Emburse vs Expensify (2026): which should you pick?

Pick Emburse if

• Fits if you want expenses, travel and payables from one vendor
• Works for finance teams on NetSuite, Sage Intacct or Workday

Look elsewhere if

• Watch out: no prices are published
• Tight if you need to know what a quote includes, as the product range is wide and several names appear
• Watch out: the site mentions a mobile app, but the app stores were not checked
• Skip it if you want a free plan or a trial, as neither is listed

Pick Expensify if

• Fits if your team mostly needs receipts scanned and money paid back
• Works for an employee whose company has no expense tool yet

Look elsewhere if

• Pricey if you add people who rarely spend, as Collect bills every member
• Skip it if you want the $9 Control rate without moving spend onto the Expensify Card
• Tight if you use NetSuite, Sage Intacct, QuickBooks Desktop or Workday, as they connect only on Control
• Pricey if you won't commit to a year, as Control is then $36 a member a month
• Watch out: the 30-day trial starts when you create a workspace, and card cash back counts US purchases only

Emburse

• No prices are published anywhere that was readable.
• The product range is wide, so check which modules are in a quote.
• The site mentions a mobile app, but the app stores were not checked, so platforms show web only.
• Several product names appear on the site, such as Expense, Assurance and Invoice.

Expensify

• Control's $9 rate needs an annual plan and the Expensify Card for at least half of settled spend; otherwise it is $18 on an annual plan or $36 with no commitment.
• Collect bills every member added to a workspace, active or not; Control bills anyone who creates, submits, approves, reimburses or exports a report that month.
• NetSuite, Sage Intacct, QuickBooks Desktop and Workday connect only on Control; Collect syncs with QuickBooks Online and Xero.
• The Expensify Card is issued by The Bancorp Bank in the US, and cash back counts US purchases only.

Emburse

Expense management

Mobile receipt capture with OCR, automatic categorization across 39+ categories, VAT reconciliation and multi-currency support.

Emburse Assurance

An AI compliance layer that checks receipts before and after submission to catch errors and policy violations.

Travel management

Booking and travel management tools that connect to expense reporting.

AP automation and payments

Invoice processing, reimbursements, cards and ACH payments within the same platform.

Insights and audit

Spend analytics and an audit product for finding wasteful spending.

Expensify

SmartScan receipts

Photograph or forward a receipt and Expensify reads it into an expense, with unlimited scans on every plan including the free one.

Approvals and reimbursement

Reports go to an approver and are paid back by ACH. Control adds multiple approvers, custom expense rules and admin-enforced controls.

Expensify Card

Unlimited cards, virtual ones included, with Smart Limits, paying 1% cash back on US purchases and 2% once monthly spend passes $250,000.

Travel booking

Book flights, hotels, cars and rail inside Expensify, with travel rules, trip approvals and a 24/7 support line.

Bills and invoices

Supplier bills are scanned from a dedicated email address and paid automatically, and invoices can be sent from the same account.

Chat on every expense

Each expense and report has its own comment thread, alongside chat rooms and direct messages between employees.

Emburse

Pricing could not be confirmed. See emburse.com.

Expensify

• Submit$0

  For individual employees: receipt scanning, mileage, expense reports and submitting them to an approver.

• Collect$5

  per member / month, billed monthly

  Billed for every member, active or not. Reimbursements, card feeds, approvals, travel booking and QuickBooks Online or Xero sync.

• Control$9

  per active member / month, annual plan using the Expensify Card

  $18 on an annual plan without the card, $36 with no commitment. Adds NetSuite and Sage Intacct, multi-step approvals, SSO and budgets.

Emburse

No public discounts listed.

Expensify

• Annual discount

  Half price on Control with an annual subscription

  Control costs $18 per active member a month on an annual subscription, against $36 on pay-per-use with no commitment.

• Other savings

  Control at $9 when you use the Expensify Card

  On an annual subscription, Control drops to $9 per active member a month when the Expensify Card carries at least 50% of settled US spend that month.