Rydoo vs SAP Concur (2026): which should you pick?
As of Nov 12, 2026, Rydoo grades higher than SAP Concur: 2.6 against 2.0 out of 4.0.
Checked Oct 18, 2026 and Nov 12, 2026 · graded Oct 18, 2026 and Nov 12, 2026 by ToolGPA
Rydoo grades higher on the free plan and ease of use. SAP Concur grades higher on features. They get the same grade on value for money and platforms.
Price, platforms and features side by side. The table says where each price was read and when.
Rydoo
Expense reports with an AI receipt scanner and multi-country rules
SAP Concur
Expense, travel and invoice management for all company sizes
Which one is for you
Pick Rydoo if
- Fits if your staff claim expenses in several countries with different rules
- Works for teams of 5 or more that pay mileage and daily allowances
Look elsewhere if
- Pricey if you need QuickBooks or Xero sync, which starts on Pro at $11 a user
- Not for you if you're under 5 people, since plans start at 5 users
- Skip it if you want supplier invoices paid in the same product, as that's a separate quoted one
- Watch out: Rydoo Cards, the API and SFTP need Business, which starts at 30 active users and is quoted
- Watch out: Essentials and Pro bill every user, not just active ones, and monthly billing is $12 or $14
Pick SAP Concur if
- Fits if you are a large company with travel and international expense claims
- Works for finance teams that want compliance checks built in
Look elsewhere if
- Pricey if you file many reports, as the $7 and $11 are per report and only starting prices
- Not for you if you want to try it free, as there is no free plan or trial
- Watch out: Premium and Travel need a quote
- Watch out: the mobile app is free to download but needs an active subscription
How we grade them
| 2.6GPARydooGood | 2.0GPASAP ConcurFair | |
|---|---|---|
| Value for money | CGraded against its expense-tool alternatives. Ten people on Essentials cost $90 a month at $9 each, billed yearly, or $110 on Pro for QuickBooks and Xero. That's dearer than Expensify, Zoho Expense or Navan for ten, though less than Pleo. | CBase starts at $7 per report and Plus at $11, with the rate falling as your commitment rises. Pricing by report is not directly per seat, so we leave it at the middle of the category's $7.50, $12 and $20. |
| Free plan and trial | CNo free plan, but a 14-day trial of every feature with no credit card needed. | FThe pricing page has no free plan or trial. |
| Features | CReceipts, unlimited expenses, mileage, per diems and approvals are all covered. The gaps are in the listing: accounting sync starts on Pro, Rydoo's own cards need 30 active users, and supplier invoices are a separate quoted product. | BExpense reports, travel booking, invoice management, compliance checks, global tax and currency, and a mobile app. The listing shows no gap in the core expense work. |
| Ease of use | A4.92 from 1,493 App Store ratings, the top band. Staff photograph a receipt and it becomes an expense. | CNo store rating on record. Policies, approvals and an accounting integration to set up. |
| Platforms and integrations | BWeb, iPhone and Android, with QuickBooks, Xero, Exact Online, SAP, Dynamics, NetSuite, Uber and Slack. No desktop app is listed, and the API needs Business at 30 active users. | BWeb plus iPhone and Android apps, with six integrations on record. |
| Best for | expenses for staff in several countries | global expense reports and travel at big companies |
The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: Rydoo and SAP Concur. How we grade
Price against what you get
Rydoo starts at $9 a month for each person and scores 3.0 out of 4 on features, ease of use and platforms. SAP Concur starts at $7 a month and scores 2.7.
Rydoo scores higher, and starts $2 a month higher: the question is whether the extra is worth that to you. Of the other spend and bill pay tools on the chart, 1 scores higher than Rydoo for less, and 2 score higher than SAP Concur for less.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
Where they differ
- Rydoo also covers company cards.
- SAP Concur also covers workflow automation, reports and bill pay.
At a glance
| Rydoo | SAP Concur | |
|---|---|---|
| Pricing | Free trial | Paid |
| Starts at | $9 per user / month, billed annually ($12 billed monthly) | $7 per report, varying with monthly commitment |
| Free plan | None | None |
| Free trial | 14-day free trial with all features, no credit card required | None listed |
| Web | ||
| iOS | ||
| Android | ||
| Made by | Rydoo | SAP Concur |
| Price read from | rydoo.com | concur.com |
| Checked | Oct 18, 2026 | Nov 12, 2026 |
Worth knowing
Rydoo
- Essentials and Pro start at 5 users; Business needs 30 active users and Enterprise 50, and both are priced by quote.
- Accounting integrations start on Pro, and API access, SFTP and Rydoo's own corporate cards need Business.
- Supplier invoice processing is a separate Rydoo accounts payable product, with four plans priced only by quote.
- Only Business and Enterprise bill for active users alone; Essentials and Pro are charged per user.
SAP Concur
- Pricing is per expense report, and the page says the rate falls as the contract commitment grows.
- The $7 and $11 figures are starting prices; Premium and Travel require a quote.
- There is no free plan or free trial on the pricing page.
- The mobile app is free to download but needs an active subscription.
Key features
Rydoo
- Receipt scanner app
- Employees photograph a receipt and AI reads it into an expense; there is no cap on the number of expenses on any plan.
- Mileage and per diems
- Mileage claims are calculated from the start and end points and your rates, and Pro adds daily allowances kept compliant in more than 15 countries.
- Policies and approvals
- One approval level on Essentials, two levels with custom spending rules on Pro, and approvals for trips and cash advances.
- Card matching
- Pro matches Visa, Mastercard, Amex, Corner Card and AirPlus transactions to expenses automatically; Business adds Rydoo's own cards.
- Multi-country compliance
- Certified paperless expensing and local legal and tax rules, with a Compliance Centre listing what applies country by country.
- Rydoo Intelligence
- On Enterprise, AI agents answer questions before spending and audit expenses afterwards, beside an anomaly and forecasting dashboard.
SAP Concur
- Expense reports
- Automatic receipt capture and report generation, with spending policies that can be applied and updated centrally.
- Travel booking
- Concur Travel works with any travel management company or GDS and includes an AI assistant trained on company policy.
- Invoice management
- Concur Invoice covers PO matching, approval routing and duplicate-payment prevention.
- Compliance checks
- Real-time out-of-policy flagging before submission and configurable approval hierarchies by spend and organization.
- Global tax and currency
- VAT reclaim, real-time exchange rates at entry and multiple currencies within one organization.
- Mobile app
- A free app for iPhone and Android, which needs an active SAP Concur subscription to use.
Plans
Rydoo
Essentials$9
per user / month, billed annually ($12 billed monthly)
From 5 users. Receipt scanner app, unlimited expenses, mileage, single-level approvals, Uber, Lyft and Slack links, and Excel or PDF exports.
Pro$11
per user / month, billed annually ($14 billed monthly)
From 5 users. Adds per diems, QuickBooks, Xero and Exact Online, card matching, custom policies and two-level approvals.
BusinessCustom
From 30 active users. Adds Rydoo Cards, API and SFTP access, custom bank transaction feeds and priority support.
EnterpriseCustom
From 50 active users. Adds Rydoo Intelligence AI agents, advanced approvals, an insights dashboard, SAML SSO and HR connectors.
SAP Concur
Base$7
per report; varies with monthly commitment
Starting price for smaller businesses with basic expense reporting. Unlimited users and Concur Expense.
Plus$11
per report; varies with monthly commitment
Starting price. Adds ExpenseIt, User Support Desk and reporting. Unlimited users.
PremiumCustom
Custom quote. Adds Concur Travel, Intelligence and more to the Plus features. Unlimited users.
Ways to pay less
Rydoo
- Annual discount
Save up to 25% with yearly billing
Essentials costs $9 per user a month billed yearly instead of $12 monthly, and Pro $11 instead of $14.
SAP Concur
No public discounts listed.
Common questions
Which is cheaper, Rydoo or SAP Concur?
As of Nov 12, 2026, Rydoo starts at $9 per user / month, billed annually ($12 billed monthly), and SAP Concur starts at $7 per report, varying with monthly commitment. One is priced for each person and the other is not, so which costs less depends on how many of you use it.
Which has a free plan, Rydoo or SAP Concur?
As of Nov 12, 2026, neither Rydoo nor SAP Concur has a free plan. Rydoo has a free trial.
More comparisons
How this page was made
- The verdict at the top follows a fixed rule. When both tools are in the same category and either is in our top three for it, the verdict follows that ranking: the higher-placed tool is our pick. The top three weigh who each tool suits as well as its grades, so a pick can go against the GPA. Otherwise the page does not pick one and says which grades higher: the higher GPA first; on a tie, the one with a free plan, then the one that starts cheaper in dollars a month, counted the same way for both; if they are still level, what the choice depends on.
- The grades are our own, from each tool’s review or report card. The GPA is their average.
- Prices, plans and platforms come from each tool’s listing. The table above says where each price was read and when.
- The differences and the answers to the questions are worked out from those listings.