Microsoft Copilot discounts and coupons
3 offers stated by Microsoft Copilot itself (annual discount, education and other savings) and 1 tip from its help pages. Microsoft Copilot has a free plan, and paid plans start at $9.99 per month, or $99.99 per year (Microsoft 365 Personal).
About coupon codes
We found no public coupon or promo code on Microsoft Copilot’s own pages, so this page lists none. Everything below is a price or offer Microsoft Copilot states itself, with a link to where it says so. Codes found only on coupon sites could not be checked, and we don’t pass them on.
Microsoft Copilot discounts it states itself
- Annual discountSave up to 17% with yearly billing
Microsoft's pricing page lists Personal at $99.99, Family at $129.99 and Premium at $199.99 per year, a saving of up to 17% against paying monthly. Pro is monthly only.
Stated on microsoft.com - EducationStudent offers on Microsoft 365
Microsoft says eligible college students may qualify for discounted Microsoft 365 subscriptions, and some get free access through their school. Offers vary by institution and region.
Stated on microsoft.com - Other savingsMicrosoft Workplace Discount Program
Microsoft offers savings on select Microsoft 365 subscriptions through eligible employers, using a valid work email address.
Stated on microsoft.com
Ways to spend less on Microsoft Copilot
Move up to Premium close to your renewal, not mid-year
When you upgrade, the time left on your old plan is converted, and you lose some. Microsoft's table says Personal's remaining time counts at 60% towards Premium, and Family's at 78%. Upgrade near the renewal date and there's less to lose.
support.microsoft.com
Read from Microsoft Copilot’s own help pages. We haven’t tried them ourselves.
Try Microsoft Copilot before you pay
- Free plan
- A limited free version of Copilot, subject to available capacity and usage limits. Signing in adds chat history, more image creation, longer conversations and longer voice use.
- Free trial
- One-month free trial of Microsoft 365 Personal, Family and Premium; terms vary by offer and region.
What Microsoft Copilot costs without a discount
| Plan | Price | What you get |
|---|---|---|
| Free | $0 | Chat, web-grounded answers, image creation and voice, subject to available capacity and usage limits. |
| Microsoft 365 Personal | $9.99per month, or $99.99 per year | For 1 person: higher Copilot usage than free, Copilot in the Word, Excel, PowerPoint and Outlook desktop apps, and 1 TB of cloud storage. |
| Microsoft 365 Family | $12.99per month, or $129.99 per year | Everything in Personal for 1 to 6 people, with 1 TB of storage each. Copilot AI features are for the subscription owner only. |
| Microsoft 365 Premium | $19.99per month, or $199.99 per year | Extensive Copilot usage, the Researcher and Analyst agents, and limited usage of agentic AI. |
| Microsoft 365 Pro | $99.99per month, monthly billing only | Everything in Premium with the highest usage limits for chat, agentic AI, voice and vision. |
Cheaper alternatives to Microsoft Copilot
- GeminiCompare
$4.99 per month (Google AI Plus) · has a free plan
- Meta AICompare
$7.99 per month (Meta One Core) · has a free plan
- ChatGPTCompare
$8 per month (Go) · has a free plan
Tools we list as alternatives to Microsoft Copilot that start cheaper or have a free plan, going by each one’s own prices.
Microsoft Copilot discount questions
Is there a Microsoft Copilot coupon or promo code?
We found no public coupon or promo code on Microsoft Copilot's own pages, as read on Oct 5, 2026, so none is listed here. What Microsoft Copilot does state: save up to 17% with yearly billing, student offers on microsoft 365 and microsoft workplace discount program, plus 1 tip from its help pages. Codes that only coupon sites carry could not be checked against microsoft.com.
How can I get Microsoft Copilot cheaper?
Save up to 17% with yearly billing. Microsoft's pricing page lists Personal at $99.99, Family at $129.99 and Premium at $199.99 per year, a saving of up to 17% against paying monthly. Pro is monthly only. This page lists 2 more ways it states.
Is Microsoft Copilot cheaper if I pay yearly?
Save up to 17% with yearly billing. Microsoft's pricing page lists Personal at $99.99, Family at $129.99 and Premium at $199.99 per year, a saving of up to 17% against paying monthly. Pro is monthly only.
Does Microsoft Copilot have a student discount?
Student offers on Microsoft 365. Microsoft says eligible college students may qualify for discounted Microsoft 365 subscriptions, and some get free access through their school. Offers vary by institution and region.
Does Microsoft Copilot have a free trial?
Yes. One-month free trial of Microsoft 365 Personal, Family and Premium; terms vary by offer and region.
Is there a free version of Microsoft Copilot?
Yes. A limited free version of Copilot, subject to available capacity and usage limits. Signing in adds chat history, more image creation, longer conversations and longer voice use.
What is a cheaper alternative to Microsoft Copilot?
Of the tools we list as alternatives, Gemini, Meta AI and ChatGPT start cheaper or have a free plan. Each one's own prices are on its page here.