Holded vs Odoo (2026): which should you pick?

Pick Holded if

• Fits if you're a Spanish freelancer who needs invoicing with Verifactu
• Makes sense if you want inventory and a CRM next to your books

Look elsewhere if

• Tight if you stay on the free plan: 20 invoices and 50 scanned expenses a year
• Watch out: Basic allows 2 users and Standard 4, and extra users cost €12 a month each
• Watch out: Inventory starts at €25 a month and HR is €3 per employee, both as add-ons
• Not for you if you're outside Spain, unless you've checked the tax forms for your country
• Pricey if you need full accounting: that starts at Standard, €69 a month

Pick Odoo if

• Fits if you want double-entry books with your whole team in them and no other Odoo app
• Works for businesses that need their country's taxes and e-invoicing set up for them

Look elsewhere if

• Pricey if you add a second app, as every user then pays per month, your accountant included
• Watch out: the advertised paid prices last 12 months, then renew at $31.10 or $61 a user a month, billed yearly
• Skip it if you want something to learn in an afternoon: it's a big system, and implementation help is sold separately
• Tight if you scan lots of bills or send texts, since both use credits bought on top
• Pricey if you need the API, Studio or several companies on a paid plan, as they all mean Custom at $61 a user a month

Holded

• Prices are in euros, exclude VAT, and the page does not say whether the figures assume monthly or annual billing.
• Each plan caps users (2 on Basic, 4 on Standard); extra users cost €12 a month each.
• Inventory starts at €25 a month and the HR module is €3 per employee a month, both as add-on Gems.
• Tax forms and e-invoicing features listed on the page are Spanish; check coverage for other countries.

Odoo

• Odoo is a wider suite: a second app moves you to a paid plan priced per user for every app, and on paid plans Studio or several companies mean Custom.
• The advertised prices are a 12-month discount for the users first ordered; plans then renew at $31.10 or $61 a user a month, billed yearly.
• Every backend user pays, including an outside accountant and staff who log expenses; limited-access employees can be $8.90 Light Users via an advisor.
• Not included: implementation services, Odoo.sh hosting, and in-app credits for text messages and AI bill scanning.

Holded

Invoicing and quotes

Unlimited invoices on paid plans, with quotes, proformas, recurring invoices, a client portal, multi-currency and Verifactu.

Accounting

Standard and above add automatic journal entries, analytical accounting and annual accounts that an accountant can work from.

Bank connections and Wallet

Connect bank accounts to match transactions with invoices and expenses; Holded Wallet adds supplier payments and team cards.

Expense scanner

Scans receipts and extracts their data, with a fair-use limit tied to the plan's AI usage.

Spanish tax forms

Lists VAT models 303, 347, 349, 369 and 390 and IRPF models, with corporate tax forms 200 and 202 from Standard.

Inventory, CRM and projects

Inventory and HR are paid Gems; the CRM and project profitability tracking are part of the plans.

Odoo

Bank synchronization

Connects to more than 28,000 banks worldwide, and Odoo says AI matching reconciles about 95% of transactions automatically.

Bill and receipt capture

AI reads vendor bills and expense photos taken on the mobile app. The scanning uses in-app purchase credits sold apart from the plans.

Invoices and follow-ups

Unlimited invoices and bills, with scheduled reminders for late payers by email, post or text message.

Country setups and e-invoicing

Charts of accounts, taxes, reports and electronic invoicing formats such as Peppol are preconfigured by country.

Reports and deferrals

Real-time financial reports that can be annotated and exported, plus deferred revenue and expense entries.

Rest of the suite

Paid plans add every other Odoo app, including sales, purchase, expenses, inventory, CRM, HR and point of sale.

Holded

• Light€0

  Free invoicing with Verifactu for 1 user, limited to 20 invoices and 50 scanned expenses a year.

• Starter€19

  per month, excluding VAT

  1 user with unlimited invoices and expense scanning, 1 connected bank, VAT and income tax returns and a sales funnel.

• Basic€34

  per month, excluding VAT

  2 users, 5 connected banks, cash flow, 10 recurring invoices, recurring purchases and 1 free point-of-sale store.

• Standard€69

  per month, excluding VAT

  4 users, full accounting, unlimited banks, SEPA remittances, corporate tax forms and user roles.

• Advanced€115

  per month, excluding VAT

  7 users, custom roles and fields, payment reminders, cash flow scenarios and priority support.

• Premium€229

  per month, excluding VAT

  15 users, unlimited recurring invoices, multi-country VAT and 100,000 API calls a month.

Odoo

• One App Free$0

  One app, such as Accounting, for unlimited users and several companies, hosted on Odoo Online.

• Odoo Community$0

  The open-source edition, which you host yourself. It includes Invoicing and payments but not the full Accounting app.

• Standard$31.10

  per user / month, billed annually ($38.90 billed monthly)

  Advertised at $24.90 a user a month billed yearly, or $31.10 monthly, for the first 12 months. Every Odoo app on Odoo Online.

• Custom$61

  per user / month, billed annually ($76.20 billed monthly)

  Advertised at $49 billed yearly, or $61.10 monthly, for the first 12 months. Adds multi-company, Studio, agentic AI, the API and self-hosting.

Holded

• Other savings

  50% off the first 3 months

  New customers get 50% off paid plans for their first 3 months, then the regular price applies, per the pricing page.

• Other savings

  Black Friday: 70% off for 3 months

  For new customers until 30 November 2026, every paid plan is 70% off for the first 3 months, in place of the usual 50%.

Odoo

• Other savings

  First-year discount on Standard and Custom

  For 12 months, Standard costs $24.90 a user a month billed yearly ($31.10 monthly) and Custom $49 ($61.10 monthly), for the users first ordered.

• Annual discount

  Save with yearly billing

  Yearly billing lists Standard at $31.10 a user a month instead of $38.90, and Custom at $61 instead of $76.20.