The Forfeit Insider’s Guide
Everything we know about Forfeit in one document: what it costs, its grades, getting a refund, getting help and what else to look at. Read it here, or keep a copy.
Forfeit
The Insider’s Guide
Habit contracts that charge your card when you miss a goal
Every plan, grade, refund rule and rival among habit trackers, read from Forfeit’s own pages.
Made by Forfeit Inc. · checked Oct 6, 2026 · toolgpa.com
Contents
- 01WelcomeWhat it is, who it suits, its grades and the ten things to know first
- 02What it costsEvery plan, the free plan, ways to pay less and how prices have moved
- 03What it doesIts main features, where it runs, what it works with and who makes it
- 04Where it standsIts grades against its category, and whether to keep it or make your own
- 05The alternativesThe tools it is most often weighed against, side by side
- 06Quick answersThe questions people ask about it, each answered in a line or two
- 07About ToolGPAWho made this guide, what else is on the site, and how to cite it
ToolGPA put this guide together from Forfeit’s own pages, its app-store listings and our grades. Every fact in it is on Forfeit’s page too, where it is kept up to date. Checked Oct 6, 2026.
Part 01 · Overview
Welcome
What it is, who it suits, its grades and the ten things to know first
2.4
GPA, above 8 of the 43 other habit trackers we grade
Forfeit is a habit-contract app from Forfeit Inc. in San Francisco. You set a task, a deadline and a consequence for missing it, usually a charge to your card, then prove you did it with a photo, video, GPS check-in, health data or screen-time data that AI or a staff member reviews. Its AI coach, Overlord, chats with you, sends reminders and can block apps or apply the penalties your own rules allow.
To get you started, here are 9 things to know about Forfeit, taken from its own pages and our grades.
Setting up a goal is real work too: a task, a deadline, a stake, a kind of evidence and your own appeal rules, which lock once it's running.
- 1
Best for putting real money on the line for a habit
Penalties come on top, plan contents aren't published, and the FAQ says forfeited money is currently kept by Forfeit.
- 2
Paid plans start at $5 a month when paid by the year
As its pricing page puts it: $3.99 per week or $59.99 per year for Premium (US App Store); $10.99 per month on the web.
- 3
You can try it first
7-day free trial on eligible web signups; the Stripe checkout confirms whether it applies.
- 4
It runs on 4 platforms
Web, macOS, iOS and Android.
- 5
Habit contracts with a stake
Each goal has a task, a deadline and an amount of money. Stripe pre-authorizes the stake, and a missed deadline captures it. Goals can repeat on set days or a number of days a week.
- 6
Other consequences
Instead of money, a miss can text, call or email a contact you chose, block apps on your phone or Mac, or lock your Mac screen.
- 7
Evidence and verification
Goals are proven by photo, video, timelapse, GPS check-in, Apple Health or Health Connect data, Screen Time or Mac activity. AI or a person on the team reviews evidence before a charge.
- 8
A 2.4 GPA, above 8 of 43
That is against the other habit trackers we grade, on value, the free plan, features, ease of use and platforms.
- 9
Keep it
The plain part of Forfeit you could make: habit tracking, goals and Pomodoro timer. What surrounds it you could not. The 6 things listed below take a company, not a weekend.
Forfeit at a glance
- Pricing
- Free trial, from $3.99 per week or $59.99 per year for Premium (US App Store); $10.99 per month on the web
- Free plan
- No
- Free trial
- 7-day free trial on eligible web signups; the Stripe checkout confirms whether it applies.
- Runs on
- Web, macOS, iOS, Android
- Made by
- Forfeit Inc., since 2022
- Category
- Habit Trackers
- Our grade
- 2.4 GPA, fair
- Store rating
- 4.8 on the App Store, 358 ratings
The report card
Best for putting real money on the line for a habit
Forfeit is for people who only follow through when it costs them: you set a task, a deadline and a stake, prove you did it with a photo, GPS or health data, and a missed deadline charges your card. There's nothing free, the trial takes your card first, and at $10.99 a month on the web it's the dearest tracker here. Penalties come on top, plan contents aren't published, and the FAQ says forfeited money is currently kept by Forfeit.
| Subject | Grade | Comment |
|---|---|---|
| Value for money | D | The web signup is $10.99 a month where this category's middle is $3.33, and the App Store's weekly billing at $3.99 works out at $17.29 a month. Penalties are charged on top of all that, and the vendor doesn't publish what Premium or Pro actually include, so you're paying without a list. |
| Free plan and trial | D | Nothing free at all. The web signup offers a 7-day trial through Stripe, so your card goes in first, and then it's $10.99 a month. A 2025 App Store review says you can't even set a goal without a subscription. |
| Features | A | Evidence by photo, video, timelapse, GPS, health or screen-time data, reviewed by AI or a person; appeals answered within 12 hours under rules you wrote yourself; misses that text, call or email a friend, block apps or lock your Mac; and an AI coach that will phone you. |
| Ease of use | B | 4.76 on the App Store, but from only 358 ratings, so it misses the 1,000 an A needs on our ladder. Setting up a goal is real work too: a task, a deadline, a stake, a kind of evidence and your own appeal rules, which lock once it's running. |
| Platforms and integrations | B | iPhone, Android, Mac and the web, and it pulls data from Apple Health, Health Connect, Strava, Whoop, MyFitnessPal, RescueTime, IFTTT and Plaid. But the FAQ says the Mac app only does blocking and the web app is mainly for the AI coach, so the real product is on your phone. |
An A is worth 4 points, a B 3, a C 2, a D 1 and an F nothing. The GPA is the average of the five.
Who Forfeit is for
- Fits if you only follow through when money or your reputation is on the line
- Works for habits that can be proven with a photo, GPS, health or screen-time data
Who it is not for
- Skip it if you want anything free, as there's no free plan and the card-first trial leads into $10.99 a month
- Pricey if you slip often, because penalties are charged on top of the subscription
- Not for you if you mind where the money goes, since the FAQ says Forfeit currently keeps it
- Watch out: what Premium and Pro include isn't published, and the web price differs from the App Store's $3.99 weekly and $59.99 yearly
- Watch out: the Mac app only blocks apps and the web app is mainly for the AI coach, so the real product is on your phone
Good to know
Good for
- People who follow through only when money or reputation is at stake
- Habits that can be proven with a photo, GPS, health or screen-time data
- Blocking distracting apps under rules an AI coach enforces
Worth knowing
- No free plan is published: the web signup offers a 7-day trial, then $10.99 a month, and a 2025 App Store review says no goal can be set without a subscription.
- Penalties are charged on top of the subscription, and the FAQ says forfeited money is currently kept by Forfeit.
- The vendor does not publish what Premium and Pro each include, and the web price differs from the App Store amounts.
- The FAQ limits the Mac app to Mac blocking and says the web app is mainly for Overlord, the AI coach.
Part 02 · Pricing
What it costs
Every plan, the free plan, ways to pay less and how prices have moved
$5
A month to start, paid by the year
Forfeit is a paid product with a free trial, starting at $3.99 per week or $59.99 per year for Premium (US App Store); $10.99 per month on the web.
Forfeit Premium
$7.99
billing period not shown in the US App Store list
In-app subscription. The same list shows Premium Weekly at $3.99 and Forfeit Premium Yearly at $59.99. What Premium includes is not published.
Web subscription
$10.99
per month
The price on the vendor's web signup page after a 7-day free trial, paid through Stripe. The page does not say which tier it buys.
Forfeit Pro
$12.99
billing period not shown in the US App Store list
In-app subscription. The same list shows Pro Weekly at $5.99 and Forfeit Pro Yearly at $99.99. How Pro differs from Premium is not published.
1 Month Overlord Subscription
$12.99
per month
Listed as a separate item in the US App Store. Overlord is the AI accountability coach inside the Forfeit app.
Trying it first
7-day free trial on eligible web signups; the Stripe checkout confirms whether it applies.
Read from apps.apple.com on Oct 6, 2026.
Ways to pay less
Annual discount
Yearly plans cost less than weekly billing
The US App Store lists Forfeit Premium Yearly at $59.99 against Premium Weekly at $3.99, which is $207.48 over 52 weeks. Pro is $99.99 a year against $5.99 a week.
Stated on apps.apple.com
What the app costs elsewhere
Each country’s App Store price for “Forfeit Pro”, against $12.99 in the United States, in dollars at the day’s rate. The four cheapest and the four dearest of 11.
| Country | Price there | In dollars | Against the US |
|---|---|---|---|
| Philippines | ₱ 699.00 | $11.13 | 14% less |
| Turkey | ₺599,99 | $12.20 | 6% less |
| Canada | $17.99 | $12.65 | about the same |
| Indonesia | Rp 229ribu | $12.81 | about the same |
| South Africa | R249.99 | $15.12 | 16% more |
| Mexico | $299.00 | $16.43 | 26% more |
| Germany | 14,99 € | $16.80 | 29% more |
| United Kingdom | £12.99 | $17.17 | 32% more |
Part 03 · Features
What it does
Its main features, where it runs, what it works with and who makes it
4
Places it runs: Web, macOS, iOS and Android
Habit contracts that charge your card when you miss a goal. Here is what it does, as its own site describes it, and what it covers: AI features, site & app blocker, Pomodoro timer, habit tracking, goals.
But the FAQ says the Mac app only does blocking and the web app is mainly for the AI coach, so the real product is on your phone.
- Habit contracts with a stake
- Each goal has a task, a deadline and an amount of money. Stripe pre-authorizes the stake, and a missed deadline captures it. Goals can repeat on set days or a number of days a week.
- Other consequences
- Instead of money, a miss can text, call or email a contact you chose, block apps on your phone or Mac, or lock your Mac screen.
- Evidence and verification
- Goals are proven by photo, video, timelapse, GPS check-in, Apple Health or Health Connect data, Screen Time or Mac activity. AI or a person on the team reviews evidence before a charge.
- Appeals and leniency
- A missed goal can be appealed, and a person reviews each appeal within 12 hours. You write the appeal rules when creating a goal, and they lock once it is running.
- Overlord AI coach
- Overlord chats around the clock, reminds you before deadlines, can phone you, and grants or refuses temporary unblocks according to the rules you set.
- App and website blocking
- Blocking uses Apple's Screen Time framework on iOS and a native app on Mac that closes blocked sites and tracks the apps in use. Disconnecting the tracking counts as a failure.
Where it runs
- Web
- macOS
- iOS
- Android
What it works with
- Apple Health
- Health Connect
- Strava
- Whoop
- MyFitnessPal
- RescueTime
- IFTTT
- Plaid
Forfeit is made by Forfeit Inc., and has been around since 2022.
Part 04 · Standing
Where it stands
Its grades against its category, and whether to keep it or make your own
8/43
Other habit trackers it is graded above
Forfeit's GPA of 2.4 is higher than 8 of the 43 other habit trackers we grade, and level with 10.
It stands best on features (A, above 41 of 43) and worst on value for money (D, above 0).
Its paid plans start at $5 a month when paid by the year, against a middle price of $2.50 for the category: 23 of the 28 others that charge start lower.
On features, ease of use and platforms it scores 3.3 out of 4. Nothing scores higher for less, though at least one tool matches that score at a lower price.
Each grade against the category
Every bar is all 44 habit trackers we grade, cut by the letter each got. Forfeit’s own letter is outlined.
- DValue for moneyAbove 0 of 43
- DFree plan and trialAbove 2 of 43
- AFeaturesAbove 41 of 43
- BEase of useAbove 12 of 43
- BPlatforms and integrationsAbove 31 of 43
Price against what you get
Each dot is one of 32 habit trackers. Further left costs less; higher up scores better on features, ease of use and platforms. Forfeit is the marked dot.
What paid plans start at, a month (each step along is roughly double) →
Keep it, or make your own?
Whether this is something you could build for yourself with an AI app builder, and what you would give up.
Keep it
The plain part of Forfeit you could make: habit tracking, goals and Pomodoro timer. What surrounds it you could not. The 6 things listed below take a company, not a weekend.
That makes this kind of software worth paying for, not this one in particular: 25 of the 43 other habit trackers grade higher. It costs $59.99 a year.
What you could make
- Habit tracking, goals and Pomodoro timer: an app builder makes these well.
What you could not
- Blocking that reaches every browser and app and is hard to switch off.
- Apps for macOS, iOS and Android that stay in step with each other.
- It plugs into other products, Apple Health, Health Connect and Strava among them.
- AI features, unless you pay a model provider for each request yourself.
- People on the other end: coaches. No app builder makes those.
- The depth: we grade its features A, which means it covers the whole job.
What this rests on. Forfeit’s listing: what it does, where it runs, what it plugs into and what it costs. It is a judgement about the kind of software this is. We have not built a replacement for it, and making your own means looking after it too. How we decide, and every tool’s verdict.
Part 05 · Alternatives
The alternatives
The tools it is most often weighed against, side by side
Beeminder, stickK, Coach.me, Life Reset and Habitica
The 5 tools Forfeit is most often weighed against, with where each one differs from it.
- 2.4GPA
Beeminder
Free plan · from $8/mo
Goal tracker that charges you money when you fall behind.
- Beeminder has a free plan. Forfeit does not, though it has a free trial.
- Only Forfeit lists a macOS app.
- Forfeit also covers site & app blocker and Pomodoro timer.
- 2.8GPA
stickK
Free plan
Commitment contracts with a referee and optional money stakes.
- stickK has a free plan. Forfeit does not, though it has a free trial.
- Only Forfeit lists a macOS app.
- Forfeit also covers site & app blocker and Pomodoro timer.
- 2.8GPA
Coach.me
Free plan · from $25
Free habit tracker with community support and paid human coaching.
- Coach.me has a free plan. Forfeit does not, though it has a free trial.
- Only Forfeit lists a macOS app.
- Forfeit also covers site & app blocker and Pomodoro timer.
- 1.8GPA
Life Reset
From $12.99
Gamified 66-day habit program with daily quests and XP.
- Only Forfeit lists a web app.
- Only Forfeit lists a macOS app.
- Forfeit also covers goals.
- 3.4GPA
Habitica
Free plan · from $4.99/mo
Habit and task tracker that works like a role-playing game.
- Habitica has a free plan. Forfeit does not, though it has a free trial.
- Only Forfeit lists a macOS app.
- Habitica is open source, according to its own site.
Part 06 · Questions
Quick answers
The questions people ask about it, each answered in a line or two
14
Questions, each answered in a line or two
The short version of everything above, for when you only need the answer. Each one is told in full in its part of the guide.
Is Forfeit free?
No, Forfeit is a paid product, but you can try it first. 7-day free trial on eligible web signups; the Stripe checkout confirms whether it applies.
How much does Forfeit cost?
Forfeit lists 4 plans. Forfeit Premium: $7.99 billing period not shown in the US App Store list.
What platforms does Forfeit work on?
Forfeit is available on Web, macOS, iOS and Android.
Does Forfeit offer any discounts?
Forfeit publicly lists the following: Yearly plans cost less than weekly billing.
How is Forfeit rated?
Forfeit's iPhone and iPad app averages 4.8 out of 5 from 358 ratings on the App Store in the United States, as read on Oct 6, 2026.
Does Forfeit have a Windows app?
No Windows app was listed when its pages were read on Oct 6, 2026. Forfeit is listed for Web, macOS, iOS and Android.
Does Forfeit have a Linux app?
No Linux app was listed when its pages were read on Oct 6, 2026. Forfeit is listed for Web, macOS, iOS and Android.
Is Forfeit open source?
Forfeit is not described as open source on its own site, as read on Oct 6, 2026.
What does Forfeit integrate with?
Forfeit's listing names Apple Health, Health Connect, Strava, Whoop, MyFitnessPal, RescueTime, IFTTT and Plaid.
Who makes Forfeit?
Forfeit is made by Forfeit Inc. It dates from 2022.
What are the alternatives to Forfeit?
The closest alternatives to Forfeit in our directory are Beeminder, stickK, Coach.me, Life Reset and Habitica.
How does Forfeit compare with other habit trackers?
Forfeit's GPA of 2.4 is higher than 8 of the 43 other habit trackers we grade, and level with 10.
Is Forfeit good value for money?
ToolGPA grades Forfeit D for value for money. Its paid plans start at $5 a month when paid by the year, against a middle price of $2.50 for the category: 23 of the 28 others that charge start lower.
Could I make my own version of Forfeit?
The plain part of Forfeit you could make: habit tracking, goals and Pomodoro timer.
Where this guide comes from
The prices, plans, platforms and features were read from Forfeit’s own pages on Oct 6, 2026, and the grades were given on Oct 10, 2026. Graded from this listing, whose facts were read from Forfeit's own pages on 6 October 2026, and its App Store rating. Also tested with a demo account on 2026-08-22.
Every tool we list gets five grades, A to F, each with its reason, and a GPA that averages them. How each is decided is at toolgpa.com/grades. This guide is ToolGPA’s own work; it is not made, paid for or approved by Forfeit Inc. Prices change, so check forfeit.app before you buy.
Part 07 · About
About ToolGPA
Who made this guide, what else is on the site, and how to cite it
3,189
Tools graded, in 94 categories
ToolGPA grades software the way a school report grades a pupil: five subjects, a letter for each with the reason written beside it, and a GPA that averages them. Prices, plans and platforms are read from each maker’s own pages and dated, so you always know how fresh a figure is.
Every grade, review and ranking on ToolGPA is our own judgement. No company can pay for a grade or change one. Every tool on the site has a guide like this one, free to download and pass on. It all lives at toolgpa.com.
3,189
tools graded
94
categories
426
price changes on record
579
apps priced in 12 countries
What else is on toolgpa.com
- Forfeit, kept up to dateEverything in this guide, with prices and grades as they are todaytoolgpa.com/tools/forfeit
- How grades are givenThe rules behind every letter and every GPAtoolgpa.com/grades
- Value chartsWhat each tool costs against what it scores, for every categorytoolgpa.com/charts
- CompareAny two tools side by side, plan by plantoolgpa.com/compare
- Price changesEvery price rise and cut on record, each with its sourcetoolgpa.com/price-changes
- Prices by countryWhat apps cost on the App Store in 12 countriestoolgpa.com/prices-by-country
- Pay lessEvery public discount: yearly billing, students, nonprofitstoolgpa.com/save
- Keep or makeWhich tools are worth paying for, and which you could build yourselftoolgpa.com/keep-or-make
Scan for the live page
Prices and grades as they are today
Quoting this guide?
Please name ToolGPA and link to the live page, so readers can check the figures for themselves:
ToolGPA, "Forfeit: The Insider's Guide", checked Oct 6, 2026. https://toolgpa.com/tools/forfeit
Know someone choosing between habit trackers?
Send them this guide: toolgpa.com/tools/forfeit/guide
ToolGPA elsewhere: youtube.com/@toolgpa
See our other guides
The best-graded habit trackers after Forfeit, each with an Insider's Guide of its own.
- Habit Trackers Insider's GuideEvery one of the 44 habit trackers we grade, compared
- Finch Insider's GuideSelf-care app that ties daily goals to a virtual pet bird3.4 GPA
- Habitica Insider's GuideHabit and task tracker that works like a role-playing game3.4 GPA
- Disciplined Insider's GuideMinimal habit tracker built around daily streaks3.0 GPA
Choosing software? Every tool graded, every price dated.
Compare tools at toolgpa.com ›Everything in this guide is ToolGPA’s own summary of what Forfeit’s pages, its app-store listings and public reviews said on the dates shown. Grades are our judgement under the rules at toolgpa.com/grades. Every grade, review and ranking on ToolGPA is our own judgement. No company can pay for a grade or change one. Forfeit is a trademark of its owner, and this guide is not made, paid for or approved by Forfeit Inc. Prices and plans change: check forfeit.app before you buy.