Mobilexpense vs Rydoo (2026): which should you pick?

Pick Mobilexpense if

• Fits if you have 20 or more people to reimburse across Europe
• Works for finance teams that need VAT and local compliance on expenses

Look elsewhere if

• Skip it if your team is under 20, because both products have a 20-user minimum
• Pricey if you add features: per diems, variable mileage, CO2 tracking and ERP links are add-ons
• Watch out: corporate credit cards cost from €4 per user a month on top of the licence
• Watch out: the page does not say whether €8 is billed monthly or yearly, and names no app platforms

Pick Rydoo if

• Fits if your staff claim expenses in several countries with different rules
• Works for teams of 5 or more that pay mileage and daily allowances

Look elsewhere if

• Pricey if you need QuickBooks or Xero sync, which starts on Pro at $11 a user
• Not for you if you're under 5 people, since plans start at 5 users
• Skip it if you want supplier invoices paid in the same product, as that's a separate quoted one
• Watch out: Rydoo Cards, the API and SFTP need Business, which starts at 30 active users and is quoted
• Watch out: Essentials and Pro bill every user, not just active ones, and monthly billing is $12 or $14

Mobilexpense

• Both products have a minimum of 20 users, and the page says some features are priced separately.
• Multi-level projects, variable mileage, per diems, CO2 tracking and ERP and HR integrations are add-ons.
• The page does not say whether the €8 is billed monthly or yearly, and it lists mobile and desktop apps without naming the platforms.
• Credit cards cost from €4 per user per month on top of the licence.

Rydoo

• Essentials and Pro start at 5 users; Business needs 30 active users and Enterprise 50, and both are priced by quote.
• Accounting integrations start on Pro, and API access, SFTP and Rydoo's own corporate cards need Business.
• Supplier invoice processing is a separate Rydoo accounts payable product, with four plans priced only by quote.
• Only Business and Enterprise bill for active users alone; Essentials and Pro are charged per user.

Mobilexpense

Receipt capture with OCR

Expenses are submitted through the app or the web with an OCR receipt scanner, in multiple currencies, with categories that carry codes and rules.

Approval workflows and policies

Workflows come from templates or are built custom, with user groups, business rules for company policy and an assistant or deputy function on MXP.

Mileage and per diems

Standard mileage rates are included, while variable mileage rates and per diem or daily allowance rules are listed as add-ons.

Corporate credit cards

Mobilexpense credit cards start at €4 per user per month, and existing bank cards can be connected for automatic transaction import.

VAT and local compliance

Country-specific VAT rules apply automatically, and MXP lists compliance for GoBD, Spanish homologation and URSSAF alongside coverage in 100+ countries.

ERP and HR links

ERP connections include QuickBooks Online, Exact Globe, SAP and Microsoft Dynamics; HR links include BambooHR, ADP and HiBob.

Rydoo

Receipt scanner app

Employees photograph a receipt and AI reads it into an expense; there is no cap on the number of expenses on any plan.

Mileage and per diems

Mileage claims are calculated from the start and end points and your rates, and Pro adds daily allowances kept compliant in more than 15 countries.

Policies and approvals

One approval level on Essentials, two levels with custom spending rules on Pro, and approvals for trips and cash advances.

Card matching

Pro matches Visa, Mastercard, Amex, Corner Card and AirPlus transactions to expenses automatically; Business adds Rydoo's own cards.

Multi-country compliance

Certified paperless expensing and local legal and tax rules, with a Compliance Centre listing what applies country by country.

Rydoo Intelligence

On Enterprise, AI agents answer questions before spending and audit expenses afterwards, beside an anomaly and forecasting dashboard.

Mobilexpense

• Mobilexpense Declaree€8

  per user / month, minimum 20 users

  Expenses in Europe: OCR receipts, rules and workflows, VAT handling, mileage and 7 languages. Some features priced separately.

• Mobilexpense MXPCustom

  Global expenses with compliance in 100+ countries, multi-entity management, SSO and multi-currency. Minimum 20 users.

Rydoo

• Essentials$9

  per user / month, billed annually ($12 billed monthly)

  From 5 users. Receipt scanner app, unlimited expenses, mileage, single-level approvals, Uber, Lyft and Slack links, and Excel or PDF exports.

• Pro$11

  per user / month, billed annually ($14 billed monthly)

  From 5 users. Adds per diems, QuickBooks, Xero and Exact Online, card matching, custom policies and two-level approvals.

• BusinessCustom

  From 30 active users. Adds Rydoo Cards, API and SFTP access, custom bank transaction feeds and priority support.

• EnterpriseCustom

  From 50 active users. Adds Rydoo Intelligence AI agents, advanced approvals, an insights dashboard, SAML SSO and HR connectors.

Mobilexpense

No public discounts listed.

Rydoo

• Annual discount

  Save up to 25% with yearly billing

  Essentials costs $9 per user a month billed yearly instead of $12 monthly, and Pro $11 instead of $14.