The Moxie Insider’s Guide
Everything we know about Moxie in one document: what it costs, its grades, getting a refund, getting help and what else to look at. Read it here, or keep a copy.
Moxie
The Insider’s Guide
Freelance business app: clients, projects, invoices and basic books
Every plan, grade, refund rule and rival among accounting and invoicing tools, read from Moxie’s own pages.
Made by Moxie · checked Oct 17, 2026 · toolgpa.com
Contents
- 01WelcomeWhat it is, who it suits, its grades and the ten things to know first
- 02What it costsEvery plan, the free plan, ways to pay less and how prices have moved
- 03What it doesIts main features, where it runs, what it works with and who makes it
- 04Where it standsIts grades against its category, and whether to keep it or make your own
- 05The alternativesThe tools it is most often weighed against, side by side
- 06Quick answersThe questions people ask about it, each answered in a line or two
- 07About ToolGPAWho made this guide, what else is on the site, and how to cite it
ToolGPA put this guide together from Moxie’s own pages, its app-store listings and our grades. Every fact in it is on Moxie’s page too, where it is kept up to date. Checked Oct 17, 2026.
Part 01 · Overview
Welcome
What it is, who it suits, its grades and the ten things to know first
2.4
GPA, above 4 of the 17 other accounting and invoicing tools we grade
Moxie is business management software for freelancers and small agencies. It combines client records, projects, proposals and contracts, time tracking, invoicing with online payments and basic income and expense tracking, along with a client portal, forms, meeting scheduling and a sales pipeline. Its accounting is light bookkeeping that can hand off to QuickBooks.
To get you started, here are 9 things to know about Moxie, taken from its own pages and our grades.
There's a fair bit to set up before it pays off: clients, projects, proposal and contract templates, and a bank connection.
- 1
Best for freelancers who want clients and invoices in one app
Just don't expect real accounting, as it's basic income and expense tracking, and the QuickBooks sync needs Pro.
- 2
Paid plans start at $10 a month
As its pricing page puts it: $10 per month, billed annually ($12 billed monthly).
- 3
You can try it first
14-day free trial
- 4
It runs on 3 platforms
Web, iOS and Android.
- 5
Invoices and payments
Turn tracked time and expenses into invoices, with recurring invoices, reminders and late fees. Clients pay by card, PayPal or ACH through Stripe or PayPal.
- 6
Income and expense tracking
Connect a bank or card through Plaid so expenses fill in, attach receipts and bill costs back to clients. Pro syncs with QuickBooks.
- 7
Proposals and contracts
Send proposals, quotes and contracts to clients from templates, on every plan.
- 8
A 2.4 GPA, above 4 of 17
That is against the other accounting and invoicing tools we grade, on value, the free plan, features, ease of use and platforms.
- 9
Keep it
The plain part of Moxie you could make: invoicing, time tracking, expense tracking, sales pipeline and forms. What surrounds it you could not. The 4 things listed below take a company, not a weekend.
Moxie at a glance
- Pricing
- Free trial, from $10 per month, billed annually ($12 billed monthly)
- Free plan
- No
- Free trial
- 14-day free trial
- Runs on
- Web, iOS, Android
- Made by
- Moxie
- Category
- Accounting & Invoicing
- Our grade
- 2.4 GPA, fair
The report card
Best for freelancers who want clients and invoices in one app
Moxie runs the business side of freelancing for $10 a month billed yearly: clients, proposals, contracts, time tracking, invoices and a sales pipeline, all on the cheapest plan. That's a lot for the money. Just don't expect real accounting, as it's basic income and expense tracking, and the QuickBooks sync needs Pro.
| Subject | Grade | Comment |
|---|---|---|
| Value for money | B | Starter is $10 a month billed yearly or $12 monthly, inside the cheaper quarter of accounting tools at $15, and it already invoices, tracks time and sends proposals and contracts. Syncing with QuickBooks needs Pro at $20 billed yearly. |
| Free plan and trial | C | A 14-day free trial, and the listing doesn't say whether it needs a card. There's no free plan, though Moxie offers scholarships by location or need. |
| Features | C | Clients, projects, proposals, contracts, time tracking, invoices with card, PayPal or ACH payments, forms, scheduling and a pipeline. As accounting it's basic income and expense tracking, though, and Moxie itself suggests QuickBooks to finish the books. |
| Ease of use | C | No store rating on record. There's a fair bit to set up before it pays off: clients, projects, proposal and contract templates, and a bank connection. |
| Platforms and integrations | B | Web, iPhone and Android, where the app is called Hectic, with Stripe, PayPal, Plaid, QuickBooks, Outlook, Zapier and Make. There's no desktop app, which keeps it off an A. |
An A is worth 4 points, a B 3, a C 2, a D 1 and an F nothing. The GPA is the average of the five.
Who Moxie is for
- Great if you're a solo freelancer who wants proposals, contracts and invoices in one place
- Handy when you bill tracked time and expenses back to clients
- Good for small agencies of up to five people, on Teams at $32 a month billed yearly
Who it is not for
- Not for you if you want proper books, as Moxie's accounting is basic tracking
- Skip it if you want a free plan to start on, since there's only a 14-day trial
- Tight if your agency grows past five, because Teams stops at five members
Good to know
Good for
- Solo freelancers who want clients, projects and invoices in one app
- Small creative agencies of up to five people
- Freelancers who track time and bill expenses back to clients
Worth knowing
- The accounting is basic income and expense tracking; Moxie suggests QuickBooks to finish the books, and that sync needs Pro.
- There is no free plan; Teams covers at most five team members, though project collaborators are unlimited.
- The Communicator phone line works in the US, Canada and the UK only, and needs Pro or Teams.
- The mobile app is listed in the App Store and Google Play under the name Hectic.
Part 02 · Pricing
What it costs
Every plan, the free plan, ways to pay less and how prices have moved
$10
A month to start
Moxie is a paid product with a free trial, starting at $10 per month, billed annually ($12 billed monthly).
There's no free plan, though Moxie offers scholarships by location or need.
Starter
$10
per month, billed annually ($12 billed monthly)
$120 a year. Clients, projects, invoicing and payments, proposals and contracts, time tracking, pipeline, basic accounting, forms and scheduling.
Pro
$20
per month, billed annually ($25 billed monthly)
$240 a year. Adds a custom domain, white-label client portal, ticketing, automations, a phone line, API and Zapier access and QuickBooks sync.
Teams
$32
per month for up to 5 members, billed annually ($40 billed monthly)
$385 a year. Everything in Pro for up to five team members, with one more phone line and access levels for an accountant or partner.
Trying it first
14-day free trial
Read from withmoxie.com on Oct 17, 2026.
Ways to pay less
Annual discount
Save up to 20% with annual billing
Paying yearly costs $120 for Starter, $240 for Pro and $385 for Teams, against $12, $25 and $40 a month billed monthly.
Stated on withmoxie.comBy country
Scholarships by location or need
Moxie offers location-based scholarships to freelancers in countries the World Bank rates low or lower-middle income, and need-based help elsewhere on request.
Stated on withmoxie.com
Part 03 · Features
What it does
Its main features, where it runs, what it works with and who makes it
3
Places it runs: Web, iOS and Android
Freelance business app: clients, projects, invoices and basic books. Here is what it does, as its own site describes it, and what it covers: booking links, sales pipeline, time tracking, forms, invoicing, expense tracking.
Clients, projects, proposals, contracts, time tracking, invoices with card, PayPal or ACH payments, forms, scheduling and a pipeline.
- Invoices and payments
- Turn tracked time and expenses into invoices, with recurring invoices, reminders and late fees. Clients pay by card, PayPal or ACH through Stripe or PayPal.
- Income and expense tracking
- Connect a bank or card through Plaid so expenses fill in, attach receipts and bill costs back to clients. Pro syncs with QuickBooks.
- Proposals and contracts
- Send proposals, quotes and contracts to clients from templates, on every plan.
- Projects and time tracking
- Plan deliverables, track time on the web or phone, and add project collaborators, unlimited from Pro.
- Client portal and inbox
- A client portal, white-labeled from Pro, plus a combined calendar and inbox that connects Google, iCal and Outlook.
- Scheduling, forms and pipeline
- Meeting schedulers, a form builder and a sales pipeline for leads are included from Starter.
Where it runs
- Web
- iOS
- Android
What it works with
- Stripe
- PayPal
- Plaid
- QuickBooks
- Outlook
- Zapier
- Make
Moxie is made by Moxie.
Part 04 · Standing
Where it stands
Its grades against its category, and whether to keep it or make your own
4/17
Other accounting and invoicing tools it is graded above
Moxie's GPA of 2.4 is higher than 4 of the 17 other accounting and invoicing tools we grade, and level with 5.
It stands best on value for money (B, above 13 of 17) and worst on free plan and trial (C, above 0).
Its paid plans start at $10 a month, against a middle price of $19 for the category: 3 of the 16 others that charge start lower.
On features, ease of use and platforms it scores 2.3 out of 4. 3 tools score higher and cost less.
Each grade against the category
Every bar is all 18 accounting and invoicing tools we grade, cut by the letter each got. Moxie’s own letter is outlined.
- BValue for moneyAbove 13 of 17
- CFree plan and trialAbove 0 of 17
- CFeaturesAbove 0 of 17
- CEase of useAbove 0 of 17
- BPlatforms and integrationsAbove 2 of 17
Price against what you get
Each dot is one of 18 accounting and invoicing tools. Further left costs less; higher up scores better on features, ease of use and platforms. Moxie is the marked dot.
What paid plans start at, a month (each step along is roughly double) →
Keep it, or make your own?
Whether this is something you could build for yourself with an AI app builder, and what you would give up.
Keep it
The plain part of Moxie you could make: invoicing, time tracking, expense tracking, sales pipeline and forms. What surrounds it you could not. The 4 things listed below take a company, not a weekend.
That makes this kind of software worth paying for, not this one in particular: 8 of the 17 other accounting and invoicing tools grade higher. It costs $120 a year.
What you could make
- Invoicing, time tracking, expense tracking, sales pipeline and forms: an app builder makes these well.
What you could not
- Booking pages that read and write other people's calendars and send the emails.
- A real app for iOS and Android. Something home-made would be a web page.
- It plugs into other products, Stripe, PayPal and Plaid among them.
- Sharing with other people, which means accounts and invitations.
What this rests on. Moxie’s listing: what it does, where it runs, what it plugs into and what it costs. It is a judgement about the kind of software this is. We have not built a replacement for it, and making your own means looking after it too. How we decide, and every tool’s verdict.
Part 05 · Alternatives
The alternatives
The tools it is most often weighed against, side by side
Bonsai, Plutio, FreshBooks, Zoho Invoice and Wave
The 5 tools Moxie is most often weighed against, with where each one differs from it.
- 2.4GPA
Bonsai
Free trial · from $9/mo
Client, project and billing software for agencies and freelancers.
- Only Bonsai lists a macOS app.
- Only Bonsai lists a browser extension.
- Moxie also covers booking links and sales pipeline.
- 2.4GPA
Plutio
Free trial · from $15.83/mo
All-in-one freelance app: projects, proposals, contracts and invoices.
- Only Plutio lists macOS and Windows apps.
- Moxie also covers sales pipeline and expense tracking.
- Plutio also covers kanban boards.
- 2.6GPA
FreshBooks
Free trial · from $23/mo
Invoicing and accounting for freelancers and service businesses.
- Moxie also covers booking links, sales pipeline and forms.
- FreshBooks also covers reports, bookkeeping and payroll.
- 3.6GPA
Zoho Invoice
Free
Free invoicing app from Zoho for freelancers and small businesses.
- Zoho Invoice has a free plan. Moxie does not, though it has a free trial.
- Only Zoho Invoice lists Windows and macOS apps.
- Moxie also covers booking links, sales pipeline and forms.
- 2.4GPA
Wave
Free plan · from $19/mo
Free invoicing and bookkeeping for US and Canadian small businesses.
- Wave has a free plan. Moxie does not, though it has a free trial.
- Moxie also covers booking links, sales pipeline, time tracking and forms.
- Wave also covers reports, bookkeeping and payroll.
Part 06 · Questions
Quick answers
The questions people ask about it, each answered in a line or two
13
Questions, each answered in a line or two
The short version of everything above, for when you only need the answer. Each one is told in full in its part of the guide.
Is Moxie free?
No, Moxie is a paid product, but you can try it first. 14-day free trial.
How much does Moxie cost?
Moxie lists 3 plans. Starter: $10 per month, billed annually ($12 billed monthly).
What platforms does Moxie work on?
Moxie is available on Web, iOS and Android.
Does Moxie offer any discounts?
Moxie publicly lists the following: Save up to 20% with annual billing; Scholarships by location or need.
Does Moxie have a Windows app?
No Windows app was listed when its pages were read on Oct 17, 2026. Moxie is listed for Web, iOS and Android.
Does Moxie have a macOS app?
No macOS app was listed when its pages were read on Oct 17, 2026. Moxie is listed for Web, iOS and Android.
Is Moxie open source?
Moxie is not described as open source on its own site, as read on Oct 17, 2026.
What does Moxie integrate with?
Moxie's listing names Stripe, PayPal, Plaid, QuickBooks, Outlook, Zapier and Make.
Who makes Moxie?
Moxie is made by Moxie.
What are the alternatives to Moxie?
The closest alternatives to Moxie in our directory are Bonsai, Plutio, FreshBooks, Zoho Invoice and Wave.
How does Moxie compare with other accounting and invoicing tools?
Moxie's GPA of 2.4 is higher than 4 of the 17 other accounting and invoicing tools we grade, and level with 5.
Is Moxie good value for money?
ToolGPA grades Moxie B for value for money. Its paid plans start at $10 a month, against a middle price of $19 for the category: 3 of the 16 others that charge start lower.
Could I make my own version of Moxie?
The plain part of Moxie you could make: invoicing, time tracking, expense tracking, sales pipeline and forms.
Where this guide comes from
The prices, plans, platforms and features were read from Moxie’s own pages on Oct 17, 2026, and the grades were given on Oct 17, 2026. Graded from this listing, whose facts were read from Moxie's own pages on 17 October 2026. Not based on using the product, and shorter than our full reviews.
Every tool we list gets five grades, A to F, each with its reason, and a GPA that averages them. How each is decided is at toolgpa.com/grades. This guide is ToolGPA’s own work; it is not made, paid for or approved by Moxie. Prices change, so check withmoxie.com before you buy.
Part 07 · About
About ToolGPA
Who made this guide, what else is on the site, and how to cite it
1,858
Tools graded, in 46 categories
ToolGPA grades software the way a school report grades a pupil: five subjects, a letter for each with the reason written beside it, and a GPA that averages them. Prices, plans and platforms are read from each maker’s own pages and dated, so you always know how fresh a figure is.
ToolGPA is free to read. It may earn a commission from affiliate links and it works with sponsors, but anything paid for is labelled and no one can pay for a grade. Every tool on the site has a guide like this one, free to download and pass on. It all lives at toolgpa.com.
1,858
tools graded
46
categories
426
price changes on record
579
apps priced in 12 countries
What else is on toolgpa.com
- Moxie, kept up to dateEverything in this guide, with prices and grades as they are todaytoolgpa.com/tools/moxie
- How grades are givenThe rules behind every letter and every GPAtoolgpa.com/grades
- Value chartsWhat each tool costs against what it scores, for every categorytoolgpa.com/charts
- CompareAny two tools side by side, plan by plantoolgpa.com/compare
- Price changesEvery price rise and cut on record, each with its sourcetoolgpa.com/price-changes
- Prices by countryWhat apps cost on the App Store in 12 countriestoolgpa.com/prices-by-country
- Pay lessEvery public discount: yearly billing, students, nonprofitstoolgpa.com/save
- Keep or makeWhich tools are worth paying for, and which you could build yourselftoolgpa.com/keep-or-make
Scan for the live page
Prices and grades as they are today
Quoting this guide?
Please name ToolGPA and link to the live page, so readers can check the figures for themselves:
ToolGPA, "Moxie: The Insider's Guide", checked Oct 17, 2026. https://toolgpa.com/tools/moxie
Know someone choosing between accounting and invoicing tools?
Send them this guide: toolgpa.com/tools/moxie/guide
ToolGPA elsewhere: youtube.com/@toolgpa
See our other guides
The best-graded accounting and invoicing tools after Moxie, each with an Insider's Guide of its own.
- Accounting & Invoicing Insider's GuideEvery one of the 18 accounting and invoicing tools we grade, compared
- Zoho Invoice Insider's GuideFree invoicing app from Zoho for freelancers and small businesses3.6 GPA
- Zoho Books Insider's GuideOnline accounting from Zoho, with a free plan and six paid tiers3.4 GPA
- Odoo Insider's GuideBusiness app suite whose Accounting app is free when used on its own3.2 GPA
Choosing software? Every tool graded, every price dated.
Compare tools at toolgpa.com ›Everything in this guide is ToolGPA’s own summary of what Moxie’s pages, its app-store listings and public reviews said on the dates shown. Grades are our judgement under the rules at toolgpa.com/grades. ToolGPA uses affiliate links and may earn a commission from them, and it works with sponsors; anything paid for is labelled, and no one can pay for a grade. Moxie is a trademark of its owner, and this guide is not made, paid for or approved by Moxie. Prices and plans change: check withmoxie.com before you buy.