Refgrow vs Tolt (2026): which should you pick?

Pick Refgrow if

• Fits if you sell SaaS through Stripe or Paddle and want the program inside your own app
• Works for a team moving over from Rewardful, FirstPromoter or Tolt, which get a 30-day trial

Look elsewhere if

• Not for you if your payment provider is not on the list, because other billing needs the REST API
• Tight if you grow: each plan covers $10,000 or $25,000 of affiliate revenue a month, then $948 a year per extra $25,000
• Watch out: white-label with no Refgrow branding is Business only, at $79 a month billed yearly
• Pricey if you pay monthly: Pro is $49 and Business $99
• Watch out: new subscription payments are non-refundable, and PayPal or Wise may add their own payout fees

Pick Tolt if

• Fits if you sell a SaaS or app billed through Stripe, Paddle, Chargebee or RevenueCat
• Works for teams that want W-9s, W-8s and 1099s handled, from Growth at $99 a month

Look elsewhere if

• Skip it if you run a Shopify store or any checkout outside Stripe, Paddle, Chargebee, RevenueCat or Shopify Partners
• Pricey if you're just starting out, as the old $69 plan is gone and the cheapest is $99 a month
• Watch out: Tolt takes 2% of everything it pays your affiliates, on every plan
• Tight if affiliate revenue passes $20,000 a month on Growth, as Pro is $199 and above $50,000 it's custom
• Not for you if you want the Powered by Tolt link gone or fraud checks, which need Pro, and there's no API or Zapier on record

Refgrow

• Each plan covers a set amount of affiliate-generated revenue a month ($10,000 or $25,000); above $25,000 you add $948 a year per extra $25,000.
• White-label with no Refgrow branding is only on Business.
• There is no free plan, and the page says payments for new subscriptions are non-refundable except where the law or a separate offer says otherwise.
• PayPal, Wise and your payment provider may charge their own payout or processing fees.

Tolt

• Tolt only tracks sales billed through Stripe, Paddle, Chargebee, RevenueCat or Shopify Partners (for Shopify app makers); other checkouts are not listed.
• Every plan pays affiliates automatically for 2% of what is paid out, and the Powered by Tolt link comes off only on Pro.
• Plans are capped by affiliate revenue: Growth stops at $20,000 a month and Pro at $50,000, above which pricing is custom.
• The cheapest plan is $99 a month; Tolt offers a full refund within 30 days of paying.

Refgrow

Embedded widget and tracking

A referral widget that sits inside your own product, with tracking for links and coupons and a hosted affiliate portal for partners.

Payment integrations

Stripe, Paddle, Lemon Squeezy, Polar, Dodo Payments and Creem on every plan; other providers can report payments through the REST API.

Payouts and invoices

Automatic payouts through PayPal or Wise, plus self-billing invoices and EU VAT handling.

Commission options

Multi-tier commissions, coupons and gamification and messages for affiliates, with fraud protection on all plans.

Partner Network

A listing in Refgrow's partner network, subject to eligibility, so affiliates can find your program.

API, webhooks and MCP

A REST API, outgoing webhooks and an MCP server are included with both plans.

Tolt

Stripe, Paddle and Chargebee

Client-side or server-side setup links Tolt to your billing, so commissions stop when a subscription is canceled and are deducted when a payment is refunded.

Branded affiliate portal

Match the portal to your brand and host it on your own subdomain, such as affiliates.yourdomain.com, with a resources page for affiliates.

Commission flows and coupons

Set custom commissions per affiliate, group partners, run several programs and give referred customers a discount with double-sided coupon rewards.

Bulk and auto payouts

Tolt pays affiliates for you through PayPal, Wise, bank transfer or wire, taking 2% of what is paid out; Pro adds custom payout methods.

Tax forms for affiliates

From Growth up, Tolt collects W-9 and W-8 forms, files 1099s and issues invoices for affiliates.

Tolt MCP

On every plan, connect Claude or ChatGPT to ask about your program, such as who your top partners are, and act on the answers.

Refgrow

• Pro$39

  per month to $10,000 affiliate revenue, billed yearly ($49 monthly)

  Unlimited programs and affiliates, 3 team members, hosted portal, coupons, fraud protection, auto payouts and custom portal domain.

• Business$79

  per month to $25,000 affiliate revenue, billed yearly ($99 monthly)

  Everything in Pro plus 10 team members and white-label with no Refgrow branding.

Tolt

• Growth$99

  per month for up to $20,000 of affiliate revenue a month

  Unlimited affiliates, a branded portal on your own domain, auto payouts (2% of what's paid out), affiliate invoices, W-9 and W-8 forms with 1099 filing, and 5 programs and seats.

• Pro$199

  per month for up to $50,000 of affiliate revenue a month

  Adds Radar fraud checks, unlimited programs, groups, seats and commission flows, custom payout methods, a dedicated Slack channel and no Powered by Tolt link.

• EnterpriseCustom

  For programs above $50,000 a month in affiliate revenue, with priority support. Priced with sales.

Refgrow

• Annual discount

  Save 20% with annual billing

  Pro is $468 a year instead of $49 a month, and Business is $948 a year instead of $99 a month.

• Other savings

  30-day trial and free migration help

  Teams switching from Rewardful, FirstPromoter, Tolt or another tool get a 30-day trial and migration help via that tool's migration page.

Tolt

• Annual discount

  Two months free with yearly billing

  Paying yearly for Growth or Pro costs ten months' price for twelve months.