FreshBooks vs Moxie
We give FreshBooks a 2.6 GPA and Moxie a 2.4, out of 4.0. FreshBooks grades higher on features and ease of use. Moxie grades higher on value for money. They get the same grade on the free plan and platforms.
Price, platforms and features side by side. The table says where each price was read and when.
FreshBooks
Invoicing and accounting for freelancers and service businesses
Moxie
Freelance business app: clients, projects, invoices and basic books
How we grade them
| 2.6GPAFreshBooksGood | 2.4GPAMoxieFair | |
|---|---|---|
| Value for money | DLite is $23 a month, right at this category's middle, but it bills only 5 clients and has tax-time reports only. Accounting reports and bank reconciliation start on Plus at $43, and every extra team member is $11 a month on top. | BStarter is $10 a month billed yearly or $12 monthly, inside the cheaper quarter of accounting tools at $15, and it already invoices, tracks time and sends proposals and contracts. Syncing with QuickBooks needs Pro at $20 billed yearly. |
| Free plan and trial | CA 30-day free trial with no card needed, which is fair. There's no free plan, though, and the 80% off for 4 months is a discount, not a trial: after that you pay the full $23, $43 or $70. | CA 14-day free trial, and the listing doesn't say whether it needs a card. There's no free plan, though Moxie offers scholarships by location or need. |
| Features | BInvoices, estimates, proposals, retainers, online payments, unlimited time tracking, expenses, double-entry reports, bank reconciliation, accounts payable on Premium and payroll run with Gusto. That's the whole job for a business that bills clients. | CClients, projects, proposals, contracts, time tracking, invoices with card, PayPal or ACH payments, forms, scheduling and a pipeline. As accounting it's basic income and expense tracking, though, and Moxie itself suggests QuickBooks to finish the books. |
| Ease of use | A4.7 from 10,979 App Store ratings, the top band for accounting apps. It's built around sending an invoice, which is the first thing most small business owners need to do. | CNo store rating on record. There's a fair bit to set up before it pays off: clients, projects, proposal and contract templates, and a bank connection. |
| Platforms and integrations | BWeb, iPhone and Android, with card payments through Stripe, Apple Pay, Google Pay, Affirm and Afterpay, and payroll through Gusto. There's no desktop app, which keeps it off an A. | BWeb, iPhone and Android, where the app is called Hectic, with Stripe, PayPal, Plaid, QuickBooks, Outlook, Zapier and Make. There's no desktop app, which keeps it off an A. |
| Best for | invoicing first, with the books behind it | freelancers who want clients and invoices in one app |
The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: FreshBooks and Moxie. How we grade
Price against what you get
FreshBooks starts at $23 a month and scores 3.3 out of 4 on features, ease of use and platforms. Moxie starts at $10 a month and scores 2.3.
FreshBooks scores higher, and starts $13 a month higher: the question is whether the extra is worth that to you. Of the other accounting and invoicing tools on the chart, 1 scores higher than FreshBooks for less, and 3 score higher than Moxie for less.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
Where they differ
- FreshBooks starts at $23 per month, billed monthly. Moxie starts at $10 per month, billed annually ($12 billed monthly).
- FreshBooks also covers reports, bookkeeping and payroll.
- Moxie also covers booking links, sales pipeline and forms.
At a glance
| FreshBooks | Moxie | |
|---|---|---|
| Pricing | Free trial | Free trial |
| Starts at | $23 per month, billed monthly | $10 per month, billed annually ($12 billed monthly) |
| Free plan | None | None |
| Free trial | 30-day free trial, no credit card required | 14-day free trial |
| Web | ||
| iOS | ||
| Android | ||
| Made by | FreshBooks | Moxie |
| Price read from | freshbooks.com | withmoxie.com |
| Checked | Oct 17, 2026 | Oct 17, 2026 |
Who each one suits
FreshBooks
- Freelancers and consultants who bill a handful of clients for their time
- Service businesses that send estimates, proposals and retainers
- Owners who want invoicing first and accounting reports second
Moxie
- Solo freelancers who want clients, projects and invoices in one app
- Small creative agencies of up to five people
- Freelancers who track time and bill expenses back to clients
Worth knowing
FreshBooks
- The advertised prices are 80% off for 4 months; plans then renew at $23, $43 or $70 a month.
- Lite bills only 5 clients and Plus 50, counting archived clients; each extra team member costs $11 a month.
- Payroll costs $40 a month plus $6 per employee, files US federal and state taxes, and is not available during the free trial.
- Advanced Payments is a $20 a month add-on on every plan except Select.
Moxie
- The accounting is basic income and expense tracking; Moxie suggests QuickBooks to finish the books, and that sync needs Pro.
- There is no free plan; Teams covers at most five team members, though project collaborators are unlimited.
- The Communicator phone line works in the US, Canada and the UK only, and needs Pro or Teams.
- The mobile app is listed in the App Store and Google Play under the name Hectic.
Key features
FreshBooks
- Invoices, estimates and proposals
- Recurring invoices, late fees and automatic reminders on every plan. Proposals and client retainers start on Plus.
- Online payments
- Clients pay by card, ACH bank transfer, Apple Pay, Google Pay, or Affirm and Afterpay. Card payments through FreshBooks Payments cost 2.9% plus $0.30.
- Time tracking and projects
- Unlimited time tracking on every plan, with project budgets and billing. Project profitability reports need Premium.
- Expenses and receipts
- Bank import, mileage tracking on mobile and unlimited expenses. Receipt scanning starts on Plus, and bill line-item capture on Premium.
- Double-entry accounting
- Accounting reports, bank reconciliation and accountant access start on Plus. Lite has tax-time reports only.
- FreshBooks Payroll
- Payroll run with Gusto inside FreshBooks: unlimited pay runs, free direct deposit, and federal and state payroll tax filing.
Moxie
- Invoices and payments
- Turn tracked time and expenses into invoices, with recurring invoices, reminders and late fees. Clients pay by card, PayPal or ACH through Stripe or PayPal.
- Income and expense tracking
- Connect a bank or card through Plaid so expenses fill in, attach receipts and bill costs back to clients. Pro syncs with QuickBooks.
- Proposals and contracts
- Send proposals, quotes and contracts to clients from templates, on every plan.
- Projects and time tracking
- Plan deliverables, track time on the web or phone, and add project collaborators, unlimited from Pro.
- Client portal and inbox
- A client portal, white-labeled from Pro, plus a combined calendar and inbox that connects Google, iCal and Outlook.
- Scheduling, forms and pipeline
- Meeting schedulers, a form builder and a sales pipeline for leads are included from Starter.
Plans
FreshBooks
Lite$23
per month for 5 billable clients, billed monthly
Advertised at $4.60 a month for the first 4 months. Invoices, estimates, expenses, online payments and tax-time reports.
Plus$43
per month for 50 billable clients, billed monthly
Advertised at $8.60 a month for the first 4 months. Adds proposals, retainers, accounting reports, receipt scanning and accountant access.
Premium$70
per month for unlimited clients, billed monthly
Advertised at $14 a month for the first 4 months. Adds project profitability, accounts payable, bill line-item capture and custom email templates.
SelectCustom
Unlimited clients, lower card fees, Advanced Payments included, 2 team members, unbranded emails and dedicated phone support.
Moxie
Starter$10
per month, billed annually ($12 billed monthly)
$120 a year. Clients, projects, invoicing and payments, proposals and contracts, time tracking, pipeline, basic accounting, forms and scheduling.
Pro$20
per month, billed annually ($25 billed monthly)
$240 a year. Adds a custom domain, white-label client portal, ticketing, automations, a phone line, API and Zapier access and QuickBooks sync.
Teams$32
per month for up to 5 members, billed annually ($40 billed monthly)
$385 a year. Everything in Pro for up to five team members, with one more phone line and access levels for an accountant or partner.
Ways to pay less
FreshBooks
- Other savings
80% off the first 4 months
New customers pay 20% of the Lite, Plus or Premium price for 4 months, then the full monthly price. The page calls it a limited-time offer.
- Annual discount
10% off with yearly billing
Yearly plans cost $248.40 for Lite, $464.40 for Plus and $756 for Premium, 10% less than paying monthly.
Moxie
- Annual discount
Save up to 20% with annual billing
Paying yearly costs $120 for Starter, $240 for Pro and $385 for Teams, against $12, $25 and $40 a month billed monthly.
- By country
Scholarships by location or need
Moxie offers location-based scholarships to freelancers in countries the World Bank rates low or lower-middle income, and need-based help elsewhere on request.
