Fakturoid vs Moneybird (2026): which should you pick?

Pick Fakturoid if

• Fits if you are a Czech sole trader who wants levy and VAT estimates next to your invoices
• Works for freelancers with a few customers who want the free plan

Look elsewhere if

• Skip it if you can't read Czech, because the page we read is in Czech
• Tight if you pass 5 customers, which is the end of the free plan
• Watch out: VAT returns and recurring invoices need the top Na maximum plan
• Watch out: AI document extraction is billed per 100, extra API requests are bought apart, and extra users cost 91 Kč a month

Pick Moneybird if

• Fits if you're a Dutch or European freelancer who wants VAT returns filed electronically
• Works for online shops that connect Shopify or bol.com

Look elsewhere if

• Tight if you're on Compact: 1 invoice a month, 5 processed bank transactions and no VAT return
• Watch out: each sales invoice over your limit costs €0.15
• Watch out: iDEAL costs €0.29 a payment and cards 1% to 5%, and bank connections add small charges
• Watch out: the pricing page doesn't say which countries it serves

Fakturoid

• Prices are in Czech koruna and the page is in Czech; the free plan stops at 5 customers.
• Extra users cost 91 Kč a month excl. VAT on annual billing (99 Kč billed monthly), and one accountant seat is included.
• AI extraction of documents is billed per 100 extractions, and extra API requests are bought separately.
• VAT returns and recurring invoices need the top Na maximum plan.

Moneybird

• Monthly invoice limits apply; beyond them each extra sales invoice costs €0.15.
• Online payments carry fees, for example €0.29 for iDEAL and 1% to 5% for cards, with a 16 cent minimum on variable fees.
• Bank connections add small charges, such as €0.03 per payment record and €1.00 to initiate a payment.
• The site is offered in English, Dutch, German and French; the pricing page does not list which countries it serves.

Fakturoid

Invoices with web pages

Each invoice gets a web page with a QR payment code that the client can pay, add to costs or review; six invoice looks can be recolored.

Payment matching and reminders

Payments are matched by amount and variable symbol, and due-date reminders go out automatically from Na každý den.

Tax and levy estimates

Running figures for social and health insurance and income tax advances, a flat-tax band watch and VAT turnover alerts.

Tax returns

Income tax return and social security overview from Na lehko, and VAT, control and summary statements and OSS on Na maximum.

Costs, stock and quotes

Expense records with AI extraction (100 extractions cost 400 Kč excl. VAT), stock control, quotes and business cases.

Exports and API

Exports to Pohoda, Money S3, ABRA Flexi and other Czech accounting programs, plus an API of 1,500 to 20,000 requests a month.

Moneybird

Invoices and quotes

Send sales invoices and quotes, set recurring invoices and automatic reminders, and send through Peppol or collect by SEPA direct debit.

Purchase invoices and receipts

Scan receipts with the app, process UBL invoices and receive invoices through Peppol. Smart document processing is capped at 3 on Compact.

Bank connections

Link bank accounts from 1,700+ European banks and match the transactions. How many accounts and transactions depends on the plan.

Bookkeeping and VAT returns

Reports, ledger accounts and asset depreciation are included. Electronic VAT returns and ICP returns can be filed from Moneybird on Start and above.

Timesheets and online sales

Record billable hours and turn them into invoices, and take payments through a payment link or recurring subscriptions.

Fakturoid

• Zdarma0 Kč

  Unlimited invoices for up to 5 customers, 1 user, 6 invoice looks and 1,500 API requests a month.

• Na lehko151 Kč

  per month excl. VAT, billed annually (164 Kč billed monthly)

  Unlimited customers, running levy and tax estimates, VAT turnover watch, income tax return and accounting exports. 182 Kč with VAT.

• Na každý den211 Kč

  per month excl. VAT, billed annually (231 Kč billed monthly)

  Adds automatic payment matching, reminders, expense records with AI data extraction and 3,000 API requests. 256 Kč with VAT.

• Na maximum393 Kč

  per month excl. VAT, billed annually (429 Kč billed monthly)

  Adds recurring invoices, all VAT returns, quotes, cases, stock, planning, GoPay/PayPal and 20,000 API requests. 476 Kč with VAT.

Moneybird

• Compact€3

  per month, billed yearly (€4 billed monthly)

  1 user and 1 sales invoice a month, 5 processed bank transactions, no linked bank account or VAT return.

• Start€15

  per month, billed yearly (€18 billed monthly)

  1 user, 200 sales invoices a month, 20 processed bank transactions and electronic VAT returns.

• Growth€29

  per month, billed yearly (€35 billed monthly)

  5 users, 500 sales invoices a month, 5 linked bank accounts and 50 processed transactions.

• Complete€41

  per month, billed yearly (€49 billed monthly)

  Unlimited users, linked bank accounts and transactions, and 1,000 sales invoices a month.

Fakturoid

• Annual discount

  Pay yearly and get a month free

  The pricing page's yearly toggle is labelled a month free, and the yearly monthly rate is lower than the monthly one.

• Startups

  50% off first yearly invoice for new businesses

  A company ID (IČO) under 12 months old gets 50% off its first yearly invoice; it cannot be combined with the yearly discount.

Moneybird

• Annual discount

  At least 16% off with yearly billing

  The pricing page shows the yearly-billed price per month and the saving per year, from €12 on Compact to €96 on Complete.