IdentityIQ review (2026): is it worth $8.49 a month, billed yearly?
Identity theft protection with credit monitoring and insurance
Black Friday: is there a IdentityIQ sale?
IdentityIQ report card
Weak · out of 4.0 · graded Nov 13, 2026
Best for US identity theft protection with credit monitoring
IdentityIQ is a US identity theft protection service with credit monitoring, dark web alerts and insurance, from $8.49 a month. Data removal appears among its features, but the plan comparison does not say which tiers include it. There is no free plan or trial, and it only makes sense for US residents.
Who IdentityIQ is for
- Fits if you are in the US and want credit and identity monitoring
- Works for people who want insurance behind the monitoring
Who IdentityIQ is not for
- Not for you if you are outside the US, as the credit bureaus and SSN alerts are US-only
- Skip it if data removal is the reason, since the plans do not say which tiers include it
- Watch out: family insurance of $25K per member appears only on Secure Max
- Tight if you want a trial, because there is none
- Pricey if you want 3-bureau scores: Plus is $11.49 and Max $31.49
Why IdentityIQ gets a 1.6
Five grades, each with its reason. The GPA is their average: an A is 4 points, an F is none.
- CValue for money$8.49 a month for Secure Basic, level with the data-removal category's middle of $8.49. Three-bureau reports start on Plus at $11.49.
- FFree plan and trialNo free plan, and the FAQ says it does not typically offer a trial.
- CFeaturesDark web monitoring, credit monitoring, insurance and restoration help. The gap is in the listing: data removal is named but the plans do not show which tiers include it.
- CEase of useNo store rating on record. You set up monitoring with your personal details.
- CPlatforms and integrationsWeb only, and the listing names no integrations.
What these grades rest on. Graded from this listing, whose facts were read from IDIQ's own pages on 13 November 2026. Not based on using the product, and shorter than our full reviews. How we review and grade.
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<a href="https://toolgpa.com/tools/identityiq#review"><img src="https://toolgpa.com/badge/identityiq.svg" alt="IdentityIQ: 1.6 GPA on ToolGPA" width="196" height="56"></a>Where IdentityIQ stands among data removal services
IdentityIQ's GPA of 1.6 is higher than 1 of the 15 other data removal services we grade, and level with 2.
It stands best on value for money (C, above 2 of 15) and worst on free plan and trial (F, above 0).
Its paid plans start at $7.22 a month when paid by the year, against a middle price of $8 for the category: 3 of the 11 others that charge start lower.
On features, ease of use and platforms it scores 2.0 out of 4. 2 tools score higher and cost less.
Each grade against the category
Every bar is all 16 data removal services we grade, cut by the letter each got. IdentityIQ’s own letter is outlined.
- CValue for moneyAbove 2 of 15, level with 8
- FFree plan and trialAbove 0 of 15, level with 9
- CFeaturesAbove 1 of 15, level with 9
- CEase of useAbove 0 of 15, level with 8
- CPlatforms and integrationsAbove 0 of 15, level with 9
Price against what you get
Each dot is one of 13 data removal services. Further left costs less, and higher up scores better on features, ease of use and platforms. Point at a dot to see which tool it is.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
Keep IdentityIQ, or make your own?
Keep it
To replace IdentityIQ you would be making opt-out requests to hundreds of data brokers, sent again whenever they list you again. That is not a weekend's work, with an AI app builder or without one.
That makes this kind of software worth paying for, not this one in particular: 12 of the 15 other data removal services grade higher. It costs $86.61 a year.
What you could not
- Opt-out requests to hundreds of data brokers, sent again whenever they list you again.
- Servers in dozens of countries, kept fast and private.
- An engine that recognises new malware as it appears.
What this rests on. IdentityIQ’s listing: what it does, where it runs, what it plugs into and what it costs. It is a judgement about the kind of software this is. We have not built a replacement for it, and making your own means looking after it too. How we decide, and every tool’s verdict.
What is IdentityIQ?
IdentityIQ is a US identity theft protection service sold in four tiers. All of them include dark web monitoring, SSN alerts and restoration help, and higher tiers add 3-bureau credit reports and scores. A VPN and anti-virus bundle can be added to any tier. Its pages also list data broker removal among its features.
Worth knowing
- Data removal is listed among its features, but the plan comparison does not show which tiers include it, so confirm before buying if that is the reason.
- The pricing page lists no free trial; the FAQ says it does not typically offer one.
- Family insurance of $25K per member appears only in the Secure Max list.
- Aimed at US consumers: credit bureaus and SSN alerts are US-specific.
Key features
- Dark web and internet monitoring
- Every tier scans the dark web and the wider internet for your personal information and sends alerts.
- Credit monitoring
- Basic and Plus watch one bureau; Pro and Max watch all three. Pro and Max add enhanced monitoring and score change alerts.
- Identity theft insurance
- Each tier lists $1 million in identity theft insurance and stolen funds reimbursement, underwritten by AIG per the page footnotes.
- Restoration support
- Certified restoration specialists work on recovery under a limited power of attorney, and lawyers and experts are covered.
- Opt-out IQ
- Every tier lists a junk mail and Do Not Call opt-out tool.
- VPN and anti-virus add-on
- A toggle on the pricing page adds a VPN for up to 10 devices plus anti-virus and parental controls to any tier.
IdentityIQ pricing
As of Nov 13, 2026, IdentityIQ is a paid product, starting at $8.49 per month, or $86.61 billed yearly (Secure Basic).
- Starts at
- $8.49 per month, or $86.61 billed yearly (Secure Basic)
- Free plan
- None
- Free trial
- None listed
| Plan | Price | What you get |
|---|---|---|
| Secure Basic | $8.49per month, billed monthly ($86.61 billed yearly) | Daily 1-bureau credit report monitoring, dark web monitoring, SSN alerts and $1 million identity theft insurance. $10.49 with VPN and anti-virus. |
| Secure Plus | $11.49per month, billed monthly ($117.19 billed yearly) | Adds annual 3-bureau credit reports and scores and IQ Alerts with application monitoring. $13.49 with VPN and anti-virus. |
| Secure Pro | $21.49per month, billed monthly ($219.19 billed yearly) | Adds 3-bureau credit report monitoring, bi-annual 3-bureau reports and scores, enhanced monitoring and score alerts. $23.49 with VPN. |
| Secure Max | $31.49per month, billed monthly ($321.21 billed yearly) | Adds monthly 3-bureau reports and scores, a score simulator and tracker, and $25K family identity theft insurance. $34.99 with VPN. |
Read from identityiq.com on Nov 13, 2026. Prices change, so confirm with IdentityIQ before you buy.
Ways to pay less
- Annual discountSave 15% with yearly billing
IdentityIQ's pricing page shows a 15% saving on every tier when billed yearly instead of monthly.
Stated on identityiq.com
IdentityIQ alternatives
- IdentityIQ vs Aura
Free trial · from $12/mo
- IdentityIQ vs Incogni
From $7.99/mo
- IdentityIQ vs DeleteMe
From $129/yr
- IdentityIQ vs Optery
Free plan · from $3.25/mo
- IdentityIQ vs Privacy Bee
From $8/mo
Common questions
Does IdentityIQ have an Android app?
No Android app was listed when its pages were read on Nov 13, 2026. IdentityIQ is listed for Web.
Does IdentityIQ have an iPhone app?
No iPhone app was listed when its pages were read on Nov 13, 2026. IdentityIQ is listed for Web.
Is IdentityIQ open source?
IdentityIQ is not described as open source on its own site, as read on Nov 13, 2026.
Sources for this page
The prices, plans, platforms and features above were read from these pages on Nov 13, 2026.