Bearly vs Poe (2026): which should you pick?
As of Nov 13, 2026, Poe grades higher than Bearly: 3.4 against 2.2 out of 4.0.
Checked Oct 10, 2026 and Nov 13, 2026 · graded Oct 10, 2026 and Nov 13, 2026 by ToolGPA
Poe grades higher on value for money, ease of use and platforms. They get the same grade on the free plan and features.
Price, platforms and features side by side. The table says where each price was read and when.
Bearly
Privacy-focused app for Claude, GPT, Gemini and Grok models
Poe
One app for chatting with AI models from many different labs
Which one is for you
Pick Bearly if
- Fits if you want Claude, GPT and Gemini behind one login instead of three subscriptions
- Works for people who would rather pay for the credits they use than hit an hourly cap
Look elsewhere if
- Pricey if you use big models all day: a $20 plan is $20 of credits, and it runs out as fast as the model costs
- Watch out: Opus needs Pro and Claude Fable needs Analyst at $60 a month
- Skip it if you're on Android, as no Android app is listed
- Watch out: the pricing page shows a yearly saving but not the yearly prices in readable text
- Tight if you stay free: the allowance is small and some features are paid only
Pick Poe if
- Fits if you want to compare models from many labs without paying each one
- Works for developers who want one API key for models from many labs
Look elsewhere if
- Not for you if you dislike meters, as everything is counted in compute points and extra points are sold on top
- Skip it if you want to know the free limits first, because Poe doesn't publish them
- Tight if you chat in bursts, as the entry plan's 10 thousand points come by the day, not as a monthly pool
- Pricey if you need a monthly pool: 660 thousand points are $19.99 a month, and the top plan is $249.99, before regional taxes
- Too light for voice or agents, as the listing shows no voice mode and no tool use
How we grade them
| 2.2GPABearlyFair | 3.4GPAPoeVery good | |
|---|---|---|
| Value for money | D$20 a month is where the dearest tenth of AI assistants starts. The credits equal what you pay, so the model costs pass straight through, and Opus models need Pro or above. | AThe entry plan is $4.99 a month, or $49.99 for the year, on the US App Store — about a third of this category's middle price, and it opens models from many labs. The catch is that a real monthly pool, 660 thousand points, is $19.99. |
| Free plan and trial | CA small daily credit allowance on the free plan, with no card. The size isn't stated, and some features are paid only. | CA free account can chat on a smaller points allowance, but Poe's plans page never says how many points that is. An allowance you can't see the size of is one you'll walk into. |
| Features | BMany models, research, documents, desktop tools and connectors in one place. Nothing in the listing is missing from the job, but the biggest models need the dearer plans. | BModels from OpenAI, Anthropic, Google and other labs on one sign-in, several bots answering in one thread, image and video from FLUX, Ideogram, Veo and Runway, web search, and your own bots with knowledge bases. No voice mode on the listing and no agent or tool use, and every bit of it is metered in points. |
| Ease of use | CNo store rating on record. It's a web app and desktop apps with accounts, models and credits to understand before you start. | A4.7 from about 53,800 App Store ratings. Pick a bot and type. The only thing to get your head round is points, since every chat draws on the same pool. |
| Platforms and integrations | BWeb, Mac, Windows, Linux, iPhone and a browser extension, with connectors and MCP. There's no Android app on record. | AWeb, Mac, Windows, iPhone and Android, plus an OpenAI-compatible API that reaches hundreds of models on one key and plugs into coding tools like Cursor, Cline and Continue. That's the full set. |
| Best for | one app for several AI models without rate limits | comparing many AI models on one account |
The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: Bearly and Poe. How we grade
Price against what you get
Bearly starts at $20 a month and scores 2.7 out of 4 on features, ease of use and platforms. Poe starts at $4.17 a month and scores 3.7.
Poe scores higher and starts $15.83 a month lower. Of the other AI assistants on the chart, 19 score higher than Bearly for less, and none scores higher than Poe for less.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
Where they differ
- Bearly is end-to-end encrypted, according to its own site.
- Bearly also covers transcription, AI agents and research.
At a glance
| Bearly | Poe | |
|---|---|---|
| Pricing | Free plan | Free plan |
| Starts at | $20 per month | $4.17 per month, billed yearly ($49.99 a year); $4.99 billed monthly |
| Free plan | A small daily credit allowance for Claude, GPT, Gemini and Grok models, with some features limited to paid plans; no credit card needed. | Free accounts can chat with a smaller allowance of compute points than subscribers. Poe's plans page does not state the size of the free allowance. |
| Free trial | None listed | None listed |
| Web | ||
| macOS | ||
| Windows | ||
| Linux | ||
| iOS | ||
| Android | ||
| Browser extension | ||
| Made by | Bearly, Inc. | Quora, Inc. |
| Price read from | bearly.ai | poe.com |
| Checked | Nov 13, 2026 | Oct 10, 2026 |
Worth knowing
Bearly
- Paid plans give credits equal to their price, so heavy use of the largest models can use a month's credits quickly.
- Opus models need Pro and Claude Fable needs Analyst or higher.
- The pricing page shows a 17% saving on yearly billing but does not show the yearly prices in readable text.
- Enterprise pricing is set per company and adds SSO, SCIM and audit logs.
Poe
- Usage is metered in compute points, from 10 thousand a day on the lowest plan to 8.25 million a month on the highest; add-on points are sold separately.
- The plans page shows US dollars and says the final price may vary with regional taxes and currency conversion; read from India it prices the same plans in rupees.
- The plans page does not say how many points a free account receives.
Key features
Bearly
- Many models in one app
- Models from Anthropic, OpenAI, Google, xAI, DeepSeek and others are listed, plus image, video and speech models.
- Encryption and privacy
- The site says chats and files are individually encrypted, not used for training, and that Bearly cannot read them.
- Credits instead of rate limits
- A paid subscription converts to credits at cost. When credits run out they refresh the next month, with no overage charge.
- Research and documents
- Web and image search, deep research, document Q&A and generation of documents, presentations and spreadsheets.
- Desktop tools
- Desktop apps add a browser, Chrome control, computer use and local file access.
- Connectors and MCP
- App connectors and remote or local MCP servers extend what the assistant can reach.
Poe
- Many models, one account
- Reaches models from OpenAI, Anthropic, Google and other labs, plus image and video generators, with one sign-in and one points balance.
- Multi-bot chat
- Compare answers from several models and combine bots for a task inside a single chat thread. Chats can be private or shared as a group chat.
- Image and video generation
- Creates images and video with generators such as FLUX, Ideogram, Veo and Runway from inside the same app.
- Custom bots
- Build and share your own bots, with custom knowledge bases if needed. Poe's App Store listing cites more than 1 million custom bots.
- Web search
- A search mode returns answers drawn from the web, and bots can search for current news.
- Poe API
- An OpenAI-compatible endpoint reaches hundreds of models and bots with one key. Subscribers spend their existing points on it at no additional cost.
Plans
Bearly
Free$0
A daily credit allowance for Claude, GPT, Gemini and Grok models. Some features need a paid plan.
Pro$20
per month, billed monthly
$20 in AI credits each month with no rate limits; Opus models, cowork, deep research and coding tools.
Analyst$60
per month, billed monthly
Everything in Pro with $60 in monthly credits, and access to Claude Fable.
Research$100
per month, billed monthly
$100 in monthly credits. This price is stated in the pricing page's FAQ; the plan cards show only Pro and Analyst.
Poe
Free$0
A smaller points allowance than subscribers get, across free and subscription bots.
10 thousand points/day$4.99
per month, or $49.99 per year ($4.17 a month)
The entry plan, listed as Basic on the App Store: more messages, more models and each bot's maximum input size and chat history.
660 thousand points/month$19.99
per month, or $199.99 per year ($16.67 a month)
A monthly pool of 660 thousand points to spend across any model or bot.
1.65 million points/month$49.99
per month, or $499.99 per year ($41.67 a month)
A monthly pool of 1.65 million points to spend across any model or bot.
3.3 million points/month$99.99
per month, or $999.99 per year ($83.33 a month)
A monthly pool of 3.3 million points to spend across any model or bot.
8.25 million points/month$249.99
per month, or $2,499.99 per year ($208.33 a month)
The largest pool: 8.25 million points a month across any model or bot.
Ways to pay less
Bearly
- Annual discount
Save 17% with yearly billing
The pricing page offers a yearly option labelled as saving 17% against monthly billing.
Poe
- Annual discount
Save 17% with yearly billing
Poe's plans page marks yearly billing as saving 17% against monthly billing: the lowest plan is $49.99 a year, which the page gives as $4.17 a month, against $4.99 billed monthly.
Common questions
Which is cheaper, Bearly or Poe?
As of Nov 13, 2026, Poe is cheaper to start with: $4.17 a month, against $20 a month for Bearly. Bearly starts at $20 per month, and Poe starts at $4.17 per month, billed yearly ($49.99 a year); $4.99 billed monthly.
Which has a free plan, Bearly or Poe?
As of Nov 13, 2026, both Bearly and Poe have a free plan.
Which platforms do Bearly and Poe run on?
As of Nov 13, 2026, only Bearly lists a Linux app and a browser extension and only Poe lists an Android app. Both list a web app and macOS, Windows and iOS apps. A platform missing from a listing is one its maker's pages did not mention.
More comparisons
How this page was made
- The verdict at the top follows a fixed rule. When both tools are in the same category and either is in our top three for it, the verdict follows that ranking: the higher-placed tool is our pick. The top three weigh who each tool suits as well as its grades, so a pick can go against the GPA. Otherwise the page does not pick one and says which grades higher: the higher GPA first; on a tie, the one with a free plan, then the one that starts cheaper in dollars a month, counted the same way for both; if they are still level, what the choice depends on.
- The grades are our own, from each tool’s review or report card. The GPA is their average.
- Prices, plans and platforms come from each tool’s listing. The table above says where each price was read and when.
- The differences and the answers to the questions are worked out from those listings.