Fingercheck vs Namely (2026): which should you pick?

Pick Fingercheck if

• Fits if you run a US business with hourly staff and want the time clock and payroll linked
• Works for small shops that want payroll from $79 a month plus per-employee fees

Look elsewhere if

• Skip it if you are outside the US, as payroll and tax filing are for US employers
• Tight if you want payroll, since Time & Attendance has none
• Watch out: W-2 and 1099 forms and quarterly filings carry an extra year-end fee
• Pricey if you want Next-Day Pay on the cheaper plan, as it is charged per use there
• Watch out: workers' comp, 401(k) and benefits are add-ons with no prices shown

Pick Namely if

• Fits if you want HR, payroll and benefits from one US provider
• Works for businesses with hourly staff who clock in at kiosks or on phones

Look elsewhere if

• Skip it if you want to try it first, as there's only a guided tour
• Not for you if you employ people outside the US
• Pricey if you want onboarding on Namely Now, which costs extra, or workers' comp, which comes only with Complete
• Watch out: Plus, Plus People and Complete are quoted after a needs review, and contracts can run up to 3 years
• Watch out: the rated Namely app hasn't been updated since 2021, and NamelyONE has no ratings yet

Fingercheck

• Payroll and tax filing are built for US employers; W-2 and 1099 forms and quarterly filings carry an additional year-end fee.
• Payroll starts at the 360 plan; Time & Attendance has no payroll.
• Next-Day Pay is priced per use on 360 and included only in 360 Plus.
• Workers' Comp, 401(k) and health benefits are listed as add-ons without prices on the pricing page.

Namely

• Only Namely Now has a published starting price; the other packages are quoted after a needs review.
• Built for US employers: payroll updates tax calculations for every jurisdiction and issues W-2s; the pages read name no other countries.
• There is no free trial, only a guided tour; contracts run from month to month up to 3 years.
• Onboarding is an extra charge on Namely Now, and workers' comp and shared liability come only with Complete.

Fingercheck

Time clock app

Employees clock in from a phone, tablet, browser or text message, with an optional photo at each punch.

Unlimited payroll

One monthly price for any number of runs, with federal, state and local tax filing and payment handled for you.

Multi-state payroll

Calculates taxes for employees who work in several states within one pay cycle, including reciprocity.

Scheduling

Drag-and-drop shift builder, copying of past schedules and labor cost shown before publishing.

Hiring and people records

Job posting, candidate screening and digital onboarding, with employee files, reviews and licenses in one place.

Pay options

Pay On-Demand lets employees draw earned wages early, and Next-Day Pay is included in 360 Plus.

Namely

Payroll with tax compliance

Runs any pay frequency and off-cycle pay runs, keeps tax calculations updated for each jurisdiction, and exports to the general ledger.

Time, scheduling and clocks

Staff enter time from a desktop, kiosk, mobile app or biometric clock with geofencing, and managers build schedules with shift swaps.

HR, onboarding and reporting

Employee records, file storage, time-off tracking, onboarding for new hires and custom reports with charts.

Recruiting, performance and compliance

From Namely Plus: AI-assisted applicant tracking, continuous feedback and goals, and state-mandated training with a living handbook.

Managed services

Higher packages hand payroll processing and benefits brokerage to Namely's team, and Complete adds workers' comp and shared liability.

NamelyOne mobile app

Employees see pay stubs, W-2s and benefits, request time off and clock in; managers approve leave and check timecards.

Fingercheck

• Time & Attendance$29

  per month, plus $7 per employee

  Standalone time clock app, time tracking, PTO management and scheduling. Works with Fingercheck's physical time clocks.

• 360$79

  per month, plus $10 per employee

  Adds unlimited payroll, multi-state tax, accounting export, hiring and onboarding. New customers get $39 plus $5 for 3 months.

• 360 Plus$129

  per month, plus $12 per employee

  Adds next-day pay, benefits administration, team chat, credentials and HR workflows. Promo: $65 plus $6 for 3 months.

• 360 ProCustom

  For larger or more complex operations. Everything in 360 Plus, set up around how the business runs, with one quote.

Namely

• Namely Now$9

  per employee / month and up

  HR and payroll. Onboarding and large-group benefits cost extra. Final price is quoted by sales.

• Namely PlusCustom

  Adds onboarding, recruiting, performance, compliance, the benefits administration module and time tracking.

• Namely Plus PeopleCustom

  Namely Plus with Namely's managed payroll and managed benefits services.

• Namely CompleteCustom

  Adds large-group medical, dental and vision plans, workers' comp, risk and safety management and shared-liability compliance.

Fingercheck

• Other savings

  50% off 360 plans for 3 months

  Run a first payroll by Dec 16 and pay half for 3 months on 360 ($39 plus $5) and 360 Plus ($65 plus $6), plus half off W-2 and 1099 forms. Terms apply.

Namely

No public discounts listed.