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SAP Concur alternatives · Spend & Bills

Free alternatives to SAP Concur

SAP Concur has no free plan. 16 of the 51 other spend and bill pay tools in this directory are free or have a free plan.

SAP Concur is a paid product, starting at $7 per report, varying with monthly commitment. 1 of them has no paid plan at all; the rest pair a free plan with paid ones.

16 tools · Listings checked up to Nov 12, 2026 · Where the facts come from

The 12 closest to SAP Concur

  1. Expensify

    Receipt scanning, expense reports and company cards, from $5 a member

    What is free: Submit, free for any employee: unlimited receipt scans, mileage tracking, expense reports, categories and tags, personal card import and chat on expenses.

    • Expensify starts at $5 per member / month, billed monthly. SAP Concur starts at $7 per report, varying with monthly commitment.
    • Expensify has a free plan. SAP Concur does not.
    • Only Expensify lists a macOS app.
    • Only Expensify lists a browser extension.
    Expensify vs SAP ConcurExpensify pricing and details

  2. Zoho Expense

    Expense reports, receipt scanning and travel booking from Zoho

    What is free: Free: up to 3 users, 20 AI receipt scans per user a month, expense reports, GPS mileage, multi-currency expenses, accounting integrations and 5 GB of receipt storage.

    • Zoho Expense starts at $3 per user / month, billed annually ($4 billed monthly). SAP Concur starts at $7 per report, varying with monthly commitment.
    • Zoho Expense has a free plan. SAP Concur does not.
    • Zoho Expense also covers company cards.
    • SAP Concur also covers workflow automation and bill pay.
    Zoho Expense vs SAP ConcurZoho Expense pricing and details

  3. Perk

    Business travel booking, expenses and corporate cards together

    What is free: Travel Starter has no platform fee and charges 5% per booking, with 1 travel policy and basic travel reporting.

    • Perk starts at $6 per active user / month, plus 3% of each booking. SAP Concur starts at $7 per report, varying with monthly commitment.
    • Perk has a free plan. SAP Concur does not.
    • Perk also covers company cards.
    • SAP Concur also covers reports and bill pay.
    Perk vs SAP ConcurPerk pricing and details

  4. Ramp

    Corporate cards, expenses, travel and bill pay, with a free plan

    What is free: Ramp Free: unlimited cards, expenses by text or Slack, travel booking, bill pay, invoicing, a checking account, custom reports and QuickBooks Online or Xero sync.

    • Ramp starts at $15 per user / month, plus a platform fee based on team size. SAP Concur starts at $7 per report, varying with monthly commitment.
    • Ramp has a free plan. SAP Concur does not.
    • Ramp also covers invoicing and company cards.
    • SAP Concur also covers workflow automation.
    Ramp pricing and details

  5. Brex

    Corporate cards, expenses, bill pay and travel for growing companies

    What is free: Essentials: unlimited global cards, one local card program, AI spending rules, up to two entities, bill pay, reimbursements, travel booking, accounting integrations and API access.

    • Brex starts at $12 per user / month, billing term not stated. SAP Concur starts at $7 per report, varying with monthly commitment.
    • Brex has a free plan. SAP Concur does not.
    • Brex also covers company cards.
    • SAP Concur also covers workflow automation.
    Brex pricing and details

  6. Pex

    Prepaid and credit business cards with employee spend controls

    What is free: Prepaid Base: $0 monthly fee with up to 5 free card accounts; $25 monthly fee in months with under $1,000 spent.

    • Pex starts at $0 per month for Base, with up to 5 free cards. SAP Concur starts at $7 per report, varying with monthly commitment.
    • Pex has a free plan. SAP Concur does not.
    • Only SAP Concur lists an iOS app.
    • Pex also covers company cards.
    Pex pricing and details

  7. BILL

    Bill pay, invoicing and free company cards for small businesses

    What is free: BILL Spend & Expense: corporate cards, budgets, expense tracking and reimbursements with no subscription or per-user fee. Card and payment fees still apply.

    • BILL starts at $49 per user / month for AP & AR, billing term not stated. SAP Concur starts at $7 per report, varying with monthly commitment.
    • BILL has a free plan. SAP Concur does not.
    • BILL also covers invoicing and company cards.
    • SAP Concur also covers workflow automation and reports.
    BILL pricing and details

  8. Melio

    Bill pay and invoicing for small US businesses, with a free plan

    What is free: Go: 1 user, 5 free ACH payments a month ($0.50 each after), payments by card, check or wire, international payments, invoices and payment links, and up to 10 QuickBooks or Xero syncs.

    • Melio starts at $20 per month, billed annually ($25 billed monthly). SAP Concur starts at $7 per report, varying with monthly commitment.
    • Melio has a free plan. SAP Concur does not.
    • Melio also covers invoicing.
    • SAP Concur also covers workflow automation and reports.
    Melio pricing and details

  9. Airwallex

    Multi-currency business accounts, cards, bill pay and expenses

    What is free: Explore: multi-currency accounts, unlimited corporate cards, expenses, reimbursements, bill pay and invoicing for up to 10 Spend users, with no monthly fee. Transaction fees apply.

    • Airwallex starts at $12 per Spend user / month, plus a platform fee based on team size. SAP Concur starts at $7 per report, varying with monthly commitment.
    • Airwallex has a free plan. SAP Concur does not.
    • Airwallex also covers invoicing and company cards.
    • SAP Concur also covers workflow automation and reports.
    Airwallex pricing and details

  10. Aspire

    Free business account with global payments, cards and expense tools

    What is free: Everything. There is no paid plan.

    • Aspire is free. SAP Concur starts at $7 per report, varying with monthly commitment.
    • Aspire has a free plan. SAP Concur does not.
    • Aspire also covers invoicing and company cards.
    • SAP Concur also covers workflow automation and reports.
    Aspire pricing and details

  11. Jeeves

    Corporate cards, expenses and supplier payments across borders

    What is free: Basic plan: free for up to 10 users, with unlimited virtual cards, 1 card per user and receipt capture.

    • Jeeves starts at $60 per month, plus $6 per user (10 users minimum). SAP Concur starts at $7 per report, varying with monthly commitment.
    • Jeeves has a free plan. SAP Concur does not.
    • Jeeves also covers company cards.
    • SAP Concur also covers workflow automation and reports.
    Jeeves pricing and details

4 more that are free or have a free plan

All 16 in one table

Common questions

Is there a free alternative to SAP Concur?

Yes. Expensify, Navan, Zoho Expense, Perk, Ramp, Brex, Pex, BILL and 8 more are free or have a free plan.

Does SAP Concur have a free plan?

SAP Concur has no free plan. SAP Concur is a paid product, starting at $7 per report, varying with monthly commitment.

When was this checked?

Each listing shows its own date. On this page they run from Oct 18, 2026 to Nov 12, 2026. Vendors change prices and plans without notice, so confirm on their site before you buy.

This page is built from the listings. A tool is here because its listing says so, and the order is how close each is to SAP Concur: the alternatives its listing names first, then the tools that share the most features with it.