QuickBooks Online vs TaxAct (2026): which should you pick?
As of Nov 13, 2026, QuickBooks Online and TaxAct share a 2.4 GPA, both have a free plan, and TaxAct starts cheaper, at $3.75 a month when paid by the year against $38 a month.
Checked Oct 17, 2026 and Nov 12, 2026 · graded Oct 17, 2026 and Nov 13, 2026 by ToolGPA
QuickBooks Online grades higher on features and platforms. TaxAct grades higher on value for money and the free plan. They get the same grade on ease of use.
Price, platforms and features side by side. The table says where each price was read and when.
QuickBooks Online
Cloud accounting from Intuit, from a free plan to 25-user Advanced
TaxAct
Online and downloadable tax filing for individuals and businesses
Which one is for you
Pick QuickBooks Online if
- Fits if your accountant wants to work in the same books as you
- Works for US businesses that expect to add payroll, inventory or project tracking later
Look elsewhere if
- Pricey if you're a small team or need inventory and budgets: $85 a month for 3 users, $140 for Plus with 5
- Watch out: the advertised prices are half off for 3 months only, then $38, $85, $140 or $340 a month
- Tight if you're on the free plan: 2 invoices a month, 1 bank, and no accountant access or mobile app
- Pricey if you need payroll, at $50 a month plus $7 an employee on top
- Skip it if you're outside the US, as these are US plans and prices and other countries have their own sites
Pick TaxAct if
- Fits if you have a simple return and want to file federal for free
- Works for self-employed filers who file once a year and want to pay by the return
Look elsewhere if
- Skip it if you have investment, rental or self-employment income and want to stay free, as the free edition excludes all three
- Tight if you file in a state, since returns cost $54.99 on Free and $64.99 on Self-Employed
- Watch out: Xpert Assist is $45 on the pricing cards but $60 in the FAQ
- Not for you if you want bookkeeping or invoicing, as it only prepares and e-files taxes
How we grade them
| 2.4GPAQuickBooks OnlineFair | 2.4GPATaxActFair | |
|---|---|---|
| Value for money | CSimple Start is $38 a month for 1 user, above the dearer quarter of accounting tools at $31.10 but short of the dearest tenth at $49. Three users is $85, and inventory and budgets need Plus at $140. The 50% off lasts only 3 months. | BBasic download is $44.99 a tax year and online starts at $59.99, with Self-Employed at $109.99. State returns add $54.99 to $64.99 each. |
| Free plan and trial | CThere's a free plan, but it's 2 invoices a month, 3 reports and 1 bank account, with no accountant access or mobile app. You'll hit that fast. Paid plans have a 30-day trial instead of the discount. | BFree federal filing for simple Form 1040 returns, with the vendor saying about 40% of filers qualified. Investment income, itemised deductions, rental income and self-employment income are excluded. |
| Features | BBank feeds that learn your categories, invoices and payments, bill pay by ACH, reports, budgets, project profit, inventory, classes, AI that reconciles and flags oddities, and payroll as an add-on. That's the whole job. | CIt prepares and files taxes, with business returns and expert help on top. A smaller job than bookkeeping, and it is not bookkeeping or invoicing software. |
| Ease of use | CNo store rating on record. Its bank feeds learn how you categorize and copy you, but there are accounts to connect and reports to learn before it runs itself. | CNo store rating on record. A guided interview, but you still have to collect your own tax documents. |
| Platforms and integrations | BWeb, iPhone and Android, with PayPal, Square, Shopify, Amazon, Etsy, eBay, Gusto and QuickBooks Time. No desktop app is listed, and the free plan gets no mobile app or third-party apps. | CWeb only on the listing, with no integrations on record. |
| Best for | US businesses that share the books with an accountant | filing a simple US federal return for free |
The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: QuickBooks Online and TaxAct. How we grade
Price against what you get
QuickBooks Online starts at $38 a month and scores 2.7 out of 4 on features, ease of use and platforms. TaxAct starts at $3.75 a month when paid by the year and scores 2.0.
QuickBooks Online scores higher, and starts $34.25 a month higher: the question is whether the extra is worth that to you. Of the other accounting and invoicing tools on the chart, 5 score higher than QuickBooks Online for less, and 3 score higher than TaxAct for less.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
Where they differ
- QuickBooks Online also covers invoicing, reports, bookkeeping, expense tracking and payroll.
- TaxAct also covers documents and calculator.
At a glance
| QuickBooks Online | TaxAct | |
|---|---|---|
| Pricing | Free plan | Free plan |
| Starts at | $38 per month, billed monthly | $44.99 per tax year (download); online from $59.99, states extra |
| Free plan | 1 user, income and expense tracking, 2 invoices a month, 3 reports and 1 connected bank. No accountant access, mobile app or third-party apps. | Free edition: $0 federal filing for simple Form 1040 returns (W-2, unemployment and retirement income, common credits, dependents). The vendor says about 40% of filers qualified. State returns extra. |
| Free trial | 30-day free trial on paid plans, taken instead of the 3-month discount | None listed |
| Web | ||
| iOS | ||
| Android | ||
| Made by | Intuit Inc. | TaxAct |
| Price read from | quickbooks.intuit.com | taxact.com |
| Checked | Oct 17, 2026 | Nov 12, 2026 |
Worth knowing
QuickBooks Online
- The advertised prices are a 50% discount for the first 3 months; the plan then renews at $38, $85, $140 or $340 a month.
- Each plan caps users: 1 on Simple Start, 3 on Essentials, 5 on Plus and 25 on Advanced.
- Payroll costs extra: Workforce Payroll alone is $50 a month plus $7 per employee, and Premium is $88 plus $13 per employee.
- These are US prices and plans; Intuit runs separate country sites for Canada, the UK, Australia, India and others.
TaxAct
- State returns are charged separately: $54.99 each on the Free edition and $64.99 each on Self-Employed.
- Free federal filing excludes investment income, itemized deductions, rental income and self-employment income.
- Xpert Assist is shown at $45 on the pricing cards but $60 in the page's FAQ.
- It prepares and e-files taxes only; it is not bookkeeping or invoicing software.
Key features
QuickBooks Online
- Bank feeds and automatic categorizing
- Connect bank and card accounts and QuickBooks learns how you categorize transactions, then matches and records new ones the same way.
- Invoices and online payments
- Send invoices and estimates, take card and bank payments through QuickBooks Payments, and get status updates and reminders.
- Bills and accounts payable
- Organize and pay bills by ACH from paid plans. Standard ACH payments beyond the monthly allotment cost $0.50 each.
- Reports, budgets and projects
- Profit and loss and sales reports on every paid plan. Budgets, project profitability, inventory and class tracking start on Plus.
- Intuit Intelligence
- AI tools that categorize expenses, reconcile books and flag anomalies, with more of them unlocked on Plus and Advanced.
- Payroll through QuickBooks Workforce
- A separate subscription that runs full-service payroll, files payroll taxes and e-files 1099s, added from the same checkout.
TaxAct
- Guided federal and state filing
- The online editions walk through a return step by step, import W-2 or 1099 data, and e-file with direct deposit.
- Free federal edition
- Simple Form 1040 returns with no attached forms or schedules can be filed federally at no cost; investment, rental and self-employed income need a paid edition.
- Business returns
- Editions exist for partnerships, S-corporations, C-corporations, sole proprietors, and estates and trusts, with uploaded forms such as Schedule K-1 sorted into the return.
- Xpert Assist
- An add-on that gives unlimited calls or chats with credentialed tax experts while you file, available on the consumer 1040 editions.
- Xpert Full Service
- Experts prepare and file the return for you, from $99 plus $69 for all states. The page said the service was at full capacity when read.
- Tax calculators
- The tax resources section offers an income tax calculator and other estimators for working out a refund or credits.
Plans
QuickBooks Online
Free$0
1 user, 2 invoices a month, profit and loss, balance sheet and account quick report, and 1 connected bank account.
Simple Start$38
per month for 1 user, billed monthly
Advertised at $19 a month for the first 3 months. Automated bookkeeping, invoicing with online payments, bill pay and access for 2 accountants.
Essentials$85
per month for up to 3 users, billed monthly
Advertised at $42.50 a month for the first 3 months. Adds enhanced reports, employee time on invoices and web lead forms.
Plus$140
per month for up to 5 users, billed monthly
Advertised at $70 a month for the first 3 months. Adds budgets, project profitability, inventory and up to 40 classes and locations.
Advanced$340
per month for up to 25 users, billed monthly
Advertised at $170 a month for the first 3 months. Adds custom roles, workflow automation, Excel sync, batch invoices and priority support.
TaxAct
Free (online)$0
Federal filing for simple returns with no forms or schedules attached. A state return is $54.99 each.
Basic (download)$44.99
per tax year, includes 5 federal e-files
Downloadable software; state returns are an additional charge. The download page does not state which operating systems it supports.
Deluxe (online)$59.99
per federal return
Adds home ownership, child and dependent care, and HSA contributions. State returns are extra.
Premier (online)$99.99
per federal return
Adds selling stocks or crypto, selling a home and rental income. State returns are extra.
Self-Employed (online)$109.99
per federal return
Adds contract, freelance, rideshare and sole-proprietor income. A state return is $64.99 each.
Business (online)$159.99
per return, Partnerships (Form 1065)
S-corporations (1120-S) and C-corporations (1120) are $169.99 each. State returns are extra.
Ways to pay less
QuickBooks Online
- Other savings
50% off the first 3 months
New customers on a monthly plan pay half the base price for the first 3 months, then the regular price. It does not apply to per-employee fees.
TaxAct
No public discounts listed.
Common questions
Which is cheaper, QuickBooks Online or TaxAct?
As of Nov 12, 2026, TaxAct is cheaper to start with: $3.75 a month when paid by the year, against $38 a month for QuickBooks Online. QuickBooks Online starts at $38 per month, billed monthly, and TaxAct starts at $44.99 per tax year (download); online from $59.99, states extra.
Which has a free plan, QuickBooks Online or TaxAct?
As of Nov 12, 2026, both QuickBooks Online and TaxAct have a free plan.
Which platforms do QuickBooks Online and TaxAct run on?
As of Nov 12, 2026, only QuickBooks Online lists iOS and Android apps. Both list a web app. A platform missing from a listing is one its maker's pages did not mention.
More comparisons
How this page was made
- The verdict at the top follows a fixed rule. When both tools are in the same category and either is in our top three for it, the verdict follows that ranking: the higher-placed tool is our pick. The top three weigh who each tool suits as well as its grades, so a pick can go against the GPA. Otherwise the page does not pick one and says which grades higher: the higher GPA first; on a tie, the one with a free plan, then the one that starts cheaper in dollars a month, counted the same way for both; if they are still level, what the choice depends on.
- The grades are our own, from each tool’s review or report card. The GPA is their average.
- Prices, plans and platforms come from each tool’s listing. The table above says where each price was read and when.
- The differences and the answers to the questions are worked out from those listings.