MileIQ vs Zoho Expense (2026): which should you pick?

Pick MileIQ if

• Fits if you drive a bit for work and want a log without starting and stopping it
• Works for small teams that reimburse mileage at set rates

Look elsewhere if

• Not for you if you drive more than 40 times a month and don't want to pay, as the free plan stops there
• Skip it if you need receipts or general expenses handled, since it only does mileage
• Watch out: Teams Lite can't submit or review reports, which starts at Teams
• Tight if you'd like to try a team plan first, as the 30-day trial is Teams Pro only
• Too light for anyone who wants listed integrations, as none are named

Pick Zoho Expense if

• Fits if you're a team of 3 or fewer and want expense reports free
• Works for teams already on Zoho Books or other Zoho apps

Look elsewhere if

• Skip it if you want supplier bills paid from the same tool
• Tight if anyone scans more than 20 receipts a month on the free plan
• Pricey if you book travel through it without Premium, at $9.99 a trip as an add-on
• Watch out: anyone who creates an expense or report is billed as a user
• Pricey if you want premium support, which starts at $490 a year, or ERP and HR links on Standard

MileIQ

• The free plan stops at 40 drives a month; unlimited drives need a paid plan.
• Teams Lite does not include submitting and reviewing reports; that starts at the Teams plan.
• The business page names iOS and Android apps for drivers and a dashboard for admins; it lists no desktop app.
• The 30-day trial is listed only on Teams Pro.

Zoho Expense

• Anyone who creates an expense or report is billed as a user. The free plan stops at 3 users and 20 receipt scans per user a month.
• ERP and HR integrations are an add-on on Standard, travel self-booking as an add-on costs $9.99 a trip, and premium support starts at $490 a year.
• The Zoho Prepaid Mastercard is issued by Pathward, N.A. and is loaded from a funding account rather than a credit line.
• Travel booking, per diems, live budgets and multi-entity expenses need Premium.

MileIQ

Automatic drive detection

The app records drives in the background, so the user does not start or stop a log by hand.

Swipe to classify

Each drive is swiped right for business or left for personal. Drives can also be classified automatically from work hours, named locations and frequent drives.

Mileage reports

A report of business drives can be submitted with a tap, for tax records or for reimbursement.

Team dashboard and approvals

Team admins see all drives in one dashboard and approve or reject them, with multiple admins allowed.

Custom mileage rates

Teams can use the tax-compliant rates the app provides or set their own rates.

Commute exclusion

Team admins can set a team-wide commute distance that is deducted automatically.

Zoho Expense

AI receipt scanning

Receipts are read in more than 38 languages and turned into itemized expenses, up to a monthly scan limit that rises with the plan.

Policies and approvals

Expense reports go through approval rules, and Zia AI flags possible fraud and alcohol on receipts from the Standard plan.

Mileage and per diem

Track drives by GPS on a phone or Apple Watch, and apply GSA per diem rates automatically on Premium.

Cards and reimbursements

Real-time Visa and Mastercard feeds, the Zoho Prepaid Mastercard, cash advances and direct ACH reimbursements to employees.

Travel booking

Premium adds employee self-booking of flights and hotels, guest booking and an in-house travel desk tool.

Zoho and accounting links

Exports to Zoho Books, QuickBooks Online, Xero and NetSuite, and works with Zoho People, Zoho CRM and Zoho Projects.

MileIQ

• Free$0

  Automatic mileage tracking and auto-generated reports, limited to 40 drives each month.

• Unlimited$11.66

  per month, billed annually ($13.99 billed monthly)

  For individuals: unlimited drives, automatic tracking and auto-generated reports.

• Teams Lite$8

  per user / month, billed monthly ($80 per user billed annually)

  Unlimited tracking for every driver, a reporting dashboard, drive approval, team locations, multiple admins and custom rates. Does not include submitting and reviewing reports.

• Teams$9

  per user / month, billed monthly ($90 per user billed annually)

  Everything in Teams Lite plus the ability to submit and review mileage reports.

• Teams Pro$10

  per user / month, billed monthly ($100 per user billed annually)

  Reporting for reimbursement, custom mileage rates, priority support and more. The 30-day free trial applies to this plan.

Zoho Expense

• Free$0

  Up to 3 users, 20 receipt scans per user a month, expense reports, GPS mileage, the Zoho Prepaid Mastercard and accounting integrations.

• Standard$3

  per user / month, billed annually ($4 billed monthly)

  200 scans per user a month, card feeds, multiple policies, cash advances, ACH reimbursements, SSO and Zia AI reporting and audit.

• Premium$5

  per user / month, billed annually ($6 billed monthly)

  1,000 scans per user a month, travel self-booking, a travel desk, GSA per diems, live budgets and multi-entity expenses.

• EnterpriseCustom

  A spend platform combining travel, expenses, cards, procurement, accounts payable and payroll, quoted for large organizations.

MileIQ

• Annual discount

  Annual billing for individuals

  The Unlimited plan is $11.66 a month billed annually, against $13.99 billed monthly.

• Annual discount

  Annual billing for teams

  Team plans are $80, $90 or $100 per user billed annually, against $8, $9 or $10 per user billed monthly.

Zoho Expense

• Annual discount

  Save up to 25% with yearly billing

  Standard costs $3 per user a month billed yearly instead of $4 monthly, and Premium $5 instead of $6.

• Nonprofit

  Discounted pricing for nonprofits

  Zoho says Zoho Expense is available at discounted pricing for nonprofit organizations; the discount is not stated.