ChatLLM vs Ninja AI (2026): which should you pick?
As of Nov 13, 2026, Ninja AI grades higher than ChatLLM: 2.6 against 2.4 out of 4.0.
Checked Oct 6, 2026 and Nov 13, 2026 · graded Oct 10, 2026 and Nov 13, 2026 by ToolGPA
ChatLLM grades higher on ease of use. Ninja AI grades higher on the free plan. They get the same grade on value for money, features and platforms.
Price, platforms and features side by side. The table says where each price was read and when.
ChatLLM
Multi-model AI assistant and agent platform from Abacus.AI
Ninja AI
Credit-based AI agent that picks from several models
Which one is for you
Pick ChatLLM if
- Fits if you want many frontier models without a subscription to each lab
- Works for teams that want chat, an agent and app building on one bill
Look elsewhere if
- Not for you if you want to try before you pay, as there's no free plan or free trial
- Tight if you want the agent on Basic, which stops at 3 tasks of limited complexity and 3 Studio conversations
- Skip it if you expect refunds for poor results, since Abacus.AI says it gives none based on output or performance
- Watch out: heavy models, images, video and agent tasks burn through the 20,000 monthly credits faster
- Pricey if you're a team, as it's $10 for every user, and $20 each with Pro
Pick Ninja AI if
- Fits if you want an agent to run longer tasks for you, not only answer chats
- Works for small teams of up to 5 sharing one pool of credits
Look elsewhere if
- Tight if you stay free: the credits are one-time, with a daily limit
- Pricey if your tasks are long: the cost of a task depends on its complexity and duration
- Watch out: the pricing page shows credit steps up to thousands of dollars a month
- Watch out: data-training opt-out, workspace management and priority support are Business only
How we grade them
| 2.4GPAChatLLMFair | 2.6GPANinja AIGood | |
|---|---|---|
| Value for money | CBasic is $10 a user a month, the middle of this category, and it covers every chat, image and video model with 20,000 credits. The agent stops at 3 limited tasks, though, and lifting that means Pro at $20. | CPro is $15.83 a month yearly for 1,900 credits, $19 monthly, in the middle to dearer part of a category where the middle is $12.42. Business is $41.67. |
| Free plan and trial | FNothing is free. No free plan and no free trial, so the first look costs money. The nearest thing to a taster is a first month of Basic at $7 instead of $10, and that month brings 14,000 credits rather than 20,000. | CA free plan with limited one-time credits, 1 parallel task and no card needed. A daily limit applies too. |
| Features | BMore than 100 models with RouteLLM picking one for you, an agent that builds apps, slides and reports, image and video generation, file and data analysis, web search and a team workspace. That's the job covered. | BAn agent for research, writing, code and images, with several models, connectors and shared credits. The listing names no gap in the job, only credit costs. |
| Ease of use | A4.9 from about 3,600 App Store ratings. Leave the picker on Auto and it chooses the model, so you needn't know which is which. Credits are the thing to watch, as heavy models, images and video eat them faster. | BThe listing shows web and phone apps and a free start with no card, and nothing to set up. No store rating is on record. |
| Platforms and integrations | BWeb, iPhone and Android with a voice mode, plus a Chrome extension, and it connects to Slack, Teams, Google Drive, SharePoint, Confluence, Salesforce and Gmail, with an API that routes between models. No desktop app in the platform list. | BWeb, iPhone and Android, with GitHub, Salesforce, Jira and Slack. No desktop app is listed. |
| Best for | many AI models on one $10 subscription | an AI agent that does multi-step research and coding tasks |
The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: ChatLLM and Ninja AI. How we grade
Price against what you get
ChatLLM starts at $10 a month for each person and scores 3.3 out of 4 on features, ease of use and platforms. Ninja AI starts at $15.83 a month and scores 3.0.
ChatLLM scores higher and starts $5.83 a month lower. Of the other AI assistants on the chart, 5 score higher than ChatLLM for less, and 9 score higher than Ninja AI for less.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
Where they differ
- ChatLLM also covers AI search and app builder.
- Ninja AI also covers research and image generation.
At a glance
| ChatLLM | Ninja AI | |
|---|---|---|
| Pricing | Paid | Free trial |
| Starts at | $10 per user / month (Basic) | $15.83 per month for 1,900 credits, billed annually ($19 billed monthly) |
| Free plan | None | None |
| Free trial | None listed | Free plan with a limited one-time credit amount, no credit card required |
| Web | ||
| iOS | ||
| Android | ||
| Browser extension | ||
| Made by | Abacus.AI, Inc. | NinjaTech AI |
| Price read from | abacus.ai | ninjatech.ai |
| Checked | Oct 6, 2026 | Nov 13, 2026 |
Worth knowing
ChatLLM
- There is no free plan or free trial. Billing is monthly at $10 per user, or $20 per user with Pro.
- Usage runs on credits: Basic has 20,000 a month, and heavy models, images, video and agent tasks use them faster. A set of lighter models stays unlimited.
- Basic limits the Abacus AI Agent to 3 tasks of limited complexity and Abacus AI Studio to 3 conversations. Pro removes both caps.
- Abacus.AI states that it does not give refunds based on the output or performance of its models and agents.
Ninja AI
- Usage is metered in credits, and the cost of a task depends on its complexity and duration.
- The pricing page shows credit steps well above the entry level, up to thousands of dollars a month.
- The Free plan's credits are a one-time amount, and a daily limit also applies.
- Pro caps seats at 5. Data-training opt-out, workspace management and priority support are Business features.
Key features
ChatLLM
- 100+ models with automatic routing
- Chat with models from OpenAI, Anthropic, Google, xAI and open-weight labs, or leave the picker on Auto and RouteLLM chooses a model for each task.
- Abacus AI Agent
- A general-purpose agent that builds and hosts apps from a description, creates slides, documents and research reports, and automates work with tasks and triggers.
- Image and video generation
- Image models include Nano Banana Pro, GPT Image and FLUX. Video generation runs through Abacus AI Studio with models such as Veo, Kling and Seedance.
- Documents, data and web search
- Analyzes uploaded PDFs, Word and PowerPoint files, charts data from CSV and Excel files, searches the web and runs generated code in a playground beside the chat.
- Team workspace and connectors
- Invite any number of users at the per-user price, organize chats and files in projects, and connect Slack, Microsoft Teams, Google Drive, SharePoint, Confluence and other systems.
- Mobile apps, extension and desktop tools
- iOS and Android apps with voice mode, a Chrome extension, and Abacus AI Desktop with a coding agent and CLI are included with the subscription.
Ninja AI
- Autonomous agent tasks
- SuperNinja takes a multi-step job and works through it on its own. Credits are spent according to the resources a task uses and stop when it finishes.
- Several models in one place
- Paid plans list premium models from more than one provider, including GPT, Claude and DeepSeek, along with premium image models.
- Research and writing modes
- Separate modes cover deep research, fast search, writing, coding, image generation and video from one prompt box.
- Connectors
- Pro adds built-in connectors for GitHub, Salesforce, Jira and Slack, and the site says the platform connects to more than 3,000 tools.
- Credits shared across seats
- Pro allows up to 5 seats and Business unlimited seats, all drawing from one pool of monthly credits.
Plans
ChatLLM
Basic$10
per user / month
Every chat, image and video model, 20,000 credits a month, 3 AI Agent tasks of limited complexity and limited Abacus AI Studio use.
Pro$20
per user / month (Basic plus a $10 upgrade)
30,000 credits a month, unrestricted Abacus AI Agent and Studio use while credits last, a stronger agent and the always-on SuperComputer.
Abacus.AI EnterpriseFrom $5000
billing period not stated
The separate enterprise platform for organizations that need enterprise features, sold through the sales team.
Ninja AI
Free$0
Limited one-time credits, 1 parallel task, and a limited set of AI and image models.
Pro$15.83
per month for 1,900 credits, billed annually ($19 billed monthly)
Up to 5 seats sharing credits, 4 parallel tasks, premium models, connectors and a 3M token context window. Larger credit steps cost more.
Business$41.67
per month for 5,000 credits, billed annually ($50 billed monthly)
Everything in Pro with unlimited seats and parallel tasks, workspace management, opt-out of data training and priority support.
EnterpriseCustom
Dedicated support with an SLA, custom deployment, SSO and custom integrations. Sold through sales.
Ways to pay less
ChatLLM
- Other savings
$7 for the first month of Basic
New subscribers are charged $7 instead of $10 for the first month, then $10 billed monthly. The discounted month comes with 14,000 credits instead of 20,000.
Ninja AI
- Annual discount
Annual billing saves about 17%
The pricing page lists 2 months free on annual billing: the entry Pro step is $15.83 a month billed annually against $19 billed monthly.
Common questions
Which is cheaper, ChatLLM or Ninja AI?
As of Nov 13, 2026, ChatLLM starts at $10 per user / month (Basic), and Ninja AI starts at $15.83 per month for 1,900 credits, billed annually ($19 billed monthly). One is priced for each person and the other is not, so which costs less depends on how many of you use it.
Which has a free plan, ChatLLM or Ninja AI?
As of Nov 13, 2026, neither ChatLLM nor Ninja AI has a free plan. Ninja AI has a free trial.
Which platforms do ChatLLM and Ninja AI run on?
As of Nov 13, 2026, only ChatLLM lists a browser extension. Both list a web app and iOS and Android apps. A platform missing from a listing is one its maker's pages did not mention.
More comparisons
How this page was made
- The verdict at the top follows a fixed rule. When both tools are in the same category and either is in our top three for it, the verdict follows that ranking: the higher-placed tool is our pick. The top three weigh who each tool suits as well as its grades, so a pick can go against the GPA. Otherwise the page does not pick one and says which grades higher: the higher GPA first; on a tie, the one with a free plan, then the one that starts cheaper in dollars a month, counted the same way for both; if they are still level, what the choice depends on.
- The grades are our own, from each tool’s review or report card. The GPA is their average.
- Prices, plans and platforms come from each tool’s listing. The table above says where each price was read and when.
- The differences and the answers to the questions are worked out from those listings.