Bearly vs ChatHub (2026): which should you pick?
As of Nov 13, 2026, ChatHub grades higher than Bearly: 2.6 against 2.2 out of 4.0.
Checked Oct 5, 2026 and Nov 13, 2026 · graded Oct 10, 2026 and Nov 13, 2026 by ToolGPA
Bearly grades higher on features. ChatHub grades higher on value for money, ease of use and platforms. They get the same grade on the free plan.
Price, platforms and features side by side. The table says where each price was read and when.
Bearly
Privacy-focused app for Claude, GPT, Gemini and Grok models
ChatHub
Ask several AI models one question and compare answers side by side
Which one is for you
Pick Bearly if
- Fits if you want Claude, GPT and Gemini behind one login instead of three subscriptions
- Works for people who would rather pay for the credits they use than hit an hourly cap
Look elsewhere if
- Pricey if you use big models all day: a $20 plan is $20 of credits, and it runs out as fast as the model costs
- Watch out: Opus needs Pro and Claude Fable needs Analyst at $60 a month
- Skip it if you're on Android, as no Android app is listed
- Watch out: the pricing page shows a yearly saving but not the yearly prices in readable text
- Tight if you stay free: the allowance is small and some features are paid only
Pick ChatHub if
- Fits if you want a few AI models' answers to compare before trusting one
- Works for people who want GPT, Claude and Gemini on one bill, with no API keys
Look elsewhere if
- Tight if you lean on the advanced models, as Pro caps them at 1,500 queries and 300 uploads a month
- Not for you if you need to know the free limit first, because ChatHub doesn't publish it
- Pricey if you pay monthly for Unlimited, at $39 against $24.99 a month on yearly billing
- Watch out: refunds are only within 7 days of purchase, prorated, and never for renewals
- Skip it if you want custom endpoints in the apps, since custom chatbots work in the browser extension only
How we grade them
| 2.2GPABearlyFair | 2.6GPAChatHubGood | |
|---|---|---|
| Value for money | D$20 a month is where the dearest tenth of AI assistants starts. The credits equal what you pay, so the model costs pass straight through, and Opus models need Pro or above. | CPro is $14.99 a month billed annually, or $19 monthly, which lands in this category's dearer quarter. It does cover 20-odd models at once, but advanced queries stop at 1,500 a month and document uploads at 300. |
| Free plan and trial | CA small daily credit allowance on the free plan, with no card. The size isn't stated, and some features are paid only. | CRegister for the web app and you get a free quota, and ChatHub won't say how big it is. The extension is free on your own accounts or API keys. Web access, file uploads and the other premium bits are paid. |
| Features | BMany models, research, documents, desktop tools and connectors in one place. Nothing in the listing is missing from the job, but the biggest models need the dearer plans. | COne prompt to six chatbots with the answers side by side, and that job it does fully. It's a smaller job, though: web access, file chat and image generation are premium, and custom endpoints only work in the extension. |
| Ease of use | CNo store rating on record. It's a web app and desktop apps with accounts, models and credits to understand before you start. | BType once, read six answers. The paid plans need no API keys, so there's nothing to wire up first. There's no App Store rating on record for it, so we're going on what the listing shows. |
| Platforms and integrations | BWeb, Mac, Windows, Linux, iPhone and a browser extension, with connectors and MCP. There's no Android app on record. | AA web app, a Chrome extension, Windows and Mac apps, iPhone and Android. The extension also takes custom chatbots for any OpenAI-compatible API, such as OpenRouter or Ollama, though that part is extension only. |
| Best for | one app for several AI models without rate limits | comparing AI models' answers side by side |
The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: Bearly and ChatHub. How we grade
Price against what you get
Bearly starts at $20 a month and scores 2.7 out of 4 on features, ease of use and platforms. ChatHub starts at $14.99 a month and scores 3.0.
ChatHub scores higher and starts $5.01 a month lower. Of the other AI assistants on the chart, 19 score higher than Bearly for less, and 7 score higher than ChatHub for less.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
Where they differ
- Bearly is end-to-end encrypted, according to its own site.
- Bearly also covers transcription, AI agents and research.
At a glance
| Bearly | ChatHub | |
|---|---|---|
| Pricing | Free plan | Free plan |
| Starts at | $20 per month | $14.99 per month, billed annually ($19 billed monthly) |
| Free plan | A small daily credit allowance for Claude, GPT, Gemini and Grok models, with some features limited to paid plans; no credit card needed. | Registering for the web app gives a free usage quota, and the browser extension is free to use with your own accounts or API keys. The size of the free quota is not stated. |
| Free trial | None listed | None listed |
| Web | ||
| macOS | ||
| Windows | ||
| Linux | ||
| iOS | ||
| Android | ||
| Browser extension | ||
| Made by | Bearly, Inc. | ChatHub |
| Price read from | bearly.ai | app.chathub.gg |
| Checked | Nov 13, 2026 | Oct 5, 2026 |
Worth knowing
Bearly
- Paid plans give credits equal to their price, so heavy use of the largest models can use a month's credits quickly.
- Opus models need Pro and Claude Fable needs Analyst or higher.
- The pricing page shows a 17% saving on yearly billing but does not show the yearly prices in readable text.
- Enterprise pricing is set per company and adds SSO, SCIM and audit logs.
ChatHub
- The size of the free usage quota in the web app is not published; more usage and the premium features need a paid plan.
- Pro limits advanced models to 1,500 queries a month and document uploads to 300. Only Unlimited removes those caps.
- Custom chatbots for your own OpenAI-compatible endpoints are available only in the browser extension.
- Refunds are offered within 7 days of purchase, prorated by days used, and not for renewals.
Key features
Bearly
- Many models in one app
- Models from Anthropic, OpenAI, Google, xAI, DeepSeek and others are listed, plus image, video and speech models.
- Encryption and privacy
- The site says chats and files are individually encrypted, not used for training, and that Bearly cannot read them.
- Credits instead of rate limits
- A paid subscription converts to credits at cost. When credits run out they refresh the next month, with no overage charge.
- Research and documents
- Web and image search, deep research, document Q&A and generation of documents, presentations and spreadsheets.
- Desktop tools
- Desktop apps add a browser, Chrome control, computer use and local file access.
- Connectors and MCP
- App connectors and remote or local MCP servers extend what the assistant can reach.
ChatHub
- Side-by-side answers
- One prompt goes to up to six chatbots at once, and the replies appear next to each other so you can compare them and pick the strongest.
- One subscription for many models
- Paid plans include GPT, Claude, Gemini and 20+ other models with no API keys needed, split into basic and advanced tiers that each have a monthly quota.
- Your own accounts or API keys
- The browser extension is free and can run on your own accounts or API keys. Custom chatbots can be added for any OpenAI-compatible API, such as OpenRouter or Ollama.
- Web access and file analysis
- Premium features add real-time web access and chat with images, PDFs, spreadsheets and other uploaded documents.
- Image and video generation
- Creates images with models such as Nano Banana, FLUX.2 and Stable Diffusion using monthly credits. Extra credits cost $1 per 500, from $5, and are valid for 3 months.
- Prompt library and chat tools
- Saves prompts for reuse, searches chat history in full text, summarizes several chats with one click, previews generated code and shares conversations.
Plans
Bearly
Free$0
A daily credit allowance for Claude, GPT, Gemini and Grok models. Some features need a paid plan.
Pro$20
per month, billed monthly
$20 in AI credits each month with no rate limits; Opus models, cowork, deep research and coding tools.
Analyst$60
per month, billed monthly
Everything in Pro with $60 in monthly credits, and access to Claude Fable.
Research$100
per month, billed monthly
$100 in monthly credits. This price is stated in the pricing page's FAQ; the plan cards show only Pro and Analyst.
ChatHub
Free$0
A free usage quota in the web app after registration, plus the browser extension used with your own accounts or API keys.
ChatHub Pro$14.99
per month, billed annually ($19 billed monthly)
10,000 basic and 1,500 advanced model queries a month, 3,000 credits for image and video generation, 300 document uploads and all premium features.
ChatHub Unlimited$24.99
per month, billed annually ($39 billed monthly)
Unlimited basic and advanced model queries and document uploads, with 10,000 credits a month for image and video generation.
Ways to pay less
Bearly
- Annual discount
Save 17% with yearly billing
The pricing page offers a yearly option labelled as saving 17% against monthly billing.
ChatHub
- Annual discount
Save up to 35% with yearly billing
The pricing page marks yearly billing as 35% off on Unlimited ($24.99 a month against $39 billed monthly) and 20% off on Pro ($14.99 a month against $19).
- Other savings
Seat-based team discounts
The pricing page offers seat-based discounts for teams, arranged by contacting ChatHub. No team prices are published.
Common questions
Which is cheaper, Bearly or ChatHub?
As of Nov 13, 2026, ChatHub is cheaper to start with: $14.99 a month, against $20 a month for Bearly. Bearly starts at $20 per month, and ChatHub starts at $14.99 per month, billed annually ($19 billed monthly).
Which has a free plan, Bearly or ChatHub?
As of Nov 13, 2026, both Bearly and ChatHub have a free plan.
Which platforms do Bearly and ChatHub run on?
As of Nov 13, 2026, only Bearly lists a Linux app and only ChatHub lists an Android app. Both list a web app, macOS, Windows and iOS apps and a browser extension. A platform missing from a listing is one its maker's pages did not mention.
More comparisons
How this page was made
- The verdict at the top follows a fixed rule. When both tools are in the same category and either is in our top three for it, the verdict follows that ranking: the higher-placed tool is our pick. The top three weigh who each tool suits as well as its grades, so a pick can go against the GPA. Otherwise the page does not pick one and says which grades higher: the higher GPA first; on a tie, the one with a free plan, then the one that starts cheaper in dollars a month, counted the same way for both; if they are still level, what the choice depends on.
- The grades are our own, from each tool’s review or report card. The GPA is their average.
- Prices, plans and platforms come from each tool’s listing. The table above says where each price was read and when.
- The differences and the answers to the questions are worked out from those listings.