07 · About
About ToolGPA
Who made this guide, what else is on the site, and how to cite it
7,721
Tools graded, in 95 categories
ToolGPA grades software the way a school report grades a pupil: five subjects, a letter for each with the reason written beside it, and a GPA that averages them. Prices, plans and platforms are read from each maker’s own pages and dated, so you always know how fresh a figure is.
Every grade, review and ranking on ToolGPA is our own judgement. No company can pay for a grade or change one. Every tool on the site has a guide like this one, free to download and pass on. It all lives at toolgpa.com.
7,721
tools graded
95
categories
739
price changes on record
579
apps priced in 12 countries
What else is on toolgpa.com
- Statrys, kept up to dateEverything in this guide, with prices and grades as they are todaytoolgpa.com/tools/statrys
- How grades are givenThe rules behind every letter and every GPAtoolgpa.com/grades
- Value chartsWhat each tool costs against what it scores, for every categorytoolgpa.com/charts
- CompareAny two tools side by side, plan by plantoolgpa.com/compare
- Price changesEvery price rise and cut on record, each with its sourcetoolgpa.com/price-changes
- Prices by countryWhat apps cost on the App Store in 12 countriestoolgpa.com/prices-by-country
- Pay lessEvery public discount: yearly billing, students, nonprofitstoolgpa.com/save
- Keep or makeWhich tools are worth paying for, and which you could build yourselftoolgpa.com/keep-or-make
Scan for the live page
Prices and grades as they are today
Quoting this guide?
Please name ToolGPA and link to the live page, so readers can check the figures for themselves:
ToolGPA, "Statrys: The Insider's Guide", checked Nov 13, 2026. https://toolgpa.com/tools/statrys
Know someone choosing between spend and bill pay tools?
Send them this guide: toolgpa.com/tools/statrys/guide
ToolGPA elsewhere: youtube.com/@toolgpa
See our other guides
The best-graded spend and bill pay tools after Statrys, each with an Insider's Guide of its own.
- Spend & Bill Pay Insider's GuideEvery one of the 77 spend and bill pay tools we grade, compared
- Brex Insider's GuideCorporate cards, expenses, bill pay and travel for growing companies3.6 GPA
- Ramp Insider's GuideCorporate cards, expenses, travel and bill pay, with a free plan3.6 GPA
- Airwallex Insider's GuideMulti-currency business accounts, cards, bill pay and expenses3.2 GPA
Choosing software? Every tool graded, every price dated.
Compare tools at toolgpa.com ›Everything in this guide is ToolGPA’s own summary of what Statrys’s pages, its app-store listings and public reviews said on the dates shown. Grades are our judgement under the rules at toolgpa.com/grades. Every grade, review and ranking on ToolGPA is our own judgement. No company can pay for a grade or change one. Statrys is a trademark of its owner, and this guide is not made, paid for or approved by Statrys. Prices and plans change: check statrys.com before you buy.