Emburse vs SAP Concur (2026): which should you pick?
As of Nov 12, 2026, Emburse and SAP Concur share a 2.0 GPA, neither has a free plan and their prices can't be set side by side, so the choice depends on which platforms you need.
Checked Nov 12, 2026 · graded Nov 12, 2026 by ToolGPA
They get the same grade on all five counts.
Price, platforms and features side by side. The table says where each price was read and when.
SAP Concur
Expense, travel and invoice management for all company sizes
Which one is for you
Pick Emburse if
- Fits if you want expenses, travel and payables from one vendor
- Works for finance teams on NetSuite, Sage Intacct or Workday
Look elsewhere if
- Watch out: no prices are published
- Tight if you need to know what a quote includes, as the product range is wide and several names appear
- Watch out: the site mentions a mobile app, but the app stores were not checked
- Skip it if you want a free plan or a trial, as neither is listed
Pick SAP Concur if
- Fits if you are a large company with travel and international expense claims
- Works for finance teams that want compliance checks built in
Look elsewhere if
- Pricey if you file many reports, as the $7 and $11 are per report and only starting prices
- Not for you if you want to try it free, as there is no free plan or trial
- Watch out: Premium and Travel need a quote
- Watch out: the mobile app is free to download but needs an active subscription
How we grade them
| 2.0GPAEmburseFair | 2.0GPASAP ConcurFair | |
|---|---|---|
| Value for money | CNo prices are published anywhere readable. It sits in the middle by default. | CBase starts at $7 per report and Plus at $11, with the rate falling as your commitment rises. Pricing by report is not directly per seat, so we leave it at the middle of the category's $7.50, $12 and $20. |
| Free plan and trial | FNothing free: no free plan and no trial are on record for this listing. | FThe pricing page has no free plan or trial. |
| Features | BExpense management, Emburse Assurance, travel management, AP automation and payments, and audit insights. | BExpense reports, travel booking, invoice management, compliance checks, global tax and currency, and a mobile app. The listing shows no gap in the core expense work. |
| Ease of use | CNo store rating on record. Policies, approvals and ERP links are set up by the company. | CNo store rating on record. Policies, approvals and an accounting integration to set up. |
| Platforms and integrations | BWeb only on the listing, with NetSuite, QuickBooks, Sage Intacct, Salesforce and Workday. | BWeb plus iPhone and Android apps, with six integrations on record. |
| Best for | travel, expenses, payables and payments with compliance | global expense reports and travel at big companies |
The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: Emburse and SAP Concur. How we grade
Where they differ
- Emburse also covers company cards.
- SAP Concur also covers workflow automation.
At a glance
| Emburse | SAP Concur | |
|---|---|---|
| Pricing | Paid | Paid |
| Starts at | Not published | $7 per report, varying with monthly commitment |
| Free plan | None | None |
| Free trial | None listed | None listed |
| Web | ||
| iOS | ||
| Android | ||
| Made by | Emburse | SAP Concur |
| Price read from | Not confirmed | concur.com |
| Checked | Nov 12, 2026 | Nov 12, 2026 |
Worth knowing
Emburse
- No prices are published anywhere that was readable.
- The product range is wide, so check which modules are in a quote.
- The site mentions a mobile app, but the app stores were not checked, so platforms show web only.
- Several product names appear on the site, such as Expense, Assurance and Invoice.
SAP Concur
- Pricing is per expense report, and the page says the rate falls as the contract commitment grows.
- The $7 and $11 figures are starting prices; Premium and Travel require a quote.
- There is no free plan or free trial on the pricing page.
- The mobile app is free to download but needs an active subscription.
Key features
Emburse
- Expense management
- Mobile receipt capture with OCR, automatic categorization across 39+ categories, VAT reconciliation and multi-currency support.
- Emburse Assurance
- An AI compliance layer that checks receipts before and after submission to catch errors and policy violations.
- Travel management
- Booking and travel management tools that connect to expense reporting.
- AP automation and payments
- Invoice processing, reimbursements, cards and ACH payments within the same platform.
- Insights and audit
- Spend analytics and an audit product for finding wasteful spending.
SAP Concur
- Expense reports
- Automatic receipt capture and report generation, with spending policies that can be applied and updated centrally.
- Travel booking
- Concur Travel works with any travel management company or GDS and includes an AI assistant trained on company policy.
- Invoice management
- Concur Invoice covers PO matching, approval routing and duplicate-payment prevention.
- Compliance checks
- Real-time out-of-policy flagging before submission and configurable approval hierarchies by spend and organization.
- Global tax and currency
- VAT reclaim, real-time exchange rates at entry and multiple currencies within one organization.
- Mobile app
- A free app for iPhone and Android, which needs an active SAP Concur subscription to use.
Plans
Emburse
Pricing could not be confirmed. See emburse.com.
SAP Concur
Base$7
per report; varies with monthly commitment
Starting price for smaller businesses with basic expense reporting. Unlimited users and Concur Expense.
Plus$11
per report; varies with monthly commitment
Starting price. Adds ExpenseIt, User Support Desk and reporting. Unlimited users.
PremiumCustom
Custom quote. Adds Concur Travel, Intelligence and more to the Plus features. Unlimited users.
Common questions
Which is cheaper, Emburse or SAP Concur?
As of Nov 12, 2026, Emburse has no price we could confirm, and SAP Concur starts at $7 per report, varying with monthly commitment.
Which has a free plan, Emburse or SAP Concur?
As of Nov 12, 2026, neither Emburse nor SAP Concur has a free plan.
Which platforms do Emburse and SAP Concur run on?
As of Nov 12, 2026, only SAP Concur lists iOS and Android apps. Both list a web app. A platform missing from a listing is one its maker's pages did not mention.
More comparisons
How this page was made
- The verdict at the top follows a fixed rule. When both tools are in the same category and either is in our top three for it, the verdict follows that ranking: the higher-placed tool is our pick. The top three weigh who each tool suits as well as its grades, so a pick can go against the GPA. Otherwise the page does not pick one and says which grades higher: the higher GPA first; on a tie, the one with a free plan, then the one that starts cheaper in dollars a month, counted the same way for both; if they are still level, what the choice depends on.
- The grades are our own, from each tool’s review or report card. The GPA is their average.
- Prices, plans and platforms come from each tool’s listing. The table above says where each price was read and when.
- The differences and the answers to the questions are worked out from those listings.