Bearly vs Mammouth (2026): which should you pick?

Pick Bearly if

• Fits if you want Claude, GPT and Gemini behind one login instead of three subscriptions
• Works for people who would rather pay for the credits they use than hit an hourly cap

Look elsewhere if

• Pricey if you use big models all day: a $20 plan is $20 of credits, and it runs out as fast as the model costs
• Watch out: Opus needs Pro and Claude Fable needs Analyst at $60 a month
• Skip it if you're on Android, as no Android app is listed
• Watch out: the pricing page shows a yearly saving but not the yearly prices in readable text
• Tight if you stay free: the allowance is small and some features are paid only

Pick Mammouth if

• Fits if you're paying for two or three AI subscriptions and would rather have one bill
• Works for people who want a second opinion, since one click sends your prompt to another model

Look elsewhere if

• Not for you if you want to try before you pay, as no free plan or trial is listed
• Skip it if you want a proper iPhone or Mac app, because it isn't in the App Store and installs from the browser
• Tight if you chat in long bursts: usage is capped per session, renews after 3 hours, then drops you to a lighter model
• Pricey if you need more room, with 3x the usage at $20 a month and 10x at $60, both billed yearly
• Watch out: dollar prices leave out VAT, and paying by bank transfer needs a yearly commitment

Bearly

• Paid plans give credits equal to their price, so heavy use of the largest models can use a month's credits quickly.
• Opus models need Pro and Claude Fable needs Analyst or higher.
• The pricing page shows a 17% saving on yearly billing but does not show the yearly prices in readable text.
• Enterprise pricing is set per company and adds SSO, SCIM and audit logs.

Mammouth

• There is no free plan, and the pricing page lists no free trial.
• Usage is limited per session and quotas renew after 3 hours. At a model's limit Mammouth switches to a lighter model.
• There is no App Store app: on iPhone, Mac and Windows it installs from the browser as a web app. Android has a Play Store listing.
• Prices are shown in euros or US dollars depending on the visitor's country, and dollar prices exclude VAT. Paying by bank transfer needs an annual commitment.

Bearly

Many models in one app

Models from Anthropic, OpenAI, Google, xAI, DeepSeek and others are listed, plus image, video and speech models.

Encryption and privacy

The site says chats and files are individually encrypted, not used for training, and that Bearly cannot read them.

Credits instead of rate limits

A paid subscription converts to credits at cost. When credits run out they refresh the next month, with no overage charge.

Research and documents

Web and image search, deep research, document Q&A and generation of documents, presentations and spreadsheets.

Desktop tools

Desktop apps add a browser, Chrome control, computer use and local file access.

Connectors and MCP

App connectors and remote or local MCP servers extend what the assistant can reach.

Mammouth

Many models in one subscription

One plan covers text models from OpenAI, Anthropic, Google, Mistral, xAI, DeepSeek and others, with Perplexity for web and deep research. The default model in each category can be reordered.

One-click reprompting

Send a prompt, along with the conversation history, to another model to compare or complement the answer without retyping it or opening a new chat.

Image, video and music generation

Image models include Nano Banana, GPT Image, FLUX, Recraft and Stable Diffusion. Video runs on Veo, Kling and Grok Imagine, and music on Lyria.

Custom mammouths

Custom assistants keep instructions and files for reuse across conversations. In a team they can be shared with read-only or edit access while conversations stay private.

Voice chat, dictation and read-aloud

Hold a real-time voice conversation and get a transcript afterwards, dictate a message as text, or have any answer read out with text-to-speech.

Connectors, API and Mammouth Code

MCP connectors link Microsoft 365, GitHub, Notion, Atlassian or a custom server to the chat. Every plan includes monthly API credits and the Mammouth Code tool for developers.

Bearly

• Free$0

  A daily credit allowance for Claude, GPT, Gemini and Grok models. Some features need a paid plan.

• Pro$20

  per month, billed monthly

  $20 in AI credits each month with no rate limits; Opus models, cowork, deep research and coding tools.

• Analyst$60

  per month, billed monthly

  Everything in Pro with $60 in monthly credits, and access to Claude Fable.

• Research$100

  per month, billed monthly

  $100 in monthly credits. This price is stated in the pricing page's FAQ; the plan cards show only Pro and Analyst.

Mammouth

• Starter$10

  per month, billed yearly ($120); $12 billed monthly, excl. VAT

  For regular use: all text, image and video models, web and deep research, projects, voice chat and $2 of API credits. A lighter model stays available at the limit.

• Standard$20

  per month, billed yearly ($240); $24 billed monthly, excl. VAT

  For intensive use: the same features with 3 times the usage of Starter and $4 of API credits.

• Expert$60

  per month, billed yearly ($720); $72 billed monthly, excl. VAT

  For maximum use: the same features with 10 times the usage of Starter and $10 of API credits.

• Team$10

  per user / month, billed yearly; $12 billed monthly

  The same per-user prices as the individual plans, which can be mixed, with an admin console for licences, centralized billing and shared projects.

• EnterpriseCustom

  For more than 100 licences: onboarding, SSO and flexible payment options such as wire transfer, by quote.

Bearly

• Annual discount

  Save 17% with yearly billing

  The pricing page offers a yearly option labelled as saving 17% against monthly billing.

Mammouth

• Annual discount

  About 17% off with yearly billing

  Paying yearly lowers Starter from $12 to $10 a month ($120 billed in advance), Standard from $24 to $20 and Expert from $72 to $60.