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CRM.io vs Zoho CRM (2026): which should you pick?

As of Nov 13, 2026, we pick Zoho CRM: it is second in our ranking of CRM tools, and it grades higher too, 2.6 against 2.2.

Checked Oct 9, 2026 and Nov 13, 2026 · graded Oct 10, 2026 and Nov 13, 2026 by ToolGPA

Zoho CRM grades higher on the free plan and features. They get the same grade on value for money, ease of use and platforms.

Price, platforms and features side by side. The table says where each price was read and when.

CRM.io

AI-native CRM from the team behind Agile CRM, with a free plan

Free plan

Zoho CRM

Sales CRM with a free edition, process automation and Zia AI

Free plan · from $14/mo

Which one is for you

Pick CRM.io if

  • Fits if you used Agile CRM and want the same team's newer product
  • Works for a small team that wants to start on a free plan with no card

Look elsewhere if

  • Skip it if you need to know prices first, as there is no pricing page
  • Watch out: telephony needs a Twilio connection and AI voice uses ElevenLabs, both with their own charges
  • Not for you if you need SSO or audit logs, as they're listed for Enterprise only
  • Tight if you want a long track record, since the product is new and lists few integrations

Pick Zoho CRM if

  • Fits if there are three of you or fewer and 5,000 records covers your list
  • Works for companies already running on other Zoho apps

Look elsewhere if

  • Pricey if you pay month by month, as Standard goes from $14 to $20 and Professional from $23 to $35
  • Pricey if you need territories, custom functions or customer portals, since those wait for Enterprise at $40
  • Tight if you're staying free, because free stops at 3 users, 5,000 records, 1 GB and 5 workflows
  • Watch out: working out which of four paid editions has the feature you need is a job in itself
  • Watch out: CPQ and inventory start on Professional at $23, and prices exclude local taxes

How we grade them

2.2GPACRM.ioFair2.6GPAZoho CRMGood
Value for money
CNo pricing page exists, so no price can be set against the $29 middle for CRM. We've left it at the ordinary grade.
CStandard is $14 a person a month on yearly billing, at the low end of ordinary for this category and well under what HubSpot or Salesforce charge. It isn't a stripped plan either: workflows, cadences, forecasting and AI agents are in. Pay monthly and it's $20, and tax is extra.
Free plan and trial
CThe site advertises a free-forever plan with no credit card, but its limits aren't published, so we can't say how far it goes.
BFree for up to 3 users with 5,000 records, 1 GB of files, lead, contact and deal management and the phone apps, no card needed. The walls are 5 workflow automations and standard reports only.
Features
CContacts, deals, tasks, automations, calling and a LinkedIn extension. But calling needs your own Twilio account and AI voice runs on ElevenLabs, and SSO and audit logs are Enterprise only.
BLeads, contacts and deals, workflows, follow-up cadences, forecasting, dashboards, the Zia AI assistant and record pages you can redesign without code. It covers the CRM job, though it's spread over four paid editions: quoting and inventory on Professional, territories and portals on Enterprise.
Ease of use
CNo store rating on record, and the product is new. You'll still set up pipelines, telephony and automations yourself.
C4.4 from about 2,700 App Store ratings, just under our bar for a B. The phone apps do add and edit records offline and sync when you're back, and they'll scan a business card, but working out which edition holds which feature is a job in itself.
Platforms and integrations
BWeb app plus a Chrome extension, with Google Calendar, Google Sheets, Twilio, WhatsApp and SendGrid links. No phone or desktop app listed.
BWeb, iPhone, iPad and Android, with no desktop app. It connects to Google Workspace, Microsoft 365, Slack, Teams, Zoom, Mailchimp, QuickBooks and Zapier, and there's an API.
Best forsmall teams moving off Agile CRMsmall teams that want a full CRM from $14 a user

The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: CRM.io and Zoho CRM. How we grade

Where they differ

  • CRM.io also covers kanban boards, marketing automation, AI agents, email campaigns and chatbots.
In commonFree planWebSales pipelineWorkflow automation

At a glance

CRM.ioZoho CRM
PricingFree planFree plan
Starts atNot published$14 per user / month, billed annually ($20 billed monthly)
Free planThe site advertises a free-forever plan for small teams with no credit card, but its limits are not published.Free edition for up to 3 users: lead, contact and deal management, tasks and events, 5,000 records, 1 GB of file storage, up to 5 workflow automations and the mobile apps. No credit card required.
Free trialNone listed15-day free trial
Web
iOS
Android
Browser extension
Made byCRM.ioZoho Corporation
Price read fromNot confirmedzoho.com
CheckedNov 13, 2026Oct 9, 2026

Worth knowing

CRM.io

  • No pricing page exists; plan names, prices and the free plan's limits were not found.
  • Telephony needs a Twilio connection and AI voice uses ElevenLabs, so those carry their own charges.
  • SSO and audit logs are listed only for the Enterprise tier.
  • The product is new, rebuilt from Agile CRM, and its site lists few integrations.

Zoho CRM

  • The Free edition is limited to 3 users, 5,000 records and 5 workflow automations.
  • Monthly billing costs more: Standard is $20 instead of $14 per user, and Professional $35 instead of $23.
  • CPQ and inventory management start at Professional; territory management, custom functions and customer portals need Enterprise.
  • Prices exclude local taxes, and the CRM Plus and Zoho One bundles are priced separately from Zoho CRM.

Key features

CRM.io

Contacts and companies
A shared contact database with smart segments, CSV import and export, social enrichment and bulk account actions.
Deals and pipelines
Multiple pipelines with custom stages, table and kanban views, lost-reason capture and bulk actions.
Tasks, cadences and calendar
Task lists, follow-up cadences and SLA reminders, with Google Calendar sync and team availability views.
Automations and marketing
Round-robin assignment, email bots and AI workflows, plus email campaigns, drips and reusable templates.
Telephony and AI voice
A browser dialer with calling campaigns through Twilio, WhatsApp and SMS, and ElevenLabs-based AI voice agents.
LinkedIn Chrome extension
A Chrome extension captures LinkedIn leads into the pipeline in one click.

Zoho CRM

Lead, contact and deal management
Leads, accounts, contacts and deals are tracked through the sales cycle. Paid editions add multiple pipelines and sales forecasting, and Enterprise adds territory management.
Workflow and process automation
Workflow and assignment rules handle routine updates, cadences run sequences of follow-ups, and Blueprint holds a team to a structured sales process.
Zia AI
Zia gives predictions and recommendations, rewrites emails and flags anomalies. The pricing page lists AI agents from Standard and an AI sales assistant from Enterprise.
Analytics and forecasting
Reports, dashboards and forecasts track sales performance, with anomaly detection on top. The Free edition is limited to standard reports.
Canvas and customization
Layouts and fields can be customized, and Canvas redesigns record pages without code. Enterprise adds custom functions, wizards and customer portals.
Mobile apps with offline mode
iPhone, iPad and Android apps can add, edit and delete records offline and sync when back online. They also include a business card scanner.

Plans

CRM.io

Pricing could not be confirmed. See crm.io.

Zoho CRM

  • Free$0

    Up to 3 users and 5,000 records, with lead, contact and deal management, standard reports and the mobile apps.

  • Standard$14

    per user / month, billed annually ($20 billed monthly)

    Workflows and assignment rules, cadences, reports and dashboards, sales forecasting, AI agents and self-service kiosks.

  • Professional$23

    per user / month, billed annually ($35 billed monthly)

    Adds CPQ, email intelligence, process automation, widgets, inventory management and Google Ads integration.

  • Enterprise$40

    per user / month, billed annually ($50 billed monthly)

    Adds the AI sales assistant, journey orchestration, territory management, custom functions, wizards and customer portals.

  • Ultimate$52

    per user / month, billed annually ($65 billed monthly)

    Higher feature limits, custom AI and ML models, data preparation, and consulting and migration assistance.

Ways to pay less

CRM.io

No public discounts listed.

Zoho CRM

  • Annual discount

    Save up to 34% with yearly billing

    Zoho's pricing page says yearly plans save up to 34%. Standard is $14 per user a month billed annually versus $20 monthly, and Professional is $23 versus $35.

  • By country

    Lower price shown to buyers in India

    On October 9, 2026 Zoho's pricing page showed Standard at ₹800 per user / month to a visitor in India, where the US dollar price is $14 billed annually. A Starter edition priced in rupees is listed too.

Common questions

Which is cheaper, CRM.io or Zoho CRM?

As of Nov 13, 2026, CRM.io has no price we could confirm, and Zoho CRM starts at $14 per user / month, billed annually ($20 billed monthly).

Which has a free plan, CRM.io or Zoho CRM?

As of Nov 13, 2026, both CRM.io and Zoho CRM have a free plan.

Which platforms do CRM.io and Zoho CRM run on?

As of Nov 13, 2026, only CRM.io lists a browser extension and only Zoho CRM lists iOS and Android apps. Both list a web app. A platform missing from a listing is one its maker's pages did not mention.

More comparisons

How this page was made

  • The verdict at the top follows a fixed rule. When both tools are in the same category and either is in our top three for it, the verdict follows that ranking: the higher-placed tool is our pick. The top three weigh who each tool suits as well as its grades, so a pick can go against the GPA. Otherwise the page does not pick one and says which grades higher: the higher GPA first; on a tie, the one with a free plan, then the one that starts cheaper in dollars a month, counted the same way for both; if they are still level, what the choice depends on.
  • The grades are our own, from each tool’s review or report card. The GPA is their average.
  • Prices, plans and platforms come from each tool’s listing. The table above says where each price was read and when.
  • The differences and the answers to the questions are worked out from those listings.
How we review and grade