Whop
Storefront, checkout and payouts for paid communities and products
Our verdict
First of our top three tools for selling digital products
For: Most creators starting to sell digital products
Whop sells downloads, courses, memberships, community access, paid events and bookings, with apps such as chat, courses with quizzes, forums and files added to each product, and checkout in 195 countries. There is no monthly fee: a domestic card sale costs 2.7% + $0.30, which covers card processing, so $1,000 of sales costs $27 plus 30¢ a sale. Its iPhone app averages 4.8 from about 58,000 ratings. Know the limits: collecting and paying sales tax adds 2% and the optional extras stack to 6% + $0.30, Apple takes 30% of purchases under $700 made in the iPhone app, products listed on Discover pay affiliates 30% by default, and there is no Android app.
See all three and how we rankWhop report card
Very good · out of 4.0 · graded Oct 18, 2026
Best for selling access to paid communities
Whop sells access to communities, courses, files and software, with chat, forums and bookings you add to each product and a Discover marketplace where affiliates promote you. There's no monthly fee, just 2.7% + 30¢ a card sale. The catch is the extras, which stack: tax handling, faster payouts and a default 30% affiliate cut on Discover.
Who Whop is for
- Great if you sell access to a paid community with chat and courses
- Handy when you want affiliates to find you through a marketplace
- A treat if you're a developer embedding checkout and payouts in your own app
Who Whop is not for
- Pricey if you switch every option on, as the fee climbs to 6% + $0.30
- Not for you if buyers pay inside the iPhone app, as Apple takes 30% of purchases under $700
- Tight if you need cash fast, as an instant bank payout costs 4% + $2.50 each time
Why Whop gets a 3.4
Five grades, each with its reason. The GPA is their average: an A is 4 points, an F is none.
- BValue for moneyNo monthly fee: 2.7% + 30¢ a domestic card sale, so $1,000 costs $27 plus 30¢ a sale, and that is the card processing, with nothing on top. Cheaper than anything else here at this size, but not an A: tax handling adds 2% and faster payouts cost extra.
- AFree plan and trialNothing to pay until you sell, with no monthly fee and no plan to upgrade to. Each sale's card fee is the only charge, and the value grade counts that.
- BFeaturesStorefront and checkout in 195 countries, plus chat, courses with quizzes, forums, paid events, files and bookings for each product, license keys, a marketplace and affiliates. It covers the whole job.
- AEase of use4.82 from about 58,000 App Store ratings, among the best here. Building a product means picking apps such as chat or courses to add to it, rather than designing pages.
- BPlatforms and integrationsWeb and iPhone, with Klarna, Afterpay, Splitit, SeQura and Venmo, an embeddable checkout and SDKs in TypeScript, Python and Ruby. No Android or desktop app is listed.
What these grades rest on. Graded from this listing, whose facts were read from Whop's own pages on 18 October 2026, and its App Store rating. Not based on using the product, and shorter than our full reviews. How we review and grade.
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<a href="https://toolgpa.com/tools/whop#review"><img src="https://toolgpa.com/badge/whop.svg" alt="Whop: 3.4 GPA on ToolGPA" width="196" height="56"></a>Where Whop stands among tools for selling digital products
Whop's GPA of 3.4 is higher than 14 of the 14 other tools for selling digital products we grade.
It stands best on ease of use (A, above 13 of 14) and worst on platforms and integrations (B, above 0).
Whop has no paid plan.
On features, ease of use and platforms it scores 3.3 out of 4, and no tool on the category's chart scores higher without costing more.
Each grade against the category
Every bar is all 15 tools for selling digital products we grade, cut by the letter each got. Whop’s own letter is outlined.
- BValue for moneyAbove 13 of 14, level with 1
- AFree plan and trialAbove 7 of 14, level with 7
- BFeaturesAbove 6 of 14, level with 8
- AEase of useAbove 13 of 14, level with 1
- BPlatforms and integrationsAbove 0 of 14, level with 14
Price against what you get
Each dot is one of 14 tools for selling digital products. Further left costs less, and higher up scores better on features, ease of use and platforms. Point at a dot to see which tool it is.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
Keep Whop, or make your own?
Keep it
Whop is free, so making your own would save you nothing.
And it is not the kind of software a weekend replaces. It is one of the better ones too: its GPA of 3.4 is higher than 14 of the 14 other tools for selling digital products we grade.
What you could make
- Digital downloads and online courses: an app builder makes these well.
What you could not
- A members' space with posts, chat and events that people keep coming back to.
- Every click and sale traced back to the right partner.
- A real app for iOS. Something home-made would be a web page.
- It plugs into other products, Klarna, Afterpay and Splitit among them, and has an API.
- The depth: we grade its features B, which means it covers the whole job.
What this rests on. Whop’s listing: what it does, where it runs, what it plugs into and what it costs. It is a judgement about the kind of software this is. We have not built a replacement for it, and making your own means looking after it too. How we decide, and every tool’s verdict.
What is Whop?
Whop is a platform for selling access to communities, courses, files, software and events, with a storefront, checkout, payouts and a marketplace called Discover. Sellers add apps such as chat, courses, forums, files and calendar bookings to each product, and developers can embed Whop's checkout through its API and SDKs. Fees are charged per transaction, with optional extras for billing, tax and payment routing.
Whop is free to use. See every plan
Good for
- Creators selling paid community access with courses and chat
- Sellers who want marketplace exposure through affiliates
- Developers embedding checkout and payouts in their own app
Worth knowing
- Optional extras stack on the 2.7% + $0.30 card fee: payment routing 0.8%, billing 0.5%, tax collection 2%, or 6% + $0.30 with all on.
- Products listed on Discover are promoted by affiliates at a default 30% commission unless you change the rate.
- Purchases under $700 made in Whop's iOS app go through Apple, which takes 30%; subscriptions and web checkout avoid that fee.
- Fast payouts cost extra: instant bank deposit 4% + $2.50, crypto 5% + $1 and Venmo 5% + $2.50 per payout.
Key features
- Apps for each product
- Add chat, courses with quizzes, forums, events with paid tickets, file sharing, rich content pages and calendar bookings to what you sell.
- Checkout and payment methods
- Checkout in 195 countries and 135+ currencies with 100+ payment methods, ACH debit, and Klarna or Afterpay financing.
- Discover marketplace and affiliates
- List products on Whop's marketplace, where global affiliates can promote them for a default 30% commission; custom affiliates are also supported.
- Payouts
- Withdraw by next-day ACH, instant bank deposit, crypto, Venmo, wire or local bank transfer, each with its own fee.
- Tax options
- Whop handles tax on Discover sales; for direct sales it can collect tax for you, or collect and remit it in the US, EU and UK, for 2%.
- Developer tools
- Embeddable checkout, wallet and chat components, license keys for downloadable software, and SDKs in TypeScript, Python and Ruby.
Whop pricing
- Starts at
- Free
- Free plan
- No monthly fee is listed. Whop charges 2.7% + $0.30 per domestic card sale, plus 1.5% for international cards and 1% for currency conversion.
- Free trial
- None listed
| Plan | Price | What you get |
|---|---|---|
| Payments | $0 | Per-sale pricing: 2.7% + $0.30 for domestic cards, +1.5% international, +1% currency conversion; ACH 1.5% up to $5; financing 15%. |
Read from docs.whop.com on Oct 18, 2026. Prices change, so confirm with Whop before you buy.
How people rate the Whop app
4.8
out of 5 for the iPhone and iPad app
- 5 stars92%
- 4 stars4%
- 3 stars2%
- 2 stars<1%
- 1 star3%
58,079 ratings on the App Store in the United States, read Oct 18, 2026. It rates the app, not everything the product does. See the listing
Works with
- Klarna
- Afterpay
- Splitit
- SeQura
- Venmo
Whop alternatives
- Whop vs Stan
Free trial · from $29/mo
- Whop vs Gumroad
Free
- Whop vs Patreon
Free
- Whop vs Polar
Free plan · from $20/mo
- Whop vs Skool
Free trial · from $9/mo
Common questions
Is Whop free?
Yes. Whop is free to use. No monthly fee is listed. Whop charges 2.7% + $0.30 per domestic card sale, plus 1.5% for international cards and 1% for currency conversion.
How much does Whop cost?
Whop lists one plan. Payments: $0. Prices were read from docs.whop.com on Oct 18, 2026.
What platforms does Whop work on?
Whop is available on Web and iOS.
How is Whop rated?
Whop's iPhone and iPad app averages 4.8 out of 5 from 58,079 ratings on the App Store in the United States, as read on Oct 18, 2026. That is the store's rating of the app, not a score from us.
Does Whop have an Android app?
No Android app was listed when its pages were read on Oct 18, 2026. Whop is listed for Web and iOS.
Does Whop have a Windows app?
No Windows app was listed when its pages were read on Oct 18, 2026. Whop is listed for Web and iOS.
Is Whop open source?
Whop is not described as open source on its own site, as read on Oct 18, 2026.
Does Whop have an API?
Yes. Whop offers a public API, according to its own site.
What does Whop integrate with?
Whop's listing names Klarna, Afterpay, Splitit, SeQura and Venmo. A listing names up to eight integrations, so it may connect to more.
Who makes Whop?
Whop is made by Whop.
What are the alternatives to Whop?
The closest alternatives to Whop in our directory are Stan, Gumroad, Patreon, Polar and Skool. Each one has a side-by-side comparison with Whop.
How does Whop compare with other tools for selling digital products?
Whop's GPA of 3.4 is higher than 14 of the 14 other tools for selling digital products we grade. It stands best on ease of use (A, above 13 of 14) and worst on platforms and integrations (B, above 0).
Is Whop good value for money?
ToolGPA grades Whop B for value for money. Whop has no paid plan. On features, ease of use and platforms it scores 3.3 out of 4, and no tool on the category's chart scores higher without costing more.
Could I make my own version of Whop?
Whop is free, so making your own would save you nothing. And it is not the kind of software a weekend replaces. It is one of the better ones too: its GPA of 3.4 is higher than 14 of the 14 other tools for selling digital products we grade. What you could not make: A members' space with posts, chat and events that people keep coming back to. Every click and sale traced back to the right partner. A real app for iOS. Something home-made would be a web page. It plugs into other products, Klarna, Afterpay and Splitit among them, and has an API. This is a judgement from its listing. We have not built one.
Sources for this page
The prices, plans, platforms and features above were read from these pages on Oct 18, 2026. What people say is linked where it appears.