The PaycheckCity Insider’s Guide
Everything we know about PaycheckCity in one document: what it costs, its grades, getting a refund, getting help and what else to look at. Read it here, or keep a copy.
PaycheckCity
The Insider’s Guide
Self-service payroll calculator for US small businesses
Every plan, grade, refund rule and rival among payroll services, read from PaycheckCity’s own pages.
Made by Symmetry Software LLC · checked Nov 13, 2026 · toolgpa.com
Contents
- 01WelcomeWhat it is, who it suits, its grades and the ten things to know first
- 02What it costsEvery plan, the free plan, ways to pay less and how prices have moved
- 03What it doesIts main features, where it runs, what it works with and who makes it
- 04Where it standsIts grades against its category, and whether to keep it or make your own
- 05The alternativesThe tools it is most often weighed against, side by side
- 06Quick answersThe questions people ask about it, each answered in a line or two
- 07About ToolGPAWho made this guide, what else is on the site, and how to cite it
ToolGPA put this guide together from PaycheckCity’s own pages, its app-store listings and our grades. Every fact in it is on PaycheckCity’s page too, where it is kept up to date. Checked Nov 13, 2026.
Part 01 · Overview
Welcome
What it is, who it suits, its grades and the ten things to know first
2.2
GPA, above 35 of the 61 other payroll services we grade
PaycheckCity Payroll is a self-service payroll app from Symmetry Software for US employers and accountants. It calculates gross-to-net pay and payroll taxes for all 50 states and prepares paychecks to print, but it does not pay employees or file taxes. One flat plan covers unlimited companies and employees.
To get you started, here are 9 things to know about PaycheckCity, taken from its own pages and our grades.
You enter the data, print the checks and file the forms.
- 1
Best for US paychecks to print, for small employers
It does not do direct deposit, tax filing or tax payment, so you print checks and file everything yourself.
- 2
Paid plans start at $19 a month
As its pricing page puts it: $19 per month, billed as one annual payment of $228.
- 3
You can try it first
14-day free trial of all features; the $228 annual rate starts when it ends
- 4
It runs on Web
Web.
- 5
Payroll tax calculation
Calculates gross-to-net pay and state taxes for all 50 states, plus Puerto Rico, Guam, the Virgin Islands and American Samoa, including multi-state cases.
- 6
Printable paychecks and paystubs
Paychecks and paystubs are generated for printing, and the payroll history is saved.
- 7
Year-end form preparation
The app fills in federal Form W-2, 940 and 941 with Schedule B from payroll history for you to file.
- 8
A 2.2 GPA, above 35 of 61
That is against the other payroll services we grade, on value, the free plan, features, ease of use and platforms.
- 9
Keep it
To replace PaycheckCity you would be making payroll taxes worked out and filed with the government for you. That is not a weekend's work, with an AI app builder or without one.
PaycheckCity at a glance
- Pricing
- Free trial, from $19 per month, billed as one annual payment of $228
- Free plan
- No
- Free trial
- 14-day free trial of all features; the $228 annual rate starts when it ends
- Runs on
- Web
- Made by
- Symmetry Software LLC
- Category
- Payroll
- Our grade
- 2.2 GPA, fair
The report card
Best for US paychecks to print, for small employers
PaycheckCity Payroll works out gross-to-net pay for all 50 US states at $19 a month billed as $228 a year. It does not do direct deposit, tax filing or tax payment, so you print checks and file everything yourself.
| Subject | Grade | Comment |
|---|---|---|
| Value for money | B | $228 a year is $19 a month, at the cheaper-quarter mark of $19 for payroll tools, and one plan covers unlimited companies and employees. |
| Free plan and trial | C | A 14-day trial of all features; the listing does not say whether a card is needed. |
| Features | C | Calculates pay and taxes and prepares paychecks and the federal W-2, 940 and 941. No direct deposit, no state forms, no filing, no employee portal. |
| Ease of use | C | No store rating on record. You enter the data, print the checks and file the forms. |
| Platforms and integrations | C | Web only, with no app or integrations list. |
An A is worth 4 points, a B 3, a C 2, a D 1 and an F nothing. The GPA is the average of the five.
Who PaycheckCity is for
- Fits if you pay a few US employees and file taxes yourself
- Works for accountants running several small payrolls
Who it is not for
- Skip it if you want direct deposit, as it does none
- Not for you if you want taxes filed and paid for you
- Watch out: state forms are not completed, only the federal W-2, 940 and 941
- Tight if your staff expect a portal, because there is none
- Watch out: the $228 annual rate starts when the 14-day trial ends
Good to know
Good for
- Small US employers who print checks and file taxes themselves
- Accountants and bookkeepers running payroll for several small clients
- Anyone after a flat price that does not grow with headcount
Worth knowing
- It does no direct deposit, tax filing or tax payment; you print checks and file and remit yourself.
- State forms are not completed; only federal W-2, 940 and 941 are prepared.
- Self-service only, with help articles and a chat box.
- There is no employee portal.
Part 02 · Pricing
What it costs
Every plan, the free plan, ways to pay less and how prices have moved
$19
A month to start
PaycheckCity is a paid product with a free trial, starting at $19 per month, billed as one annual payment of $228.
PaycheckCity Payroll
$19
per month, billed as one annual payment of $228
One plan with unlimited companies, locations, employees and payroll runs. Applicable taxes are added.
Trying it first
14-day free trial of all features; the $228 annual rate starts when it ends
Read from paycheckcity.com on Nov 13, 2026.
Part 03 · Features
What it does
Its main features, where it runs, what it works with and who makes it
1
Place it runs: Web
Self-service payroll calculator for US small businesses. Here is what it does, as its own site describes it, and what it covers: reports, payroll.
No direct deposit, no state forms, no filing, no employee portal.
- Payroll tax calculation
- Calculates gross-to-net pay and state taxes for all 50 states, plus Puerto Rico, Guam, the Virgin Islands and American Samoa, including multi-state cases.
- Printable paychecks and paystubs
- Paychecks and paystubs are generated for printing, and the payroll history is saved.
- Year-end form preparation
- The app fills in federal Form W-2, 940 and 941 with Schedule B from payroll history for you to file.
- Tax change notifications
- Notifications tell you when payroll tax rules change in your jurisdiction.
- Unlimited companies and employees
- Adding locations, companies or employees costs nothing extra under the single plan.
Where it runs
- Web
What it works with
Its own pages name no integrations.
PaycheckCity is made by Symmetry Software LLC.
Part 04 · Standing
Where it stands
Its grades against its category, and whether to keep it or make your own
35/61
Other payroll services it is graded above
PaycheckCity's GPA of 2.2 is higher than 35 of the 61 other payroll services we grade, and level with 10.
It stands best on value for money (B, above 47 of 61) and worst on platforms and integrations (C, above 0).
Its paid plans start at $19 a month, against a middle price of $29 for the category: 7 of the 32 others that charge start lower.
On features, ease of use and platforms it scores 2.0 out of 4. 6 tools score higher and cost less.
Each grade against the category
Every bar is all 62 payroll services we grade, cut by the letter each got. PaycheckCity’s own letter is outlined.
- BValue for moneyAbove 47 of 61
- CFree plan and trialAbove 47 of 61
- CFeaturesAbove 1 of 61
- CEase of useAbove 1 of 61
- CPlatforms and integrationsAbove 0 of 61
Price against what you get
Each dot is one of 33 payroll services. Further left costs less; higher up scores better on features, ease of use and platforms. PaycheckCity is the marked dot.
What paid plans start at, a month (each step along is roughly double) →
Keep it, or make your own?
Whether this is something you could build for yourself with an AI app builder, and what you would give up.
Keep it
To replace PaycheckCity you would be making payroll taxes worked out and filed with the government for you. That is not a weekend's work, with an AI app builder or without one.
It costs $228 a year.
What you could make
- Reports: an app builder makes this well.
What you could not
- Payroll taxes worked out and filed with the government for you.
What this rests on. PaycheckCity’s listing: what it does, where it runs, what it plugs into and what it costs. It is a judgement about the kind of software this is. We have not built a replacement for it, and making your own means looking after it too. How we decide, and every tool’s verdict.
Part 05 · Alternatives
The alternatives
The tools it is most often weighed against, side by side
Patriot Payroll, OnPay, Wagepoint, Gusto and Payroll4Free
The 5 tools PaycheckCity is most often weighed against, with where each one differs from it.
- 2.6GPA
Patriot Payroll
Free trial · from $17/mo
Low-cost online payroll for small US businesses.
- Patriot Payroll also covers time tracking.
- 2.6GPA
OnPay
Free trial · from $49/mo
US payroll with published prices, plus HR and time add-ons.
- Only OnPay lists iOS and Android apps.
- OnPay also covers time tracking.
- 2.2GPA
Wagepoint
Free trial · from $20/mo
Canadian payroll with T4s, ROEs and optional time tracking.
- Wagepoint also covers time clock and time off.
- 2.4GPA
Gusto
From $49/mo
Payroll and HR for small businesses, with apps for owners and staff.
- Only Gusto lists iOS and Android apps.
- PaycheckCity also covers reports.
- Gusto also covers time tracking and expense tracking.
- 2.2GPA
Payroll4Free
Free plan
Free online payroll for US businesses paying nine or fewer people.
- Payroll4Free has a free plan. PaycheckCity does not, though it has a free trial.
- Payroll4Free also covers time off.
Part 06 · Questions
Quick answers
The questions people ask about it, each answered in a line or two
11
Questions, each answered in a line or two
The short version of everything above, for when you only need the answer. Each one is told in full in its part of the guide.
Is PaycheckCity free?
No, PaycheckCity is a paid product, but you can try it first. 14-day free trial of all features; the $228 annual rate starts when it ends.
How much does PaycheckCity cost?
PaycheckCity lists one plan. PaycheckCity Payroll: $19 per month, billed as one annual payment of $228.
What platforms does PaycheckCity work on?
PaycheckCity is available on Web.
Does PaycheckCity have an Android app?
No Android app was listed when its pages were read on Nov 13, 2026. PaycheckCity is listed for Web.
Does PaycheckCity have an iPhone app?
No iPhone app was listed when its pages were read on Nov 13, 2026. PaycheckCity is listed for Web.
Is PaycheckCity open source?
PaycheckCity is not described as open source on its own site, as read on Nov 13, 2026.
Who makes PaycheckCity?
PaycheckCity is made by Symmetry Software LLC.
What are the alternatives to PaycheckCity?
The closest alternatives to PaycheckCity in our directory are Patriot Payroll, OnPay, Wagepoint, Gusto and Payroll4Free.
How does PaycheckCity compare with other payroll services?
PaycheckCity's GPA of 2.2 is higher than 35 of the 61 other payroll services we grade, and level with 10.
Is PaycheckCity good value for money?
ToolGPA grades PaycheckCity B for value for money. Its paid plans start at $19 a month, against a middle price of $29 for the category: 7 of the 32 others that charge start lower.
Could I make my own version of PaycheckCity?
To replace PaycheckCity you would be making payroll taxes worked out and filed with the government for you.
Where this guide comes from
The prices, plans, platforms and features were read from PaycheckCity’s own pages on Nov 13, 2026, and the grades were given on Nov 13, 2026. Graded from this listing, whose facts were read from PaycheckCity's own pages on 13 November 2026. Not based on using the product, and shorter than our full reviews.
Every tool we list gets five grades, A to F, each with its reason, and a GPA that averages them. How each is decided is at toolgpa.com/grades. This guide is ToolGPA’s own work; it is not made, paid for or approved by Symmetry Software LLC. Prices change, so check paycheckcity.com before you buy.
Part 07 · About
About ToolGPA
Who made this guide, what else is on the site, and how to cite it
7,721
Tools graded, in 95 categories
ToolGPA grades software the way a school report grades a pupil: five subjects, a letter for each with the reason written beside it, and a GPA that averages them. Prices, plans and platforms are read from each maker’s own pages and dated, so you always know how fresh a figure is.
Every grade, review and ranking on ToolGPA is our own judgement. No company can pay for a grade or change one. Every tool on the site has a guide like this one, free to download and pass on. It all lives at toolgpa.com.
7,721
tools graded
95
categories
739
price changes on record
579
apps priced in 12 countries
What else is on toolgpa.com
- PaycheckCity, kept up to dateEverything in this guide, with prices and grades as they are todaytoolgpa.com/tools/paycheckcity
- How grades are givenThe rules behind every letter and every GPAtoolgpa.com/grades
- Value chartsWhat each tool costs against what it scores, for every categorytoolgpa.com/charts
- CompareAny two tools side by side, plan by plantoolgpa.com/compare
- Price changesEvery price rise and cut on record, each with its sourcetoolgpa.com/price-changes
- Prices by countryWhat apps cost on the App Store in 12 countriestoolgpa.com/prices-by-country
- Pay lessEvery public discount: yearly billing, students, nonprofitstoolgpa.com/save
- Keep or makeWhich tools are worth paying for, and which you could build yourselftoolgpa.com/keep-or-make
Scan for the live page
Prices and grades as they are today
Quoting this guide?
Please name ToolGPA and link to the live page, so readers can check the figures for themselves:
ToolGPA, "PaycheckCity: The Insider's Guide", checked Nov 13, 2026. https://toolgpa.com/tools/paycheckcity
Know someone choosing between payroll services?
Send them this guide: toolgpa.com/tools/paycheckcity/guide
ToolGPA elsewhere: youtube.com/@toolgpa
See our other guides
The best-graded payroll services after PaycheckCity, each with an Insider's Guide of its own.
- Payroll Insider's GuideEvery one of the 62 payroll services we grade, compared
- Roll by ADP Insider's GuideChat-based payroll app for very small US businesses2.8 GPA
- SimplePay Insider's GuideSouth African online payroll with leave and self-service2.8 GPA
- BrightPay Insider's GuideUK cloud payroll with HMRC submissions and auto-enrolment2.6 GPA
Choosing software? Every tool graded, every price dated.
Compare tools at toolgpa.com ›Everything in this guide is ToolGPA’s own summary of what PaycheckCity’s pages, its app-store listings and public reviews said on the dates shown. Grades are our judgement under the rules at toolgpa.com/grades. Every grade, review and ranking on ToolGPA is our own judgement. No company can pay for a grade or change one. PaycheckCity is a trademark of its owner, and this guide is not made, paid for or approved by Symmetry Software LLC. Prices and plans change: check paycheckcity.com before you buy.