Tipalti vs Veem (2026): which should you pick?

Pick Tipalti if

• Fits if you pay many suppliers or contractors in different countries
• Works for finance teams that want tax compliance handled with payouts

Look elsewhere if

• Pricey if you pay a lot, as fees per invoice and payment are added on top of $99
• Not for you if you want a free tier, as its FAQ says there isn't one
• Watch out: the final price depends on volume, entities and payment methods and needs a quote
• Too light for expenses on their own, as expenses are a separate add-on module
• Watch out: complex setups may need paid professional services

Pick Veem if

• Fits if you pay overseas suppliers or contractors by wire, check or card
• Works for businesses that want a virtual card and a multi-currency wallet

Look elsewhere if

• Tight if you stay on Basic: US and Canada bank transfers cost $1 each
• Pricey if you pay by card, at 3.5% with a $3.50 minimum on business US credit cards
• Watch out: mass pay, user roles, reminders and accounting integrations need Premium
• Watch out: Veem's main site showed a bot check, so these prices come from its help center pages dated 2025

Tipalti

• The $99 and $249 figures are entry prices; fees per invoice and payment are added on top.
• Final pricing depends on payment volume, entities, modules and payment methods, and needs a quote.
• Standard implementation is included, but complex setups may need paid professional services.
• Expenses, procurement and treasury are separate add-on modules.

Veem

• Veem's main site returned a bot check when read, so prices and fees come from its help center pages, which date from 2025 updates.
• Per-payment fees apply: business US credit card payments cost 3.5% (minimum $3.50), and same-day bank transfers cost 0.5%.
• Basic-plan bank transfers cost $1 each, and Basic users paying by card pay 3.5%.
• Several features, including mass pay, user roles and accounting integrations, need Premium.

Tipalti

Invoice management

Automatic invoice capture and GL coding, 2-way and 3-way PO matching, approvals and reconciliation with the ERP.

Global payments

Pays in 200+ countries and territories using local rails, with multiple currency accounts and FX management.

Supplier and payee onboarding

Self-service portal in 27 languages with W-9 and W-8 tax form collection and tax ID validation.

AI assistant and agents

Agents for reporting, bill approvals, invoice scanning, tax scans, ERP sync and PO matching.

Add-on modules

Procurement, expenses and treasury can be added to the base accounts payable or mass payments product.

Veem

International payments

Send by international wire in local currency, by bank transfer, by check in the US, or by card, in 1 to 6 business days depending on the country.

Virtual bank account and wallet

A local bank account in your name and a wallet that holds funds in up to 15 currencies, with FDIC insurance as described in the help center.

Virtual card

A virtual card for spending funds, which the help center says is accepted by over 150 million merchants.

Invoicing and recurring payments

Request payments, create invoices and schedule recurring payments and invoices, with payment tracking and reports.

Accounting integrations

Premium syncs and reconciles payments with bookkeeping partners and supports Zapier, QuickBooks, NetSuite and Xero.

Tipalti

• Accounts Payable$99

  per month and up

  Unlimited users, supplier portal and core automation. Transaction fees per invoice and payment are added; a quote sets the total.

• Mass Payments$249

  per month and up

  Unlimited users, payee portal and core automation for paying large networks of payees. Payment fees are added.

Veem

• Basic$0

  Pay and get paid by international wire, check, card and wallet, with recurring payments and invoices. No free bank transfers in the US and Canada.

• Premium$24.99

  per month

  Adds free ACH/EFT bank transfers in the US and Canada, mass pay, user roles, payment reminders and accounting integrations. $34.99 CAD for Canadian clients.