Alternatives · Spend & Bills
SAP Concur alternatives
As of Nov 13, 2026, the best SAP Concur alternative for most people is Zoho Expense (3.0 GPA), third in our ranking of spend and bill pay tools. It's also the best free one.
SAP Concur compared with 10 alternatives: Expensify, Emburse, Navan, Zoho Expense, Rydoo and 5 more.
SAP Concur is a paid product, starting at $7 per report, varying with monthly commitment. 4 of the 10 alternatives are free or have a free plan. 2 more offer a free trial.
Listings checked up to Nov 12, 2026 · Where the facts come from
Black Friday: is there a SAP Concur sale?
At a glance
| Tool | Price | Free plan | Runs on |
|---|---|---|---|
| SAP ConcurThis tool | From $7/mo | No | Web, iOS, Android |
| Expensify | Free plan · from $5/mo | Yes | Web, macOS, iOS, Android, Browser extension |
| Emburse | Paid | No | Web |
| Navan | Free plan · from $15/mo | Yes | Web, iOS, Android |
| Zoho Expense | Free plan · from $3/mo | Yes | Web, iOS, Android |
| Rydoo | Free trial · from $9/mo | Trial only | Web, iOS, Android |
| Expense Anywhere | Paid | No | Web |
| Expensya (Medius Expense) | Free trial · from €5/mo | Trial only | Web, iOS, Android |
| Happay | Paid | No | Web, iOS, Android |
| Perk | Free plan · from $6/mo | Yes | Web, iOS, Android |
| Webexpenses | From £7.5/mo | No | Web, iOS, Android |
Price against what you get
SAP Concur starts at $7 a month and scores 2.7 out of 4 on features, ease of use and platforms. 2 of the 7 alternatives on this chart score higher and start lower: Expensify and Zoho Expense.
Navan and Rydoo score higher without starting lower. Expensya (Medius Expense) and Perk start lower without scoring higher.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
How each one differs from SAP Concur
Expensify
Receipt scanning, expense reports and company cards, from $5 a member
- Expensify starts at $5 per member / month, billed monthly.
- Expensify has a free plan, which SAP Concur lacks.
- Expensify also lists a macOS app and a browser extension.
- Expensify also covers invoicing and company cards.
- Expensify does not cover workflow automation and reports, which SAP Concur does.
Suits: Small teams that need receipts scanned and staff reimbursed
Emburse
Travel, expense, AP and payments with AI compliance checks
- Emburse lists no iOS and Android apps, which SAP Concur has.
- Emburse also covers company cards.
- Emburse does not cover workflow automation, which SAP Concur does.
Suits: Larger organizations that want travel and expense together
Zoho Expense
Expense reports, receipt scanning and travel booking from Zoho
- Zoho Expense starts at $3 per user / month, billed annually ($4 billed monthly).
- Zoho Expense has a free plan, which SAP Concur lacks.
- Zoho Expense also covers company cards.
- Zoho Expense does not cover workflow automation and bill pay, which SAP Concur does.
Suits: Small teams of up to 3 people who need free expense reports
Rydoo
Expense reports with an AI receipt scanner and multi-country rules
- Rydoo starts at $9 per user / month, billed annually ($12 billed monthly).
- Rydoo also covers company cards.
- Rydoo does not cover workflow automation, reports and bill pay, which SAP Concur does.
Suits: Companies with employees claiming expenses in several countries
Expense Anywhere
Travel and expense reporting with invoice and PO automation
- Expense Anywhere lists no iOS and Android apps, which SAP Concur has.
Suits: Large organizations that want expenses, invoices and procurement on one platform
Expensya (Medius Expense)
Expense reports, receipt scanning and company cards for teams
- Expensya (Medius Expense) starts at €5 per license / month, billed annually.
- Expensya (Medius Expense) also covers company cards.
- Expensya (Medius Expense) does not cover workflow automation and bill pay, which SAP Concur does.
Suits: European small and mid-sized companies that need receipt scanning and approvals
Happay
Travel, expense and prepaid card management for enterprises
- Happay also covers company cards.
- Happay does not cover bill pay, which SAP Concur does.
Suits: Indian enterprises that need GST-aware expense and travel handling
Perk
Business travel booking, expenses and corporate cards together
- Perk starts at $6 per active user / month, plus 3% of each booking.
- Perk has a free plan, which SAP Concur lacks.
- Perk also covers company cards.
- Perk does not cover reports and bill pay, which SAP Concur does.
Suits: Mid-size and larger companies that book travel and run expenses together
Webexpenses
Expense claims, receipt capture and expense cards for finance teams
- Webexpenses starts at £7.5 per user / month (billing basis not stated).
- Webexpenses also covers company cards.
- Webexpenses does not cover bill pay, which SAP Concur does.
Suits: UK-based finance teams that want mileage, VAT reclaim and cards together
Limits worth knowing in SAP Concur
- Pricing is per expense report, and the page says the rate falls as the contract commitment grows.
- The $7 and $11 figures are starting prices; Premium and Travel require a quote.
- There is no free plan or free trial on the pricing page.
- The mobile app is free to download but needs an active subscription.
Common questions
What are the alternatives to SAP Concur?
The alternatives to SAP Concur in this directory are Expensify, Emburse, Navan, Zoho Expense, Rydoo, Expense Anywhere, Expensya (Medius Expense), Happay, Perk and Webexpenses. Each one has a side-by-side comparison with SAP Concur.
Is there a free alternative to SAP Concur?
Yes. Expensify, Navan, Zoho Expense and Perk have a free plan alongside paid ones.
Which SAP Concur alternatives work on macOS?
The SAP Concur listing does not include a macOS app. Expensify lists one.
When were these prices checked?
Each listing shows its own date. On this page they run from Oct 18, 2026 to Nov 12, 2026. Vendors change prices without notice, so confirm on their site before you buy.







