Expensify vs Perk (2026): which should you pick?
As of Nov 12, 2026, Expensify grades higher than Perk: 2.8 against 2.2 out of 4.0.
Checked Oct 18, 2026 and Nov 12, 2026 · graded Oct 18, 2026 and Nov 12, 2026 by ToolGPA
Expensify grades higher on features, ease of use and platforms. They get the same grade on value for money and the free plan.
Price, platforms and features side by side. The table says where each price was read and when.
Expensify
Receipt scanning, expense reports and company cards, from $5 a member
Perk
Business travel booking, expenses and corporate cards together
Which one is for you
Pick Expensify if
- Fits if your team mostly needs receipts scanned and money paid back
- Works for an employee whose company has no expense tool yet
Look elsewhere if
- Pricey if you add people who rarely spend, as Collect bills every member
- Skip it if you want the $9 Control rate without moving spend onto the Expensify Card
- Tight if you use NetSuite, Sage Intacct, QuickBooks Desktop or Workday, as they connect only on Control
- Pricey if you won't commit to a year, as Control is then $36 a member a month
- Watch out: the 30-day trial starts when you create a workspace, and card cash back counts US purchases only
Pick Perk if
- Fits if you book business travel and want it tied to expenses
- Works for firms that can bring their own card feed
Look elsewhere if
- Pricey if you travel a lot, as bookings carry 3% on paid plans and 5% on Travel Starter
- Watch out: the page says Perk Spend pricing is a limited-time rate, with no end date shown
- Not for you if you want Perk's own US cards, as they are listed as coming soon
- Watch out: Travel Pro is $299 a month plus 3% of each booking, and booking fees have minimums and maximums
How we grade them
| 2.8GPAExpensifyGood | 2.2GPAPerkFair | |
|---|---|---|
| Value for money | CGraded against its expense-tool alternatives. Ten people on Collect cost $50 a month, $5 each billed monthly for every member, active or not. Zoho Expense costs less for ten and Ramp and Brex nothing, while Navan and Rydoo cost more. | CSpend Premium is $9 per active user a month, above the category's cheapest quarter of $7.50 and under its middle of $12. Combined plans start at $6 per user plus 3% of each booking. |
| Free plan and trial | CSubmit is free for any employee, with unlimited receipt scans, mileage and reports. But reimbursing, approving and syncing need a paid plan, and the 30-day trial starts when you create a workspace. | CTravel Starter has no platform fee but charges 5% per booking and allows 1 travel policy. You can use it, but it caps you fast. |
| Features | BThe whole job: SmartScan receipts, approvals and ACH reimbursement, unlimited Expensify Cards, travel booking, supplier bills paid from a scanned inbox, invoices and a chat thread on every expense. | CExpense processing, travel booking, cards, a workflow designer, reimbursements and mobile apps. Perk's own US corporate cards are shown as coming soon. |
| Ease of use | B4.6 from 157,712 App Store ratings. Snap a receipt and it's an expense, but admins have a workspace, rules and accounting links to set up. | CNo store rating on record. Policies, workflows and an accounting link to set up. |
| Platforms and integrations | AWeb, Mac, iPhone, Android and a browser extension, with QuickBooks, Xero, NetSuite, Sage Intacct, Workday, Gusto and Uber, and an API. NetSuite and Sage Intacct need Control. | BWeb plus iPhone and Android apps, with eight integrations on record. |
| Best for | receipt scanning and staff reimbursements | travel booking and spend in one tool |
The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: Expensify and Perk. How we grade
Price against what you get
Expensify starts at $5 a month for each person and scores 3.3 out of 4 on features, ease of use and platforms. Perk starts at $6 a month for each person and scores 2.3.
Expensify scores higher and starts $1 a month lower. Of the other spend and bill pay tools on the chart, none scores higher than Expensify for less, and 3 score higher than Perk for less.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
Where they differ
- Expensify also covers invoicing and bill pay.
- Perk also covers workflow automation.
At a glance
| Expensify | Perk | |
|---|---|---|
| Pricing | Free plan | Free plan |
| Starts at | $5 per member / month, billed monthly | $6 per active user / month, plus 3% of each booking |
| Free plan | Submit, free for any employee: unlimited receipt scans, mileage tracking, expense reports, categories and tags, personal card import and chat on expenses. | Travel Starter has no platform fee and charges 5% per booking, with 1 travel policy and basic travel reporting. |
| Free trial | 30-day free trial of the paid plans, starting when a workspace is created | None listed |
| Web | ||
| macOS | ||
| iOS | ||
| Android | ||
| Browser extension | ||
| Made by | Expensify, Inc. | Perk |
| Price read from | expensify.com | perk.com |
| Checked | Oct 18, 2026 | Nov 12, 2026 |
Worth knowing
Expensify
- Control's $9 rate needs an annual plan and the Expensify Card for at least half of settled spend; otherwise it is $18 on an annual plan or $36 with no commitment.
- Collect bills every member added to a workspace, active or not; Control bills anyone who creates, submits, approves, reimburses or exports a report that month.
- NetSuite, Sage Intacct, QuickBooks Desktop and Workday connect only on Control; Collect syncs with QuickBooks Online and Xero.
- The Expensify Card is issued by The Bancorp Bank in the US, and cash back counts US purchases only.
Perk
- Travel Pro is $299 per month plus 3% of each booking and is not among the six plans above.
- The pricing page says Perk Spend's current pricing is available for a limited time, with no end date shown.
- Perk's own corporate cards are shown as coming soon to the US; its Platinum Visa card is listed for the EU, UK and Switzerland.
- Active users are those who submit or review at least one expense in a month; booking fees have minimum and maximum amounts.
Key features
Expensify
- SmartScan receipts
- Photograph or forward a receipt and Expensify reads it into an expense, with unlimited scans on every plan including the free one.
- Approvals and reimbursement
- Reports go to an approver and are paid back by ACH. Control adds multiple approvers, custom expense rules and admin-enforced controls.
- Expensify Card
- Unlimited cards, virtual ones included, with Smart Limits, paying 1% cash back on US purchases and 2% once monthly spend passes $250,000.
- Travel booking
- Book flights, hotels, cars and rail inside Expensify, with travel rules, trip approvals and a 24/7 support line.
- Bills and invoices
- Supplier bills are scanned from a dedicated email address and paid automatically, and invoices can be sent from the same account.
- Chat on every expense
- Each expense and report has its own comment thread, alongside chat rooms and direct messages between employees.
Perk
- Expense processing
- Receipts are captured and matched to card transactions, then checked for missing information, duplicates and policy breaches before approval.
- Travel booking
- Flights, rail, accommodation and car rental are booked in the platform, with trip allowances and per diems created automatically.
- Corporate cards
- Companies can connect existing Visa, Mastercard and Amex programs. Perk's own cards are listed for the EU, UK and Switzerland.
- Workflow designer
- No-code approval flows route expenses by team, entity, spend limit or expense type, with custom per diems on Pro plans.
- Reimbursements
- Out-of-pocket expenses can be paid back directly from Perk by ACH, which the pricing page says is included in every plan.
- Mobile apps
- The travel app is listed for iOS and Android, and expenses can be submitted from web or mobile.
Plans
Expensify
Submit$0
For individual employees: receipt scanning, mileage, expense reports and submitting them to an approver.
Collect$5
per member / month, billed monthly
Billed for every member, active or not. Reimbursements, card feeds, approvals, travel booking and QuickBooks Online or Xero sync.
Control$9
per active member / month, annual plan using the Expensify Card
$18 on an annual plan without the card, $36 with no commitment. Adds NetSuite and Sage Intacct, multi-step approvals, SSO and budgets.
Perk
Travel Starter$0
Travel booking only: no platform fee, plus 5% of each booking, with 1 travel policy and approval process.
Travel Premium$99
per month, plus 3% of each booking
Travel only: 10 travel policies, advanced travel reporting, SSO, HR integrations and budget tracking for up to 5 budgets.
Spend Premium$9
per active user / month
Expenses only: standard approval workflow, 4 legal entities, SSO, ERP connectors except SAP and an expense sandbox.
Spend Pro$11
per active user / month
Expenses only: custom approval workflows and per diems, unlimited legal entities, all ERP connectors and Open API.
Travel and Spend Premium$6
per active user / month, plus 3% of each booking
Both products: 10 travel policies, standard expense workflow, 4 legal entities and ERP connectors except SAP.
Travel and Spend Pro$8
per active user / month, plus 3% of each booking
Both products: unlimited policies and entities, custom approval workflows, SAP connector and Open API.
Ways to pay less
Expensify
- Annual discount
Half price on Control with an annual subscription
Control costs $18 per active member a month on an annual subscription, against $36 on pay-per-use with no commitment.
- Other savings
Control at $9 when you use the Expensify Card
On an annual subscription, Control drops to $9 per active member a month when the Expensify Card carries at least 50% of settled US spend that month.
Perk
No public discounts listed.
Common questions
Which is cheaper, Expensify or Perk?
As of Nov 12, 2026, Expensify is cheaper to start with: $5 a month for each person, against $6 a month for each person for Perk. Expensify starts at $5 per member / month, billed monthly, and Perk starts at $6 per active user / month, plus 3% of each booking.
Which has a free plan, Expensify or Perk?
As of Nov 12, 2026, both Expensify and Perk have a free plan.
Which platforms do Expensify and Perk run on?
As of Nov 12, 2026, only Expensify lists a macOS app and a browser extension. Both list a web app and iOS and Android apps. A platform missing from a listing is one its maker's pages did not mention.
More comparisons
How this page was made
- The verdict at the top follows a fixed rule. When both tools are in the same category and either is in our top three for it, the verdict follows that ranking: the higher-placed tool is our pick. The top three weigh who each tool suits as well as its grades, so a pick can go against the GPA. Otherwise the page does not pick one and says which grades higher: the higher GPA first; on a tie, the one with a free plan, then the one that starts cheaper in dollars a month, counted the same way for both; if they are still level, what the choice depends on.
- The grades are our own, from each tool’s review or report card. The GPA is their average.
- Prices, plans and platforms come from each tool’s listing. The table above says where each price was read and when.
- The differences and the answers to the questions are worked out from those listings.