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Alternatives · Accounting

Holded alternatives

As of Nov 13, 2026, the best Holded alternative for most people is Zoho Books (3.4 GPA), first in our ranking of accounting and invoicing tools. It's also the best free one.

Holded compared with 10 alternatives: Xero, Odoo, Zoho Books, Sevdesk, Billy and 5 more.

Holded has a free plan. Paid plans start at €19 per month, excluding VAT. 5 of the 10 alternatives are free or have a free plan. 5 more offer a free trial.

Listings checked up to Nov 12, 2026 · Where the facts come from

Black Friday: is there a Holded sale?

At a glance

ToolPriceFree planRuns on
HoldedThis toolFree plan · from €19/moYesWeb, iOS, Android
XeroFree trial · from $27/moTrial onlyWeb, iOS, Android
OdooFree plan · from $31.10/moYesWeb, iOS, Android
Zoho BooksFree plan · from $15/moYesWeb, Windows, iOS, Android
SevdeskFree plan · from €12.90/moYesWeb, iOS, Android
BillyFree planYesWeb, iOS, Android
IndyFree plan · from €9/moYesWeb, iOS, Android
Lexware OfficeFree trial · from €7.90/moTrial onlyWeb, iOS, Android
MoneybirdFree trial · from €3/moTrial onlyWeb, iOS, Android
PennylaneFree trial · from €7/moTrial onlyWeb, iOS, Android
WafeqFree trial · from $26/moTrial onlyWeb

Price against what you get

Holded starts at about $21.23 a month and scores 2.3 out of 4 on features, ease of use and platforms. 3 of the 9 alternatives on this chart score higher and start lower: Odoo, Zoho Books and Moneybird.

Xero scores higher without starting lower. Sevdesk, Indy, Lexware Office and Pennylane start lower without scoring higher.

Features, ease of use and platforms, averaged

D1.0C2.0B3.0A4.0Free$2$5$10$20$50$100$200$500More for lessCosts more, scores moreCosts less, scores lessCosts more, scores lessHoldedXeroOdooZoho BooksSevdeskIndyLexware OfficeMoneybirdPennylaneWafeq

What paid plans start at, a month (each step along is roughly double) →

  • The best score at each price
  • Has a free plan
  • No free plan
The full chart of accounting and invoicing tools, and the best at every price

How each one differs from Holded

  1. Xero

    Cloud accounting for small businesses, with unlimited users

    • Xero starts at $27 per month, billed monthly.
    • Xero has no free plan, only a free trial, unlike Holded.
    • Xero also covers reports and payroll.
    • Xero does not cover sales pipeline and inventory, which Holded does.

    Suits: Small businesses that want every staff member and adviser in the books at no extra cost

    Xero vs HoldedXero pricing and details

  2. Odoo

    Business app suite whose Accounting app is free when used on its own

    • Odoo starts at $31.10 per user / month, billed annually, after $24.90 for the first 12 months.
    • Odoo is open source and self-hostable, according to its own site.
    • Odoo also covers reports.
    • Odoo does not cover sales pipeline and inventory, which Holded does.

    Suits: Businesses that want full double-entry accounting free for any number of users

    Odoo vs HoldedOdoo pricing and details

  3. Zoho Books

    Online accounting from Zoho, with a free plan and six paid tiers

    • Zoho Books starts at $15 per organization / month, billed annually.
    • Zoho Books also lists a Windows app.
    • Zoho Books also covers reports.
    • Zoho Books does not cover sales pipeline and inventory, which Holded does.

    Suits: Very small businesses that want a free plan with real double-entry books

    Zoho Books vs HoldedZoho Books pricing and details

  4. Sevdesk

    German online accounting and e-invoicing with a free plan

    • Sevdesk starts at €12.90 per month, billed monthly, excl. VAT.
    • Sevdesk also covers reports and quotes and estimates.
    • Sevdesk does not cover sales pipeline and inventory, which Holded does.

    Suits: German freelancers and small firms that must issue e-invoices

    Sevdesk vs HoldedSevdesk pricing and details

  5. Billy

    Danish bookkeeping and invoicing with a free plan

    • Billy starts at 160 kr. per month, excl. VAT.
    • Billy also covers payroll and quotes and estimates.
    • Billy does not cover sales pipeline and inventory, which Holded does.

    Suits: Danish sole traders who need invoicing and VAT filing at no cost

    Billy vs HoldedBilly pricing and details

  6. Indy

    French bookkeeping and tax filing for freelancers and small firms

    • Indy starts at €9 per month excl. VAT, billed annually (€12 billed monthly).
    • Indy does not cover sales pipeline and inventory, which Holded does.

    Suits: Micro-entrepreneurs and freelancers in France

    Indy vs HoldedIndy pricing and details

  7. Lexware Office

    German online bookkeeping and invoicing for freelancers and firms

    • Lexware Office starts at €7.90 per month excl. VAT (€3.95 for the first 3 months).
    • Lexware Office has no free plan, only a free trial, unlike Holded.
    • Lexware Office also covers reports and payroll.
    • Lexware Office does not cover sales pipeline, expense tracking and inventory, which Holded does.

    Suits: Freelancers and small firms in Germany that need e-invoicing

    Lexware Office vs HoldedLexware Office pricing and details

  8. Moneybird

    Online accounting for freelancers and small businesses in Europe

    • Moneybird starts at €3 per month, billed yearly (€4 billed monthly).
    • Moneybird has no free plan, only a free trial, unlike Holded.
    • Moneybird also covers time tracking and quotes and estimates.
    • Moneybird does not cover sales pipeline and inventory, which Holded does.

    Suits: Freelancers and small companies in the Netherlands and Belgium

    Moneybird vs HoldedMoneybird pricing and details

  9. Pennylane

    French accounting, invoicing and business account in one app

    • Pennylane starts at €7 per month, excluding VAT (Starter, 1 user).
    • Pennylane has no free plan, only a free trial, unlike Holded.
    • Pennylane also covers reports, bill pay and company cards.
    • Pennylane does not cover sales pipeline and inventory, which Holded does.

    Suits: French freelancers and small companies that want invoicing and bank sync together

    Pennylane vs HoldedPennylane pricing and details

  10. Wafeq

    Accounting and e-invoicing software for Gulf businesses

    • Wafeq starts at $26 per month, billed yearly ($312 a year; $32 billed monthly).
    • Wafeq has no free plan, only a free trial, unlike Holded.
    • Wafeq lists no iOS and Android apps, which Holded has.
    • Wafeq also covers reports, payroll and quotes and estimates.
    • Wafeq does not cover sales pipeline and expense tracking, which Holded does.

    Suits: Businesses in Saudi Arabia and the UAE that must issue e-invoices

    Wafeq vs HoldedWafeq pricing and details

Limits worth knowing in Holded

  • Prices are in euros, exclude VAT, and the page does not say whether the figures assume monthly or annual billing.
  • Each plan caps users (2 on Basic, 4 on Standard); extra users cost €12 a month each.
  • Inventory starts at €25 a month and the HR module is €3 per employee a month, both as add-on Gems.
  • Tax forms and e-invoicing features listed on the page are Spanish; check coverage for other countries.
Holded pricing and details

Common questions

What are the alternatives to Holded?

The alternatives to Holded in this directory are Xero, Odoo, Zoho Books, Sevdesk, Billy, Indy, Lexware Office, Moneybird, Pennylane and Wafeq. Each one has a side-by-side comparison with Holded.

Is there a free alternative to Holded?

Yes. Odoo, Zoho Books, Sevdesk, Billy and Indy have a free plan alongside paid ones.

Which Holded alternatives work on Windows?

The Holded listing does not include a Windows app. Zoho Books lists one.

Is there an open-source alternative to Holded?

Odoo is described as open source on its own site.

When were these prices checked?

Each listing shows its own date. On this page they run from Oct 17, 2026 to Nov 12, 2026. Vendors change prices without notice, so confirm on their site before you buy.