Fingercheck vs Netchex (2026): which should you pick?
As of Nov 12, 2026, Fingercheck and Netchex share a 1.8 GPA, neither has a free plan and their prices can't be set side by side, so the choice depends on whether you care more about platforms, where Fingercheck grades higher, or features, where Netchex does.
Checked Nov 12, 2026 · graded Nov 12, 2026 by ToolGPA
They get the same grade on value for money, the free plan and ease of use.
Price, platforms and features side by side. The table says where each price was read and when.
Fingercheck
Payroll, time tracking and scheduling for hourly US teams
Which one is for you
Pick Fingercheck if
- Fits if you run a US business with hourly staff and want the time clock and payroll linked
- Works for small shops that want payroll from $79 a month plus per-employee fees
Look elsewhere if
- Skip it if you are outside the US, as payroll and tax filing are for US employers
- Tight if you want payroll, since Time & Attendance has none
- Watch out: W-2 and 1099 forms and quarterly filings carry an extra year-end fee
- Pricey if you want Next-Day Pay on the cheaper plan, as it is charged per use there
- Watch out: workers' comp, 401(k) and benefits are add-ons with no prices shown
Pick Netchex if
- Fits if you are a US business with hourly or field staff who needs payroll and time
- Works for firms that want US-based support
Look elsewhere if
- Skip it if you want a price, as none is published
- Skip it if you are outside the US, as payroll is aimed at US businesses
- Tight if you want hiring, benefits or performance, which start at All-In or as Flex add-ons
- Watch out: no app stores are listed, so mobile apps aren't recorded
How we grade them
| 1.8GPAFingercheckWeak | 1.8GPANetchexWeak | |
|---|---|---|
| Value for money | C$29 a month plus $7 per employee for time tracking only; payroll needs $79 plus $10 per employee. For 5 people on the payroll plan that is $129 a month, about $26 each. | CNo price is published; Core, All-In and Flex are all by quote. |
| Free plan and trial | FNo free plan and no trial is on record in the listing or on its pricing page. | FNo free plan and no trial is on record in the listing or on its pricing page. |
| Features | CTime clock, scheduling, multi-state payroll and hiring on higher plans. Workers' comp, 401(k) and benefits are add-ons without prices, and it is built for US payroll only. | BPayroll and taxes, time and scheduling, hiring, benefits, performance and learning. The listing names no gap in the core job. |
| Ease of use | CNo store rating on record. Payroll, tax setup and schedules all need setting up. | CNo store rating on record. Payroll, tax and time setup come before staff can use it. |
| Platforms and integrations | BWeb plus iOS and Android apps, with 4 integrations on record. No desktop app. | CWeb only, as no app stores are listed. An integrations page exists, but no list is recorded. |
| Best for | time clock and payroll for hourly US staff | payroll and HR for US hourly and field staff |
The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: Fingercheck and Netchex. How we grade
Where they differ
- Fingercheck also covers time off.
- Netchex also covers expense tracking.
At a glance
| Fingercheck | Netchex | |
|---|---|---|
| Pricing | Paid | Paid |
| Starts at | $29 per month, plus $7 per employee | Not published |
| Free plan | None | None |
| Free trial | None listed | None listed |
| Web | ||
| iOS | ||
| Android | ||
| Made by | Fingercheck | Netchex |
| Price read from | fingercheck.com | Not confirmed |
| Checked | Nov 12, 2026 | Nov 12, 2026 |
Worth knowing
Fingercheck
- Payroll and tax filing are built for US employers; W-2 and 1099 forms and quarterly filings carry an additional year-end fee.
- Payroll starts at the 360 plan; Time & Attendance has no payroll.
- Next-Day Pay is priced per use on 360 and included only in 360 Plus.
- Workers' Comp, 401(k) and health benefits are listed as add-ons without prices on the pricing page.
Netchex
- No prices are published; Core, All-In and Flex are all by quote.
- The site describes itself as built for American businesses, so payroll is aimed at the US.
- Hiring, the scheduler, benefits, performance, learning and Netchex AI start at All-In or as Flex add-ons.
- The site lists no app stores, so mobile apps are not recorded here.
Key features
Fingercheck
- Time clock app
- Employees clock in from a phone, tablet, browser or text message, with an optional photo at each punch.
- Unlimited payroll
- One monthly price for any number of runs, with federal, state and local tax filing and payment handled for you.
- Multi-state payroll
- Calculates taxes for employees who work in several states within one pay cycle, including reciprocity.
- Scheduling
- Drag-and-drop shift builder, copying of past schedules and labor cost shown before publishing.
- Hiring and people records
- Job posting, candidate screening and digital onboarding, with employee files, reviews and licenses in one place.
- Pay options
- Pay On-Demand lets employees draw earned wages early, and Next-Day Pay is included in 360 Plus.
Netchex
- Payroll and taxes
- The Core package includes payroll with unlimited payroll runs and pay cards, plus earned wage access and reporting.
- Time, attendance and scheduling
- Time and Attendance, Scheduling and Time Clocks products; the All-In package adds a scheduler to the time tool.
- Hiring and onboarding
- Onboarding is part of Core, and a recruiting product comes with the All-In package or as an add-on to Flex.
- Benefits
- Offers Netchex Benefits or an Employee Navigator integration, with Flex add-ons for NetEnroll, 401(k), workers' comp and carrier communication.
- Performance and learning
- Performance management, learning management and engagement tools sit in the higher packages or as Flex add-ons.
- US-based support
- The company says its support team is based in the US and answers the phone.
Plans
Fingercheck
Time & Attendance$29
per month, plus $7 per employee
Standalone time clock app, time tracking, PTO management and scheduling. Works with Fingercheck's physical time clocks.
360$79
per month, plus $10 per employee
Adds unlimited payroll, multi-state tax, accounting export, hiring and onboarding. New customers get $39 plus $5 for 3 months.
360 Plus$129
per month, plus $12 per employee
Adds next-day pay, benefits administration, team chat, credentials and HR workflows. Promo: $65 plus $6 for 3 months.
360 ProCustom
For larger or more complex operations. Everything in 360 Plus, set up around how the business runs, with one quote.
Netchex
Pricing could not be confirmed. See netchex.com.
Ways to pay less
Fingercheck
- Other savings
50% off 360 plans for 3 months
Run a first payroll by Dec 16 and pay half for 3 months on 360 ($39 plus $5) and 360 Plus ($65 plus $6), plus half off W-2 and 1099 forms. Terms apply.
Netchex
No public discounts listed.
Common questions
Which is cheaper, Fingercheck or Netchex?
As of Nov 12, 2026, Fingercheck starts at $29 per month, plus $7 per employee, and Netchex has no price we could confirm.
Which has a free plan, Fingercheck or Netchex?
As of Nov 12, 2026, neither Fingercheck nor Netchex has a free plan.
Which platforms do Fingercheck and Netchex run on?
As of Nov 12, 2026, only Fingercheck lists iOS and Android apps. Both list a web app. A platform missing from a listing is one its maker's pages did not mention.
More comparisons
How this page was made
- The verdict at the top follows a fixed rule. When both tools are in the same category and either is in our top three for it, the verdict follows that ranking: the higher-placed tool is our pick. The top three weigh who each tool suits as well as its grades, so a pick can go against the GPA. Otherwise the page does not pick one and says which grades higher: the higher GPA first; on a tie, the one with a free plan, then the one that starts cheaper in dollars a month, counted the same way for both; if they are still level, what the choice depends on.
- The grades are our own, from each tool’s review or report card. The GPA is their average.
- Prices, plans and platforms come from each tool’s listing. The table above says where each price was read and when.
- The differences and the answers to the questions are worked out from those listings.