Perk vs SAP Concur (2026): which should you pick?
As of Nov 12, 2026, Perk grades higher than SAP Concur: 2.2 against 2.0 out of 4.0.
Checked Nov 12, 2026 · graded Nov 12, 2026 by ToolGPA
Perk grades higher on the free plan. SAP Concur grades higher on features. They get the same grade on value for money, ease of use and platforms.
Price, platforms and features side by side. The table says where each price was read and when.
Perk
Business travel booking, expenses and corporate cards together
SAP Concur
Expense, travel and invoice management for all company sizes
Which one is for you
Pick Perk if
- Fits if you book business travel and want it tied to expenses
- Works for firms that can bring their own card feed
Look elsewhere if
- Pricey if you travel a lot, as bookings carry 3% on paid plans and 5% on Travel Starter
- Watch out: the page says Perk Spend pricing is a limited-time rate, with no end date shown
- Not for you if you want Perk's own US cards, as they are listed as coming soon
- Watch out: Travel Pro is $299 a month plus 3% of each booking, and booking fees have minimums and maximums
Pick SAP Concur if
- Fits if you are a large company with travel and international expense claims
- Works for finance teams that want compliance checks built in
Look elsewhere if
- Pricey if you file many reports, as the $7 and $11 are per report and only starting prices
- Not for you if you want to try it free, as there is no free plan or trial
- Watch out: Premium and Travel need a quote
- Watch out: the mobile app is free to download but needs an active subscription
How we grade them
| 2.2GPAPerkFair | 2.0GPASAP ConcurFair | |
|---|---|---|
| Value for money | CSpend Premium is $9 per active user a month, above the category's cheapest quarter of $7.50 and under its middle of $12. Combined plans start at $6 per user plus 3% of each booking. | CBase starts at $7 per report and Plus at $11, with the rate falling as your commitment rises. Pricing by report is not directly per seat, so we leave it at the middle of the category's $7.50, $12 and $20. |
| Free plan and trial | CTravel Starter has no platform fee but charges 5% per booking and allows 1 travel policy. You can use it, but it caps you fast. | FThe pricing page has no free plan or trial. |
| Features | CExpense processing, travel booking, cards, a workflow designer, reimbursements and mobile apps. Perk's own US corporate cards are shown as coming soon. | BExpense reports, travel booking, invoice management, compliance checks, global tax and currency, and a mobile app. The listing shows no gap in the core expense work. |
| Ease of use | CNo store rating on record. Policies, workflows and an accounting link to set up. | CNo store rating on record. Policies, approvals and an accounting integration to set up. |
| Platforms and integrations | BWeb plus iPhone and Android apps, with eight integrations on record. | BWeb plus iPhone and Android apps, with six integrations on record. |
| Best for | travel booking and spend in one tool | global expense reports and travel at big companies |
The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: Perk and SAP Concur. How we grade
Price against what you get
Perk starts at $6 a month for each person and scores 2.3 out of 4 on features, ease of use and platforms. SAP Concur starts at $7 a month and scores 2.7.
SAP Concur scores higher, and starts $1 a month higher: the question is whether the extra is worth that to you. Of the other spend and bill pay tools on the chart, 3 score higher than Perk for less, and 2 score higher than SAP Concur for less.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
Where they differ
- Perk also covers company cards.
- SAP Concur also covers reports and bill pay.
At a glance
| Perk | SAP Concur | |
|---|---|---|
| Pricing | Free plan | Paid |
| Starts at | $6 per active user / month, plus 3% of each booking | $7 per report, varying with monthly commitment |
| Free plan | Travel Starter has no platform fee and charges 5% per booking, with 1 travel policy and basic travel reporting. | None |
| Free trial | None listed | None listed |
| Web | ||
| iOS | ||
| Android | ||
| Made by | Perk | SAP Concur |
| Price read from | perk.com | concur.com |
| Checked | Nov 12, 2026 | Nov 12, 2026 |
Worth knowing
Perk
- Travel Pro is $299 per month plus 3% of each booking and is not among the six plans above.
- The pricing page says Perk Spend's current pricing is available for a limited time, with no end date shown.
- Perk's own corporate cards are shown as coming soon to the US; its Platinum Visa card is listed for the EU, UK and Switzerland.
- Active users are those who submit or review at least one expense in a month; booking fees have minimum and maximum amounts.
SAP Concur
- Pricing is per expense report, and the page says the rate falls as the contract commitment grows.
- The $7 and $11 figures are starting prices; Premium and Travel require a quote.
- There is no free plan or free trial on the pricing page.
- The mobile app is free to download but needs an active subscription.
Key features
Perk
- Expense processing
- Receipts are captured and matched to card transactions, then checked for missing information, duplicates and policy breaches before approval.
- Travel booking
- Flights, rail, accommodation and car rental are booked in the platform, with trip allowances and per diems created automatically.
- Corporate cards
- Companies can connect existing Visa, Mastercard and Amex programs. Perk's own cards are listed for the EU, UK and Switzerland.
- Workflow designer
- No-code approval flows route expenses by team, entity, spend limit or expense type, with custom per diems on Pro plans.
- Reimbursements
- Out-of-pocket expenses can be paid back directly from Perk by ACH, which the pricing page says is included in every plan.
- Mobile apps
- The travel app is listed for iOS and Android, and expenses can be submitted from web or mobile.
SAP Concur
- Expense reports
- Automatic receipt capture and report generation, with spending policies that can be applied and updated centrally.
- Travel booking
- Concur Travel works with any travel management company or GDS and includes an AI assistant trained on company policy.
- Invoice management
- Concur Invoice covers PO matching, approval routing and duplicate-payment prevention.
- Compliance checks
- Real-time out-of-policy flagging before submission and configurable approval hierarchies by spend and organization.
- Global tax and currency
- VAT reclaim, real-time exchange rates at entry and multiple currencies within one organization.
- Mobile app
- A free app for iPhone and Android, which needs an active SAP Concur subscription to use.
Plans
Perk
Travel Starter$0
Travel booking only: no platform fee, plus 5% of each booking, with 1 travel policy and approval process.
Travel Premium$99
per month, plus 3% of each booking
Travel only: 10 travel policies, advanced travel reporting, SSO, HR integrations and budget tracking for up to 5 budgets.
Spend Premium$9
per active user / month
Expenses only: standard approval workflow, 4 legal entities, SSO, ERP connectors except SAP and an expense sandbox.
Spend Pro$11
per active user / month
Expenses only: custom approval workflows and per diems, unlimited legal entities, all ERP connectors and Open API.
Travel and Spend Premium$6
per active user / month, plus 3% of each booking
Both products: 10 travel policies, standard expense workflow, 4 legal entities and ERP connectors except SAP.
Travel and Spend Pro$8
per active user / month, plus 3% of each booking
Both products: unlimited policies and entities, custom approval workflows, SAP connector and Open API.
SAP Concur
Base$7
per report; varies with monthly commitment
Starting price for smaller businesses with basic expense reporting. Unlimited users and Concur Expense.
Plus$11
per report; varies with monthly commitment
Starting price. Adds ExpenseIt, User Support Desk and reporting. Unlimited users.
PremiumCustom
Custom quote. Adds Concur Travel, Intelligence and more to the Plus features. Unlimited users.
Common questions
Which is cheaper, Perk or SAP Concur?
As of Nov 12, 2026, Perk starts at $6 per active user / month, plus 3% of each booking, and SAP Concur starts at $7 per report, varying with monthly commitment. One is priced for each person and the other is not, so which costs less depends on how many of you use it.
Which has a free plan, Perk or SAP Concur?
As of Nov 12, 2026, only Perk has a free plan. SAP Concur does not.
More comparisons
How this page was made
- The verdict at the top follows a fixed rule. When both tools are in the same category and either is in our top three for it, the verdict follows that ranking: the higher-placed tool is our pick. The top three weigh who each tool suits as well as its grades, so a pick can go against the GPA. Otherwise the page does not pick one and says which grades higher: the higher GPA first; on a tie, the one with a free plan, then the one that starts cheaper in dollars a month, counted the same way for both; if they are still level, what the choice depends on.
- The grades are our own, from each tool’s review or report card. The GPA is their average.
- Prices, plans and platforms come from each tool’s listing. The table above says where each price was read and when.
- The differences and the answers to the questions are worked out from those listings.