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Pleo alternatives · Spend & Bills

Free alternatives to Pleo

Pleo has no free plan. 10 of the 13 other spend and bill pay tools in this directory are free or have a free plan.

Pleo is a paid product, starting at $12 per user / month, billed yearly ($14 billed monthly). 1 of them has no paid plan at all; the rest pair a free plan with paid ones.

10 tools · Listings checked up to Oct 18, 2026 · Where the facts come from

How each one differs from Pleo

  1. Expensify

    Receipt scanning, expense reports and company cards, from $5 a member

    What is free: Submit, free for any employee: unlimited receipt scans, mileage tracking, expense reports, categories and tags, personal card import and chat on expenses.

    • Expensify starts at $5 per member / month, billed monthly. Pleo starts at $12 per user / month, billed yearly ($14 billed monthly).
    • Expensify has a free plan. Pleo does not.
    • Only Expensify lists a macOS app.
    • Only Expensify lists a browser extension.
    Expensify vs PleoExpensify pricing and details

  2. Ramp

    Corporate cards, expenses, travel and bill pay, with a free plan

    What is free: Ramp Free: unlimited cards, expenses by text or Slack, travel booking, bill pay, invoicing, a checking account, custom reports and QuickBooks Online or Xero sync.

    • Ramp starts at $15 per user / month, plus a platform fee based on team size. Pleo starts at $12 per user / month, billed yearly ($14 billed monthly).
    • Ramp has a free plan. Pleo does not.
    • Ramp also covers invoicing, reports and bill pay.
    Ramp vs PleoRamp pricing and details

  3. Airwallex

    Multi-currency business accounts, cards, bill pay and expenses

    What is free: Explore: multi-currency accounts, unlimited corporate cards, expenses, reimbursements, bill pay and invoicing for up to 10 Spend users, with no monthly fee. Transaction fees apply.

    • Airwallex starts at $12 per Spend user / month, plus a platform fee based on team size. Pleo starts at $12 per user / month, billed yearly ($14 billed monthly).
    • Airwallex has a free plan. Pleo does not.
    • Airwallex also covers invoicing and bill pay.
    Airwallex vs PleoAirwallex pricing and details

  4. Aspire

    Free business account with global payments, cards and expense tools

    What is free: Everything. There is no paid plan.

    • Aspire is free. Pleo starts at $12 per user / month, billed yearly ($14 billed monthly).
    • Aspire has a free plan. Pleo does not.
    • Aspire also covers invoicing and bill pay.
    Aspire vs PleoAspire pricing and details

  5. Zoho Expense

    Expense reports, receipt scanning and travel booking from Zoho

    What is free: Free: up to 3 users, 20 AI receipt scans per user a month, expense reports, GPS mileage, multi-currency expenses, accounting integrations and 5 GB of receipt storage.

    • Zoho Expense starts at $3 per user / month, billed annually ($4 billed monthly). Pleo starts at $12 per user / month, billed yearly ($14 billed monthly).
    • Zoho Expense has a free plan. Pleo does not.
    • Zoho Expense also covers reports.
    Zoho Expense vs PleoZoho Expense pricing and details

  6. BILL

    Bill pay, invoicing and free company cards for small businesses

    What is free: BILL Spend & Expense: corporate cards, budgets, expense tracking and reimbursements with no subscription or per-user fee. Card and payment fees still apply.

    • BILL starts at $49 per user / month for AP & AR, billing term not stated. Pleo starts at $12 per user / month, billed yearly ($14 billed monthly).
    • BILL has a free plan. Pleo does not.
    • BILL also covers invoicing and bill pay.
    BILL pricing and details

  7. Brex

    Corporate cards, expenses, bill pay and travel for growing companies

    What is free: Essentials: unlimited global cards, one local card program, AI spending rules, up to two entities, bill pay, reimbursements, travel booking, accounting integrations and API access.

    • Brex starts at $12 per user / month, billing term not stated. Pleo starts at $12 per user / month, billed yearly ($14 billed monthly).
    • Brex has a free plan. Pleo does not.
    • Brex also covers reports and bill pay.
    Brex pricing and details

  8. Melio

    Bill pay and invoicing for small US businesses, with a free plan

    What is free: Go: 1 user, 5 free ACH payments a month ($0.50 each after), payments by card, check or wire, international payments, invoices and payment links, and up to 10 QuickBooks or Xero syncs.

    • Melio starts at $20 per month, billed annually ($25 billed monthly). Pleo starts at $12 per user / month, billed yearly ($14 billed monthly).
    • Melio has a free plan. Pleo does not.
    • Melio also covers invoicing and bill pay.
    • Pleo also covers company cards.
    Melio pricing and details

  9. Nickel

    Free ACH invoicing and bill pay for US businesses

    What is free: Nickel Core: 3 users, unlimited invoices and bills, free ACH, payment links and one payment page, QuickBooks sync and 2% APY on Nickel Balance, with a $25,000 limit per payment.

    • Nickel starts at $35 per month, billed annually ($45 billed monthly). Pleo starts at $12 per user / month, billed yearly ($14 billed monthly).
    • Nickel has a free plan. Pleo does not.
    • Only Pleo lists iOS and Android apps.
    • Nickel also covers invoicing and bill pay.
    Nickel pricing and details

Common questions

Is there a free alternative to Pleo?

Yes. Expensify, Ramp, Airwallex, Aspire, Zoho Expense, BILL, Navan, Brex and 2 more are free or have a free plan.

Does Pleo have a free plan?

Pleo has no free plan. Pleo is a paid product, starting at $12 per user / month, billed yearly ($14 billed monthly).

When was this checked?

Every listing on this page was checked on Oct 18, 2026, against the pages it cites. Vendors change prices and plans without notice, so confirm on their site before you buy.

This page is built from the listings. A tool is here because its listing says so, and the order is how close each is to Pleo: the alternatives its listing names first, then the tools that share the most features with it.