Alternatives · Spend & Bills
Airwallex alternatives
Airwallex compared with 7 alternatives: Aspire, Brex, Ramp, Pleo, BILL and 2 more.
Airwallex has a free plan. Paid plans start at $12 per Spend user / month, plus a platform fee based on team size. 5 of the 7 alternatives are free or have a free plan.
7 tools · Listings checked up to Oct 18, 2026 · Where the facts come from
At a glance
| Tool | Price | Free plan | Runs on |
|---|---|---|---|
| AirwallexThis tool | Free plan · from $12/mo | Yes | Web, iOS, Android |
| Aspire | Free | Free | Web, iOS, Android |
| Brex | Free plan · from $12/mo | Yes | Web, iOS, Android |
| Ramp | Free plan · from $15/mo | Yes | Web, iOS, Android |
| Pleo | From $12/mo | No | Web, iOS, Android |
| BILL | Free plan · from $49/mo | Yes | Web, iOS, Android |
| Melio | Free plan · from $20/mo | Yes | Web, iOS, Android |
| Spendesk | Paid | No | Web, iOS, Android |
Price against what you get
Airwallex starts at $12 a month for each person and scores 3.0 out of 4 on features, ease of use and platforms. None of the 6 alternatives on this chart both scores higher and starts lower.
Brex, Ramp and BILL score higher without starting lower. Aspire starts lower without scoring higher.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
How each one differs from Airwallex
- Free
Aspire
Free business account with global payments, cards and expense tools
- Aspire is free. Airwallex starts at $12 per Spend user / month, plus a platform fee based on team size.
Suits: Founders running a US company from another country
- Free plan · from $12/mo
Brex
Corporate cards, expenses, bill pay and travel for growing companies
- Brex starts at $12 per user / month, billing term not stated. Airwallex starts at $12 per Spend user / month, plus a platform fee based on team size.
- Brex also covers reports.
- Airwallex also covers invoicing.
Suits: Startups that want corporate cards and expenses at no software cost
- Free plan · from $15/mo
Ramp
Corporate cards, expenses, travel and bill pay, with a free plan
- Ramp starts at $15 per user / month, plus a platform fee based on team size. Airwallex starts at $12 per Spend user / month, plus a platform fee based on team size.
- Ramp also covers reports.
Suits: US companies that want cards, expenses and bill pay in one free tool
- From $12/mo
Pleo
Company spending cards and expense reports from Copenhagen
- Pleo starts at $12 per user / month, billed yearly ($14 billed monthly). Airwallex starts at $12 per Spend user / month, plus a platform fee based on team size.
- Airwallex has a free plan. Pleo does not.
- Airwallex also covers invoicing and bill pay.
Suits: Small teams that want a card for every employee
- Free plan · from $49/mo
BILL
Bill pay, invoicing and free company cards for small businesses
- BILL starts at $49 per user / month for AP & AR, billing term not stated. Airwallex starts at $12 per Spend user / month, plus a platform fee based on team size.
Suits: Small businesses that pay many supplier bills by ACH or check
- Free plan · from $20/mo
Melio
Bill pay and invoicing for small US businesses, with a free plan
- Melio starts at $20 per month, billed annually ($25 billed monthly). Airwallex starts at $12 per Spend user / month, plus a platform fee based on team size.
- Airwallex also covers company cards.
Suits: US small businesses that want to pay suppliers by card or ACH
- Paid
Spendesk
Spend management with unlimited cards and users, priced by quote
- Airwallex has a free plan. Spendesk does not.
- Airwallex also covers invoicing.
Suits: European companies that want unlimited cards and users for one fee
Limits worth knowing in Airwallex
- Currency conversion costs 0.5% above the interbank rate for major currencies and 1% for others; SWIFT transfers cost $15 to $25 each.
- Grow adds a platform fee based on the number of Spend users that the pricing page does not state, and plan fees are charged per legal entity.
- Airwallex US, LLC is a licensed money transmitter that works with Evolve Bank & Trust for some US customers; the cards are issued by Community Federal Savings Bank.
- Taking card payments costs 2.8% + $0.30 for US cards and 4.3% + $0.30 for international ones.
Common questions
What are the alternatives to Airwallex?
The alternatives to Airwallex in this directory are Aspire, Brex, Ramp, Pleo, BILL, Melio and Spendesk. Each one has a side-by-side comparison with Airwallex.
Is there a free alternative to Airwallex?
Yes. Aspire is free to use. Brex, Ramp, BILL and Melio have a free plan alongside paid ones.
When were these prices checked?
Every listing on this page was checked on Oct 18, 2026, against the pages it cites. Vendors change prices without notice, so confirm on their site before you buy.