Digits vs Syft Analytics (2026): which should you pick?
As of Nov 12, 2026, Syft Analytics grades higher than Digits: 2.4 against 2.2 out of 4.0.
Checked Nov 12, 2026 · graded Nov 12, 2026 by ToolGPA
Digits grades higher on features. Syft Analytics grades higher on value for money and the free plan. They get the same grade on ease of use and platforms.
Price, platforms and features side by side. The table says where each price was read and when.
Digits
AI-native general ledger with bookkeeping, bill pay and invoicing
Syft Analytics
Financial reporting, dashboards and consolidation add-on
Which one is for you
Pick Digits if
- Fits if you run a startup and want AI to categorize transactions in a real general ledger
- Makes sense if you want an API or MCP on your books
Look elsewhere if
- Pricey if you're a freelancer: $65 a month is the starting price, with no free plan
- Skip it if you need budget against actuals, as that's Pro at $250 a month
- Watch out: extra entities start at $35 a month
- Watch out: full-service accounting, CFO and tax work come through partner firms and aren't in the plans
- Not for you if you want an Android or desktop app
Pick Syft Analytics if
- Fits if you want dashboards from Xero or QuickBooks without paying
- Works for an accountant who needs consolidated reports across a few client entities
Look elsewhere if
- Too light for bookkeeping: it reads data from other software and keeps no ledger
- Pricey if you have many entities, as each one is charged and more than 10 means contacting sales
- Tight if you stay on the free plan, since reports, multi-currency and consolidation are paid
- Watch out: the pricing page does not show whether the monthly prices need a longer commitment
How we grade them
| 2.2GPADigitsFair | 2.4GPASyft AnalyticsFair | |
|---|---|---|
| Value for money | D$65 a month for Essentials, $100 for Core and $250 for Pro, against $26 in the middle for this category. The page doesn't say whether annual billing changes it. | CStandard is $23 a month per entity, inside the usual spread for accounting tools. Plus is $47 and Advanced $95, and every extra entity is charged again. |
| Free plan and trial | CA 30-day free trial, and the pages we read don't say whether a card is needed. No free plan. | BBasic is free forever with unlimited users, dashboards and graphs. One person can live on that, but building reports needs a paid plan. Any plan has a 14-day trial with no card. |
| Features | BAI bookkeeping, month-end close, bill pay, invoicing, reports and multi-entity books, with an API and MCP. The listing's only limits are plan gates, such as budgets on Pro. | CReports, dashboards, consolidation, forecasts and a spreadsheet link. Multi-currency starts at Plus and advanced consolidation at Advanced. It reports on other software's data and keeps no books. |
| Ease of use | CNo store rating on record. You connect your accounts and review what the AI books before you rely on it. | CNo store rating on record. You connect your accounting software and set up reports before it pays off. |
| Platforms and integrations | BWeb and iPhone, with a developer API and MCP. No Android or desktop app listed. | BWeb app that connects to Xero, QuickBooks Online, Sage, MYOB, FreshBooks, FreeAgent, Stripe and Shopify. No phone or desktop apps are listed. |
| Best for | AI-run books for startups | reports and dashboards over Xero or QuickBooks |
The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: Digits and Syft Analytics. How we grade
Price against what you get
Digits starts at $65 a month and scores 2.7 out of 4 on features, ease of use and platforms. Syft Analytics starts at $23 a month and scores 2.3.
Digits scores higher, and starts $42 a month higher: the question is whether the extra is worth that to you. Of the other accounting and invoicing tools on the chart, 6 score higher than Digits for less, and 8 score higher than Syft Analytics for less.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
Where they differ
- Digits also covers invoicing, bookkeeping and bill pay.
- Syft Analytics also covers spreadsheets.
At a glance
| Digits | Syft Analytics | |
|---|---|---|
| Pricing | Free trial | Free plan |
| Starts at | $65 per month | $23 per month per entity (Standard) |
| Free plan | None | Basic plan, free forever: unlimited users, dashboards and graphs, and access to Syft Campus training. |
| Free trial | 30-day free trial | 14-day free trial on any plan, no credit card required |
| Web | ||
| iOS | ||
| Made by | Digits | Syft Analytics Inc. |
| Price read from | digits.com | syftanalytics.com |
| Checked | Nov 12, 2026 | Nov 12, 2026 |
Worth knowing
Digits
- The pricing page states monthly prices but not whether annual billing changes them.
- Dimensional accounting and automated schedules start at Core; budget vs. actuals only on Pro.
- Extra entities beyond the free 250 transactions a year start at $35 a month.
- Full-service accounting, CFO and tax work are sold through partner firms, not in the plans.
Syft Analytics
- Plans are assigned per entity, so cost grows with the number of businesses connected; the pricing page links to contact for more than 10 entities.
- Multi-currency support starts at Plus, and advanced consolidations are on Advanced.
- The pricing page does not show whether the monthly figures need a longer billing commitment; the upgrade help page mentions a commitment option.
- It reports on data from other software; it is not a ledger of its own.
Key features
Digits
- AI bookkeeping
- AI models code incoming transactions from connected banks, cards and payroll, with checks that each one is coded and documented.
- Agentic month-end close
- A close workflow and checklist for finishing the month, with automated schedules for accruals from the Core plan.
- Bill pay and invoicing
- Drag, drop, approve and pay bills, and create invoices, on every plan.
- Reports and dashboards
- Live profit and loss, balance sheet and cash flow; custom reports and dashboards arrive on Pro.
- Multi-entity books
- Several entities under one login with separate books; extra entities are free up to 250 transactions a year.
- Developer API and MCP
- An API and MCP connection to the ledger is included on all plans.
Syft Analytics
- Reports and financial statements
- Pre-built and custom financial reports, with financial statements usable from compilation to audit for IFRS and GAAP.
- Dashboards and scorecards
- Live dashboards, KPI scorecards and benchmarking across sales, costs and cash, available on the free Basic plan for dashboards and graphs.
- Consolidations
- Combine entities into one report and budget. A consolidation takes the features of the lowest plan among its entities.
- Forecasts and cash manager
- Budgets and multi-year forecasts, plus a Cash Manager view of expected cash.
- Spreadsheet Link
- Link data to Excel and Google Sheets, and upload a trial balance or transaction list from software without a direct connection.
Plans
Digits
Essentials$65
per month; billing basis not stated, no per-seat fees
For solopreneurs and early-stage businesses: core ledger, AI bookkeeping, bill pay and invoicing.
Core$100
per month; billing basis not stated, no per-seat fees
Adds dimensional accounting for departments and locations, and automated schedules.
Pro$250
per month; billing basis not stated, no per-seat fees
Adds custom reports, custom dashboards and budget vs. actuals.
Syft Analytics
Basic$0
Free forever: unlimited users, dashboards and graphs, and access to Syft Campus.
Standard$23
per month, per entity; billing commitment not shown
Visualize financial performance and build reports.
Plus$47
per month, per entity; billing commitment not shown
Deeper insights, more report customization and multi-currency support.
Advanced$95
per month, per entity; billing commitment not shown
Advanced consolidations, merged financial and operational insights, and tailored onboarding help.
Common questions
Which is cheaper, Digits or Syft Analytics?
As of Nov 12, 2026, Syft Analytics is cheaper to start with: $23 a month, against $65 a month for Digits. Digits starts at $65 per month, and Syft Analytics starts at $23 per month per entity (Standard).
Which has a free plan, Digits or Syft Analytics?
As of Nov 12, 2026, only Syft Analytics has a free plan. Digits does not, though it has a free trial.
Which platforms do Digits and Syft Analytics run on?
As of Nov 12, 2026, only Digits lists an iOS app. Both list a web app. A platform missing from a listing is one its maker's pages did not mention.
More comparisons
How this page was made
- The verdict at the top follows a fixed rule. When both tools are in the same category and either is in our top three for it, the verdict follows that ranking: the higher-placed tool is our pick. The top three weigh who each tool suits as well as its grades, so a pick can go against the GPA. Otherwise the page does not pick one and says which grades higher: the higher GPA first; on a tie, the one with a free plan, then the one that starts cheaper in dollars a month, counted the same way for both; if they are still level, what the choice depends on.
- The grades are our own, from each tool’s review or report card. The GPA is their average.
- Prices, plans and platforms come from each tool’s listing. The table above says where each price was read and when.
- The differences and the answers to the questions are worked out from those listings.