Paymo vs Streamtime (2026): which should you pick?

Pick Paymo if

• Fits if you're a freelancer billing clients for tracked time, within 3 clients and 5 projects on Solo
• Works for agencies and consultancies that track time and invoice from one tool

Look elsewhere if

• Pricey if you want Gantt charts, dependencies, team scheduling or leave planning, which are only on Pro at $16.9 a user a month billed annually
• Tight if you're staying free, with 1 user, 1 client, 2 projects, 1 GB and the list view only
• Skip it if you don't bill clients, because the time tracking and invoicing are what you're paying for
• Watch out: adding a teammate means Plus at $10.9 a user, which is also where integrations and the API start
• Watch out: monthly billing costs more, $9.9, $15.9 and $23.9 against $5.9, $10.9 and $16.9 on annual billing

Pick Streamtime if

• Fits if you run a design or marketing agency and bill by the job
• Works for teams on Xero, QuickBooks or MYOB who want invoices tied to jobs

Look elsewhere if

• Skip it if you want to see a price first, as none is published
• Not for you if you use Android, since only an iOS app is mentioned
• Watch out: accounting syncs cover Xero, QuickBooks and MYOB AccountRight only
• Too light for general teams, as it is built around creative agency jobs
• Tight if you want a free start, as no plan or trial is listed

Paymo

• Free and Solo are limited to 1 user, with 2 and 5 projects respectively. Adding teammates means moving to Plus or Pro.
• Gantt charts, task dependencies, team scheduling, timesheet approvals and leave management are on the Pro plan only.
• Integrations and API access start at the Plus plan.
• Monthly billing costs more: $9.9, $15.9 and $23.9 against $5.9, $10.9 and $16.9 on annual billing.

Streamtime

• No prices are published: the pricing page builds a quote from team size, freelancers and annual revenue, so pricing is recorded as unverified.
• The vendor says it does not charge a fixed per-user fee, so the cost depends on your usage.
• The FAQ recommends the latest Chrome for best performance; only an iOS app is mentioned, with no Android app.
• Native accounting syncs cover Xero, QuickBooks and MYOB AccountRight only.

Paymo

Time tracking

Time is logged with a stopwatch, as intervals or in bulk. The Paymo Track desktop app can also record time spent in desktop apps automatically and includes a Pomodoro mode.

Task views

The task list view is on every plan. Calendar and Kanban views start on Solo, the spreadsheet view and cross-project Meta Kanban on Plus, and the Gantt chart on Pro.

Invoicing, estimates and expenses

Timesheet data can be turned into invoices, which are unlimited on every plan. Estimates, expenses and recurring invoices are added on Plus.

Team scheduling and leave

The Pro plan adds employee scheduling, a workload view, automatic ghost bookings and employee leave management.

Project profitability and templates

From the Plus plan, projects can be created from templates and their profitability tracked. Flat-rate and retainer project types start on Solo.

File proofing and versioning

Files can be reviewed and versioned inside Paymo from the Plus plan, which also raises storage to 50 GB.

Streamtime

Job planning with rates and timelines

Jobs are set up with rates, teams, timelines and planned profit, and progress is followed on a burn-up chart.

Scheduling and time tracking

Drag-and-drop planning shows availability, including unscheduled hours, and the vendor says time is tracked without timesheets.

Quoting and invoicing

Job plans turn into quotes and invoices, with expenses rolled into the bill, and sync to Xero, QuickBooks or MYOB AccountRight.

Reporting

Reports cover utilization, profitability and job cost recovery, can be filtered and customized, and export with a click.

Kanban board

A Kanban board tracks every job stage and shows sell totals and status for each job.

AI assistant connector

An MCP connector lets assistants such as Claude, ChatGPT and Copilot read hours and create jobs; quotes and invoices land as drafts.

Paymo

• Free$0

  1 user, 1 client and 2 projects with unlimited tasks, time tracking and invoices, the task list view and 1 GB of storage.

• Solo$5.9

  per month, billed annually ($9.9 billed monthly)

  1 user, 3 clients and 5 projects. Adds calendar and Kanban task views, flat-rate and retainer projects, guest access, in-app support and 5 GB of storage.

• Plus$10.9

  per user / month, billed annually ($15.9 billed monthly)

  Unlimited users, clients and projects. Adds spreadsheet view, recurring tasks, timesheet reports, estimates, expenses, proofing, integrations, API access and 50 GB.

• Pro$16.9

  per user / month, billed annually ($23.9 billed monthly)

  Adds Gantt charts, task dependencies, employee scheduling and workload, timesheet approvals, leave management, priority support and 500 GB of storage.

Streamtime

Pricing could not be confirmed. See streamtime.net.

Paymo

• Annual discount

  Up to 40% off with annual billing

  Paymo's pricing FAQ puts the saving from yearly payment at up to 40%. Solo is $5.9 instead of $9.9 a month, Plus $10.9 instead of $15.9 and Pro $16.9 instead of $23.9 per user.

• Other savings

  Reduced first 3 months on monthly plans

  A Special Autumn Offer gives accounts created after September 25, 2026 up to 40% off the first three months of monthly billing: $5.9 Solo, $10.9 Plus and $16.9 Pro. The page gives no end date.

• Education

  Half price for schools and universities

  Paymo offers universities, colleges and schools its plans at half price. The offer is activated by contacting the company after signing up and cannot be combined with other promotions.

Streamtime

No public discounts listed.