The Perk Insider’s Guide
Everything we know about Perk in one document: what it costs, its grades, getting a refund, getting help and what else to look at. Read it here, or keep a copy.
Perk
The Insider’s Guide
Business travel booking, expenses and corporate cards together
Every plan, grade, refund rule and rival among spend and bill pay tools, read from Perk’s own pages.
Made by Perk · checked Nov 12, 2026 · toolgpa.com
Contents
- 01WelcomeWhat it is, who it suits, its grades and the ten things to know first
- 02What it costsEvery plan, the free plan, ways to pay less and how prices have moved
- 03What it doesIts main features, where it runs, what it works with and who makes it
- 04Where it standsIts grades against its category, and whether to keep it or make your own
- 05The alternativesThe tools it is most often weighed against, side by side
- 06Quick answersThe questions people ask about it, each answered in a line or two
- 07About ToolGPAWho made this guide, what else is on the site, and how to cite it
ToolGPA put this guide together from Perk’s own pages, its app-store listings and our grades. Every fact in it is on Perk’s page too, where it is kept up to date. Checked Nov 12, 2026.
Part 01 · Overview
Welcome
What it is, who it suits, its grades and the ten things to know first
2.2
GPA, above 32 of the 51 other spend and bill pay tools we grade
Perk is a platform that puts business travel booking, expense processing and corporate cards in one place. Receipts are captured and checked against policy before approval, and companies can connect their own Visa, Mastercard or Amex programs. Pricing is split into Travel, Spend, and a combined Travel and Spend set of plans.
To get you started, here are 9 things to know about Perk, taken from its own pages and our grades.
Policies, workflows and an accounting link to set up.
- 1
Best for travel booking and spend in one tool
Its own US cards are still coming soon, the Spend price is labelled a limited-time rate, and travel adds booking fees.
- 2
Paid plans start at $6 a month for each person
As its pricing page puts it: $6 per active user / month, plus 3% of each booking.
- 3
There is a free plan
Travel Starter has no platform fee and charges 5% per booking, with 1 travel policy and basic travel reporting.
- 4
It runs on 3 platforms
Web, iOS and Android.
- 5
Expense processing
Receipts are captured and matched to card transactions, then checked for missing information, duplicates and policy breaches before approval.
- 6
Travel booking
Flights, rail, accommodation and car rental are booked in the platform, with trip allowances and per diems created automatically.
- 7
Corporate cards
Companies can connect existing Visa, Mastercard and Amex programs. Perk's own cards are listed for the EU, UK and Switzerland.
- 8
A 2.2 GPA, above 32 of 51
That is against the other spend and bill pay tools we grade, on value, the free plan, features, ease of use and platforms.
- 9
Keep it
To replace Perk you would be making cards issued through a bank. That is not a weekend's work, with an AI app builder or without one.
Perk at a glance
- Pricing
- Free plan, from $6 per active user / month, plus 3% of each booking
- Free plan
- Yes
- Free trial
- None stated
- Runs on
- Web, iOS, Android
- Made by
- Perk
- Category
- Spend & Bill Pay
- Our grade
- 2.2 GPA, fair
The report card
Best for travel booking and spend in one tool
Perk combines travel booking, expense processing and cards, with Spend plans from $9 per active user a month. Its own US cards are still coming soon, the Spend price is labelled a limited-time rate, and travel adds booking fees.
| Subject | Grade | Comment |
|---|---|---|
| Value for money | C | Spend Premium is $9 per active user a month, above the category's cheapest quarter of $7.50 and under its middle of $12. Combined plans start at $6 per user plus 3% of each booking. |
| Free plan and trial | C | Travel Starter has no platform fee but charges 5% per booking and allows 1 travel policy. You can use it, but it caps you fast. |
| Features | C | Expense processing, travel booking, cards, a workflow designer, reimbursements and mobile apps. Perk's own US corporate cards are shown as coming soon. |
| Ease of use | C | No store rating on record. Policies, workflows and an accounting link to set up. |
| Platforms and integrations | B | Web plus iPhone and Android apps, with eight integrations on record. |
An A is worth 4 points, a B 3, a C 2, a D 1 and an F nothing. The GPA is the average of the five.
Who Perk is for
- Fits if you book business travel and want it tied to expenses
- Works for firms that can bring their own card feed
Who it is not for
- Pricey if you travel a lot, as bookings carry 3% on paid plans and 5% on Travel Starter
- Watch out: the page says Perk Spend pricing is a limited-time rate, with no end date shown
- Not for you if you want Perk's own US cards, as they are listed as coming soon
- Watch out: Travel Pro is $299 a month plus 3% of each booking, and booking fees have minimums and maximums
Good to know
Good for
- Mid-size and larger companies that book travel and run expenses together
- Teams that want to keep their current corporate card program
Worth knowing
- Travel Pro is $299 per month plus 3% of each booking and is not among the six plans above.
- The pricing page says Perk Spend's current pricing is available for a limited time, with no end date shown.
- Perk's own corporate cards are shown as coming soon to the US; its Platinum Visa card is listed for the EU, UK and Switzerland.
- Active users are those who submit or review at least one expense in a month; booking fees have minimum and maximum amounts.
Part 02 · Pricing
What it costs
Every plan, the free plan, ways to pay less and how prices have moved
$6
A month to start, for each person. There is a free plan too
Perk has a free plan. Paid plans start at $6 per active user / month, plus 3% of each booking.
Travel Starter
$0
Travel booking only: no platform fee, plus 5% of each booking, with 1 travel policy and approval process.
Travel Premium
$99
per month, plus 3% of each booking
Travel only: 10 travel policies, advanced travel reporting, SSO, HR integrations and budget tracking for up to 5 budgets.
Spend Premium
$9
per active user / month
Expenses only: standard approval workflow, 4 legal entities, SSO, ERP connectors except SAP and an expense sandbox.
Spend Pro
$11
per active user / month
Expenses only: custom approval workflows and per diems, unlimited legal entities, all ERP connectors and Open API.
Travel and Spend Premium
$6
per active user / month, plus 3% of each booking
Both products: 10 travel policies, standard expense workflow, 4 legal entities and ERP connectors except SAP.
Travel and Spend Pro
$8
per active user / month, plus 3% of each booking
Both products: unlimited policies and entities, custom approval workflows, SAP connector and Open API.
The free plan
Travel Starter has no platform fee and charges 5% per booking, with 1 travel policy and basic travel reporting.
Read from perk.com on Nov 12, 2026.
Part 03 · Features
What it does
Its main features, where it runs, what it works with and who makes it
3
Places it runs: Web, iOS and Android
Business travel booking, expenses and corporate cards together. Here is what it does, as its own site describes it, and what it covers: public API, AI features, workflow automation, expense tracking, company cards.
Expense processing, travel booking, cards, a workflow designer, reimbursements and mobile apps.
- Expense processing
- Receipts are captured and matched to card transactions, then checked for missing information, duplicates and policy breaches before approval.
- Travel booking
- Flights, rail, accommodation and car rental are booked in the platform, with trip allowances and per diems created automatically.
- Corporate cards
- Companies can connect existing Visa, Mastercard and Amex programs. Perk's own cards are listed for the EU, UK and Switzerland.
- Workflow designer
- No-code approval flows route expenses by team, entity, spend limit or expense type, with custom per diems on Pro plans.
- Reimbursements
- Out-of-pocket expenses can be paid back directly from Perk by ACH, which the pricing page says is included in every plan.
- Mobile apps
- The travel app is listed for iOS and Android, and expenses can be submitted from web or mobile.
Where it runs
- Web
- iOS
- Android
What it works with
- Oracle NetSuite
- Microsoft Dynamics 365 Finance
- SAP SuccessFactors
- BambooHR
- HiBob
- Deel
- Slack
- Zoom
Perk is made by Perk.
Part 04 · Standing
Where it stands
Its grades against its category, and whether to keep it or make your own
32/51
Other spend and bill pay tools it is graded above
Perk's GPA of 2.2 is higher than 32 of the 51 other spend and bill pay tools we grade, and level with 5.
It stands best on platforms and integrations (B, above 9 of 51) and worst on ease of use (C, above 0).
Its paid plans start at $6 a month for each person, against a middle price of $12 for the category: 3 of the 24 others that charge start lower.
On features, ease of use and platforms it scores 2.3 out of 4. 3 tools score higher and cost less.
Each grade against the category
Every bar is all 52 spend and bill pay tools we grade, cut by the letter each got. Perk’s own letter is outlined.
- CValue for moneyAbove 3 of 51
- CFree plan and trialAbove 31 of 51
- CFeaturesAbove 3 of 51
- CEase of useAbove 0 of 51
- BPlatforms and integrationsAbove 9 of 51
Price against what you get
Each dot is one of 26 spend and bill pay tools. Further left costs less; higher up scores better on features, ease of use and platforms. Perk is the marked dot.
What paid plans start at, a month (each step along is roughly double) →
Keep it, or make your own?
Whether this is something you could build for yourself with an AI app builder, and what you would give up.
Keep it
To replace Perk you would be making cards issued through a bank. That is not a weekend's work, with an AI app builder or without one.
It costs $72 a year.
What you could make
- Expense tracking: an app builder makes this well.
What you could not
- Cards issued through a bank.
- Connections to other products, each kept working as those products change.
- A real app for iOS and Android. Something home-made would be a web page.
- It is priced for each person, which means accounts and billing for a team.
- AI features, unless you pay a model provider for each request yourself.
What this rests on. Perk’s listing: what it does, where it runs, what it plugs into and what it costs. It is a judgement about the kind of software this is. We have not built a replacement for it, and making your own means looking after it too. How we decide, and every tool’s verdict.
Part 05 · Alternatives
The alternatives
The tools it is most often weighed against, side by side
Navan, SAP Concur, Expensify, Emburse and Spendesk
The 5 tools Perk is most often weighed against, with where each one differs from it.
- 2.8GPA
Navan
Free plan · from $15/mo
Business travel booking with expenses and corporate cards built in.
- Perk also covers workflow automation.
- Navan also covers reports.
- 2.0GPA
SAP Concur
From $7/mo
Expense, travel and invoice management for all company sizes.
- Perk has a free plan. SAP Concur does not.
- Perk also covers company cards.
- SAP Concur also covers reports and bill pay.
- 2.8GPA
Expensify
Free plan · from $5/mo
Receipt scanning, expense reports and company cards, from $5 a member.
- Only Expensify lists a macOS app.
- Only Expensify lists a browser extension.
- Perk also covers workflow automation.
- 2.0GPA
Emburse
Paid
Travel, expense, AP and payments with AI compliance checks.
- Perk has a free plan. Emburse does not.
- Only Perk lists iOS and Android apps.
- Perk also covers workflow automation.
- 2.2GPA
Spendesk
Paid
Spend management with unlimited cards and users, priced by quote.
- Perk has a free plan. Spendesk does not.
- Perk also covers workflow automation.
- Spendesk also covers bill pay.
Part 06 · Questions
Quick answers
The questions people ask about it, each answered in a line or two
13
Questions, each answered in a line or two
The short version of everything above, for when you only need the answer. Each one is told in full in its part of the guide.
Is Perk free?
Perk has a free plan. Travel Starter has no platform fee and charges 5% per booking, with 1 travel policy and basic travel reporting.
How much does Perk cost?
Perk lists 6 plans. Travel Starter: $0.
What platforms does Perk work on?
Perk is available on Web, iOS and Android.
Does Perk have a Windows app?
No Windows app was listed when its pages were read on Nov 12, 2026. Perk is listed for Web, iOS and Android.
Does Perk have a macOS app?
No macOS app was listed when its pages were read on Nov 12, 2026. Perk is listed for Web, iOS and Android.
Is Perk open source?
Perk is not described as open source on its own site, as read on Nov 12, 2026.
Does Perk have an API?
Yes. Perk offers a public API, according to its own site.
What does Perk integrate with?
Perk's listing names Oracle NetSuite, Microsoft Dynamics 365 Finance, SAP SuccessFactors, BambooHR, HiBob, Deel, Slack and Zoom.
Who makes Perk?
Perk is made by a company of the same name.
What are the alternatives to Perk?
The closest alternatives to Perk in our directory are Navan, SAP Concur, Expensify, Emburse and Spendesk.
How does Perk compare with other spend and bill pay tools?
Perk's GPA of 2.2 is higher than 32 of the 51 other spend and bill pay tools we grade, and level with 5.
Is Perk good value for money?
ToolGPA grades Perk C for value for money. Its paid plans start at $6 a month for each person, against a middle price of $12 for the category: 3 of the 24 others that charge start lower.
Could I make my own version of Perk?
To replace Perk you would be making cards issued through a bank. That is not a weekend's work, with an AI app builder or without one.
Where this guide comes from
The prices, plans, platforms and features were read from Perk’s own pages on Nov 12, 2026, and the grades were given on Nov 12, 2026. Graded from this listing, whose facts were read from Perk's own pages on 12 November 2026. Not based on using the product, and shorter than our full reviews.
Every tool we list gets five grades, A to F, each with its reason, and a GPA that averages them. How each is decided is at toolgpa.com/grades. This guide is ToolGPA’s own work; it is not made, paid for or approved by Perk. Prices change, so check perk.com before you buy.
Part 07 · About
About ToolGPA
Who made this guide, what else is on the site, and how to cite it
5,038
Tools graded, in 95 categories
ToolGPA grades software the way a school report grades a pupil: five subjects, a letter for each with the reason written beside it, and a GPA that averages them. Prices, plans and platforms are read from each maker’s own pages and dated, so you always know how fresh a figure is.
Every grade, review and ranking on ToolGPA is our own judgement. No company can pay for a grade or change one. Every tool on the site has a guide like this one, free to download and pass on. It all lives at toolgpa.com.
5,038
tools graded
95
categories
739
price changes on record
579
apps priced in 12 countries
What else is on toolgpa.com
- Perk, kept up to dateEverything in this guide, with prices and grades as they are todaytoolgpa.com/tools/perk
- How grades are givenThe rules behind every letter and every GPAtoolgpa.com/grades
- Value chartsWhat each tool costs against what it scores, for every categorytoolgpa.com/charts
- CompareAny two tools side by side, plan by plantoolgpa.com/compare
- Price changesEvery price rise and cut on record, each with its sourcetoolgpa.com/price-changes
- Prices by countryWhat apps cost on the App Store in 12 countriestoolgpa.com/prices-by-country
- Pay lessEvery public discount: yearly billing, students, nonprofitstoolgpa.com/save
- Keep or makeWhich tools are worth paying for, and which you could build yourselftoolgpa.com/keep-or-make
Scan for the live page
Prices and grades as they are today
Quoting this guide?
Please name ToolGPA and link to the live page, so readers can check the figures for themselves:
ToolGPA, "Perk: The Insider's Guide", checked Nov 12, 2026. https://toolgpa.com/tools/perk
Know someone choosing between spend and bill pay tools?
Send them this guide: toolgpa.com/tools/perk/guide
ToolGPA elsewhere: youtube.com/@toolgpa
See our other guides
The best-graded spend and bill pay tools after Perk, each with an Insider's Guide of its own.
- Spend & Bill Pay Insider's GuideEvery one of the 52 spend and bill pay tools we grade, compared
- Brex Insider's GuideCorporate cards, expenses, bill pay and travel for growing companies3.6 GPA
- Ramp Insider's GuideCorporate cards, expenses, travel and bill pay, with a free plan3.6 GPA
- Airwallex Insider's GuideMulti-currency business accounts, cards, bill pay and expenses3.2 GPA
Choosing software? Every tool graded, every price dated.
Compare tools at toolgpa.com ›Everything in this guide is ToolGPA’s own summary of what Perk’s pages, its app-store listings and public reviews said on the dates shown. Grades are our judgement under the rules at toolgpa.com/grades. Every grade, review and ranking on ToolGPA is our own judgement. No company can pay for a grade or change one. Perk is a trademark of its owner, and this guide is not made, paid for or approved by Perk. Prices and plans change: check perk.com before you buy.