Mobilexpense vs SAP Concur (2026): which should you pick?
As of Nov 13, 2026, SAP Concur grades higher than Mobilexpense: 2.0 against 1.6 out of 4.0.
Checked Nov 12, 2026 and Nov 13, 2026 · graded Nov 12, 2026 and Nov 13, 2026 by ToolGPA
SAP Concur grades higher on value for money and features. They get the same grade on the free plan, ease of use and platforms.
Price, platforms and features side by side. The table says where each price was read and when.
Mobilexpense
Expense reports, mileage and corporate cards for European companies
SAP Concur
Expense, travel and invoice management for all company sizes
Which one is for you
Pick Mobilexpense if
- Fits if you have 20 or more people to reimburse across Europe
- Works for finance teams that need VAT and local compliance on expenses
Look elsewhere if
- Skip it if your team is under 20, because both products have a 20-user minimum
- Pricey if you add features: per diems, variable mileage, CO2 tracking and ERP links are add-ons
- Watch out: corporate credit cards cost from €4 per user a month on top of the licence
- Watch out: the page does not say whether €8 is billed monthly or yearly, and names no app platforms
Pick SAP Concur if
- Fits if you are a large company with travel and international expense claims
- Works for finance teams that want compliance checks built in
Look elsewhere if
- Pricey if you file many reports, as the $7 and $11 are per report and only starting prices
- Not for you if you want to try it free, as there is no free plan or trial
- Watch out: Premium and Travel need a quote
- Watch out: the mobile app is free to download but needs an active subscription
How we grade them
| 1.6GPAMobilexpenseWeak | 2.0GPASAP ConcurFair | |
|---|---|---|
| Value for money | DDeclaree is €8 per user a month, but the minimum is 20 users, so a team of 20 costs about €160 a month, far above the $12 middle price for expense tools. Add-ons and cards cost more. | CBase starts at $7 per report and Plus at $11, with the rate falling as your commitment rises. Pricing by report is not directly per seat, so we leave it at the middle of the category's $7.50, $12 and $20. |
| Free plan and trial | FNothing free and no trial on the listing. | FThe pricing page has no free plan or trial. |
| Features | CReceipt capture with OCR, approvals, mileage, per diems, corporate cards and VAT. Multi-level projects, variable mileage, per diems, CO2 tracking and ERP links are add-ons. | BExpense reports, travel booking, invoice management, compliance checks, global tax and currency, and a mobile app. The listing shows no gap in the core expense work. |
| Ease of use | CNo store rating on record. Apps are listed without platforms named, and policies and integrations need setting up. | CNo store rating on record. Policies, approvals and an accounting integration to set up. |
| Platforms and integrations | BWeb, with integrations such as QuickBooks, SAP, Microsoft Dynamics, ADP and HiBob. | BWeb plus iPhone and Android apps, with six integrations on record. |
| Best for | employee expense reports for European teams | global expense reports and travel at big companies |
The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: Mobilexpense and SAP Concur. How we grade
Price against what you get
Mobilexpense starts at about $8.94 a month for each person and scores 2.3 out of 4 on features, ease of use and platforms. SAP Concur starts at $7 a month and scores 2.7.
SAP Concur scores higher and starts $1.94 a month lower. Of the other spend and bill pay tools on the chart, 6 score higher than Mobilexpense for less, and 2 score higher than SAP Concur for less.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
Where they differ
- Mobilexpense also covers company cards.
- SAP Concur also covers bill pay.
At a glance
| Mobilexpense | SAP Concur | |
|---|---|---|
| Pricing | Paid | Paid |
| Starts at | €8 per user / month, minimum 20 users (Declaree) | $7 per report, varying with monthly commitment |
| Free plan | None | None |
| Free trial | None listed | None listed |
| Web | ||
| iOS | ||
| Android | ||
| Made by | Mobilexpense | SAP Concur |
| Price read from | mobilexpense.com | concur.com |
| Checked | Nov 13, 2026 | Nov 12, 2026 |
Worth knowing
Mobilexpense
- Both products have a minimum of 20 users, and the page says some features are priced separately.
- Multi-level projects, variable mileage, per diems, CO2 tracking and ERP and HR integrations are add-ons.
- The page does not say whether the €8 is billed monthly or yearly, and it lists mobile and desktop apps without naming the platforms.
- Credit cards cost from €4 per user per month on top of the licence.
SAP Concur
- Pricing is per expense report, and the page says the rate falls as the contract commitment grows.
- The $7 and $11 figures are starting prices; Premium and Travel require a quote.
- There is no free plan or free trial on the pricing page.
- The mobile app is free to download but needs an active subscription.
Key features
Mobilexpense
- Receipt capture with OCR
- Expenses are submitted through the app or the web with an OCR receipt scanner, in multiple currencies, with categories that carry codes and rules.
- Approval workflows and policies
- Workflows come from templates or are built custom, with user groups, business rules for company policy and an assistant or deputy function on MXP.
- Mileage and per diems
- Standard mileage rates are included, while variable mileage rates and per diem or daily allowance rules are listed as add-ons.
- Corporate credit cards
- Mobilexpense credit cards start at €4 per user per month, and existing bank cards can be connected for automatic transaction import.
- VAT and local compliance
- Country-specific VAT rules apply automatically, and MXP lists compliance for GoBD, Spanish homologation and URSSAF alongside coverage in 100+ countries.
- ERP and HR links
- ERP connections include QuickBooks Online, Exact Globe, SAP and Microsoft Dynamics; HR links include BambooHR, ADP and HiBob.
SAP Concur
- Expense reports
- Automatic receipt capture and report generation, with spending policies that can be applied and updated centrally.
- Travel booking
- Concur Travel works with any travel management company or GDS and includes an AI assistant trained on company policy.
- Invoice management
- Concur Invoice covers PO matching, approval routing and duplicate-payment prevention.
- Compliance checks
- Real-time out-of-policy flagging before submission and configurable approval hierarchies by spend and organization.
- Global tax and currency
- VAT reclaim, real-time exchange rates at entry and multiple currencies within one organization.
- Mobile app
- A free app for iPhone and Android, which needs an active SAP Concur subscription to use.
Plans
Mobilexpense
Mobilexpense Declaree€8
per user / month, minimum 20 users
Expenses in Europe: OCR receipts, rules and workflows, VAT handling, mileage and 7 languages. Some features priced separately.
Mobilexpense MXPCustom
Global expenses with compliance in 100+ countries, multi-entity management, SSO and multi-currency. Minimum 20 users.
SAP Concur
Base$7
per report; varies with monthly commitment
Starting price for smaller businesses with basic expense reporting. Unlimited users and Concur Expense.
Plus$11
per report; varies with monthly commitment
Starting price. Adds ExpenseIt, User Support Desk and reporting. Unlimited users.
PremiumCustom
Custom quote. Adds Concur Travel, Intelligence and more to the Plus features. Unlimited users.
Common questions
Which is cheaper, Mobilexpense or SAP Concur?
As of Nov 13, 2026, Mobilexpense starts at €8 per user / month, minimum 20 users (Declaree), and SAP Concur starts at $7 per report, varying with monthly commitment. One is priced for each person and the other is not, so which costs less depends on how many of you use it.
Which has a free plan, Mobilexpense or SAP Concur?
As of Nov 13, 2026, neither Mobilexpense nor SAP Concur has a free plan.
Which platforms do Mobilexpense and SAP Concur run on?
As of Nov 13, 2026, only SAP Concur lists iOS and Android apps. Both list a web app. A platform missing from a listing is one its maker's pages did not mention.
More comparisons
How this page was made
- The verdict at the top follows a fixed rule. When both tools are in the same category and either is in our top three for it, the verdict follows that ranking: the higher-placed tool is our pick. The top three weigh who each tool suits as well as its grades, so a pick can go against the GPA. Otherwise the page does not pick one and says which grades higher: the higher GPA first; on a tie, the one with a free plan, then the one that starts cheaper in dollars a month, counted the same way for both; if they are still level, what the choice depends on.
- The grades are our own, from each tool’s review or report card. The GPA is their average.
- Prices, plans and platforms come from each tool’s listing. The table above says where each price was read and when.
- The differences and the answers to the questions are worked out from those listings.