Melio reviews
Melio's iPhone and iPad app averages 4.6 out of 5 from 1,485 ratings on the App Store in the United States, as read on Oct 18, 2026.
The rating
4.6
out of 5 for the iPhone and iPad app
1,485 ratings on the App Store in the United States, read Oct 18, 2026. It rates the app, not everything the product does. See the listing
We have not yet read enough reviews of Melio to say what people praise and criticise. The links below go to where the reviews are.
Check for yourself
- App Store listingEvery rating and review, at the source
- G2Reviews from people who use it at work
- RedditThreads where people discuss it
- Hacker NewsDiscussions among developers
These open each site’s own pages. Nothing on this page is copied from G2 or Reddit.
What Melio's own pages show
Suits
- US small businesses that want to pay suppliers by card or ACH
- Owners who pay a few bills a month and want a free plan
- Accounting firms paying bills for clients
Limits worth knowing
- ACH payments beyond the plan's free allowance cost $0.50 each, checks $1.50, wires $10 and paying a bill by card 2.9%.
- International USD transfers cost a flat $20 (fast ones 1%, $30 to $95); local-currency payments carry a currency conversion rate instead.
- Melio does not issue cards: the expense tool works with the cards a business already holds. Pay over time loans are made by Lead Bank.
- Melio says it serves businesses across the United States; extra users cost $10 a month ($8 yearly) on Core and Boost.
Read from the vendor’s pages, not from reviews. The tool page lists them.
Common questions
How is Melio rated?
Melio's iPhone and iPad app averages 4.6 out of 5 from 1,485 ratings on the App Store in the United States, as read on Oct 18, 2026. That is the store's rating of the app, not a score from ToolGPA.
Are these ToolGPA's own reviews of Melio?
No. This page reports what other people say. Any rating shown is the store's, and any praise or complaint listed is a theme from public reviews and discussions, summarised in our words with a link to where it was said. Where ToolGPA has reviewed Melio itself, that review and its grades are on Melio's main page.
Where can I read more reviews of Melio?
This page links to Melio's App Store listing where it has one, and to searches for it on G2, Reddit and Hacker News, so you can read what people wrote in full.