Alternatives · Spend & Bills
Brex alternatives
Brex compared with 7 alternatives: Ramp, Airwallex, Expensify, Navan, BILL and 2 more.
Brex has a free plan. Paid plans start at $12 per user / month, billing term not stated. 6 of the 7 alternatives are free or have a free plan.
7 tools · Listings checked up to Oct 18, 2026 · Where the facts come from
At a glance
| Tool | Price | Free plan | Runs on |
|---|---|---|---|
| BrexThis tool | Free plan · from $12/mo | Yes | Web, iOS, Android |
| Ramp | Free plan · from $15/mo | Yes | Web, iOS, Android |
| Airwallex | Free plan · from $12/mo | Yes | Web, iOS, Android |
| Expensify | Free plan · from $5/mo | Yes | Web, macOS, iOS, Android, Browser extension |
| Navan | Free plan · from $15/mo | Yes | Web, iOS, Android |
| BILL | Free plan · from $49/mo | Yes | Web, iOS, Android |
| Aspire | Free | Free | Web, iOS, Android |
| Spendesk | Paid | No | Web, iOS, Android |
Price against what you get
Brex starts at $12 a month for each person and scores 3.3 out of 4 on features, ease of use and platforms. None of the 6 alternatives on this chart both scores higher and starts lower.
Expensify and Aspire start lower without scoring higher.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
How each one differs from Brex
- Free plan · from $15/mo
Ramp
Corporate cards, expenses, travel and bill pay, with a free plan
- Ramp starts at $15 per user / month, plus a platform fee based on team size. Brex starts at $12 per user / month, billing term not stated.
- Ramp also covers invoicing.
Suits: US companies that want cards, expenses and bill pay in one free tool
- Free plan · from $12/mo
Airwallex
Multi-currency business accounts, cards, bill pay and expenses
- Airwallex starts at $12 per Spend user / month, plus a platform fee based on team size. Brex starts at $12 per user / month, billing term not stated.
- Airwallex also covers invoicing.
- Brex also covers reports.
Suits: Businesses that pay suppliers or staff in other countries
- Free plan · from $5/mo
Expensify
Receipt scanning, expense reports and company cards, from $5 a member
- Expensify starts at $5 per member / month, billed monthly. Brex starts at $12 per user / month, billing term not stated.
- Only Expensify lists a macOS app.
- Only Expensify lists a browser extension.
- Expensify also covers invoicing.
- Brex also covers reports.
Suits: Small teams that need receipts scanned and staff reimbursed
- Free plan · from $15/mo
Navan
Business travel booking with expenses and corporate cards built in
- Navan starts at $15 per expensing user / month, after the first 5 users free. Brex starts at $12 per user / month, billing term not stated.
- Brex also covers bill pay.
Suits: Companies whose expenses are mostly business travel
- Free plan · from $49/mo
BILL
Bill pay, invoicing and free company cards for small businesses
- BILL starts at $49 per user / month for AP & AR, billing term not stated. Brex starts at $12 per user / month, billing term not stated.
- BILL also covers invoicing.
- Brex also covers reports.
Suits: Small businesses that pay many supplier bills by ACH or check
- Free
Aspire
Free business account with global payments, cards and expense tools
- Aspire is free. Brex starts at $12 per user / month, billing term not stated.
- Aspire also covers invoicing.
- Brex also covers reports.
Suits: Founders running a US company from another country
- Paid
Spendesk
Spend management with unlimited cards and users, priced by quote
- Brex has a free plan. Spendesk does not.
- Brex also covers reports.
Suits: European companies that want unlimited cards and users for one fee
Limits worth knowing in Brex
- Card purchases that need a currency conversion carry an FX markup of up to 3%; Brex charges no fee of its own for ACH, checks or wires.
- Brex LLC is owned by Capital One, N.A.; checking is provided by Column N.A., and the cards are issued by Emigrant Bank, Fifth Third Bank or Sutton Bank.
- Essentials allows up to two entities; multiple expense policies, approval chains and custom ERP or HR integrations need Premium.
- All users on an account must be on the same plan, and the pricing page does not say whether Premium is billed monthly or yearly.
Common questions
What are the alternatives to Brex?
The alternatives to Brex in this directory are Ramp, Airwallex, Expensify, Navan, BILL, Aspire and Spendesk. Each one has a side-by-side comparison with Brex.
Is there a free alternative to Brex?
Yes. Aspire is free to use. Ramp, Airwallex, Expensify, Navan and BILL have a free plan alongside paid ones.
Which Brex alternatives work on macOS?
The Brex listing does not include a macOS app. Expensify lists one.
When were these prices checked?
Every listing on this page was checked on Oct 18, 2026, against the pages it cites. Vendors change prices without notice, so confirm on their site before you buy.