Alternatives · Accounting
IRIS KashFlow alternatives
As of Nov 13, 2026, the best IRIS KashFlow alternative for most people is Zoho Books (3.4 GPA), first in our ranking of accounting and invoicing tools. It's also the best free one.
IRIS KashFlow compared with 9 alternatives: QuickBooks Online, Xero, FreeAgent, Zoho Books, Clear Books and 4 more.
IRIS KashFlow is a paid product with a free trial, starting at £13.50 per month, billed monthly (£1.35 for the first 6 months). 5 of the 9 alternatives are free or have a free plan. 3 more offer a free trial.
Listings checked up to Nov 12, 2026 · Where the facts come from
Black Friday: is there a IRIS KashFlow sale?
At a glance
| Tool | Price | Free plan | Runs on |
|---|---|---|---|
| IRIS KashFlowThis tool | Free trial · from £13.50/mo | Trial only | Web |
| QuickBooks Online | Free plan · from $38/mo | Yes | Web, iOS, Android |
| Xero | Free trial · from $27/mo | Trial only | Web, iOS, Android |
| FreeAgent | Free trial · from $27/mo | Trial only | Web, iOS, Android |
| Zoho Books | Free plan · from $15/mo | Yes | Web, Windows, iOS, Android |
| Clear Books | Free plan · from £5/mo | Yes | Web, iOS, Android |
| Countingup | Free trial · from £5/mo | Trial only | iOS, Android |
| Crunch | Paid | No | Web |
| Hnry | Free | Free | Web |
| QuickFile | Free plan · from £60/yr | Yes | Web, iOS, Android |
Price against what you get
IRIS KashFlow starts at about $18.09 a month and scores 2.3 out of 4 on features, ease of use and platforms. 2 of the 8 alternatives on this chart score higher and start lower: Zoho Books and QuickFile.
QuickBooks Online and Xero score higher without starting lower. Clear Books, Countingup and Hnry start lower without scoring higher.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
How each one differs from IRIS KashFlow
QuickBooks Online
Cloud accounting from Intuit, from a free plan to 25-user Advanced
- QuickBooks Online starts at $38 per month, billed monthly.
- QuickBooks Online has a free plan, which IRIS KashFlow lacks.
- QuickBooks Online also lists iOS and Android apps.
- QuickBooks Online does not cover quotes and estimates, which IRIS KashFlow does.
Suits: US small businesses that want their accountant working in the same books
Xero
Cloud accounting for small businesses, with unlimited users
- Xero starts at $27 per month, billed monthly.
- Xero also lists iOS and Android apps.
- Xero does not cover quotes and estimates, which IRIS KashFlow does.
Suits: Small businesses that want every staff member and adviser in the books at no extra cost
FreeAgent
Accounting for freelancers and small firms, built in the UK
- FreeAgent starts at $27 per month, billed monthly.
- FreeAgent also lists iOS and Android apps.
- FreeAgent also covers time tracking.
- FreeAgent does not cover payroll and quotes and estimates, which IRIS KashFlow does.
Suits: Freelancers and contractors who want invoicing, time and books in one plan
Zoho Books
Online accounting from Zoho, with a free plan and six paid tiers
- Zoho Books starts at $15 per organization / month, billed annually.
- Zoho Books has a free plan, which IRIS KashFlow lacks.
- Zoho Books also lists Windows, iOS and Android apps.
- Zoho Books does not cover payroll and quotes and estimates, which IRIS KashFlow does.
Suits: Very small businesses that want a free plan with real double-entry books
Clear Books
UK accounting with Making Tax Digital and free sole trader plans
- Clear Books starts at £5 per month, plus VAT, billed monthly (Sole Trader).
- Clear Books has a free plan, which IRIS KashFlow lacks.
- Clear Books also lists iOS and Android apps.
- Clear Books does not cover quotes and estimates, which IRIS KashFlow does.
Suits: UK sole traders who need a free way to keep Making Tax Digital records
Countingup
UK business current account with built-in bookkeeping
- Countingup starts at £5 per month for up to £750 deposited monthly, after a 3-month free trial.
- Countingup also lists iOS and Android apps.
- Countingup lists no web app, which IRIS KashFlow has.
- Countingup does not cover payroll and quotes and estimates, which IRIS KashFlow does.
Suits: UK sole traders who want banking and bookkeeping in one app
Crunch
UK online accountants with accounting software included
- Crunch does not cover reports and quotes and estimates, which IRIS KashFlow does.
Suits: UK sole traders and limited companies that want an accountant and software together
Hnry
Tax and accounting service for sole traders in New Zealand
- Hnry is free.
- Hnry has a free plan, which IRIS KashFlow lacks.
- Hnry does not cover payroll and quotes and estimates, which IRIS KashFlow does.
Suits: New Zealand sole traders who want tax handled for them
QuickFile
UK online accounting, free for smaller ledgers
- QuickFile starts at £60 per year, plus VAT, for accounts over 1,000 ledger entries.
- QuickFile has a free plan, which IRIS KashFlow lacks.
- QuickFile also lists iOS and Android apps.
- QuickFile does not cover payroll, which IRIS KashFlow does.
Suits: UK sole traders and small companies with few transactions a year
Limits worth knowing in IRIS KashFlow
- Built for UK businesses: VAT submission goes to HMRC, and prices are in pounds.
- Starter is limited to a single user, 10 invoices and 25 bank transactions to reconcile; Business lifts those limits.
- The page marks the annual prices (£97 and £178 plus VAT) as discounted offers for new customers only.
- The pricing page names a mobile app but not which operating systems it runs on.
Common questions
What are the alternatives to IRIS KashFlow?
The alternatives to IRIS KashFlow in this directory are QuickBooks Online, Xero, FreeAgent, Zoho Books, Clear Books, Countingup, Crunch, Hnry and QuickFile. Each one has a side-by-side comparison with IRIS KashFlow.
Is there a free alternative to IRIS KashFlow?
Yes. Hnry is free to use. QuickBooks Online, Zoho Books, Clear Books and QuickFile have a free plan alongside paid ones.
Which IRIS KashFlow alternatives work on Windows?
The IRIS KashFlow listing does not include a Windows app. Zoho Books lists one.
Which IRIS KashFlow alternatives work on Android?
The IRIS KashFlow listing does not include an Android app. QuickBooks Online, Xero, FreeAgent, Zoho Books, Clear Books, Countingup and QuickFile list one.
When were these prices checked?
Each listing shows its own date. On this page they run from Oct 17, 2026 to Nov 12, 2026. Vendors change prices without notice, so confirm on their site before you buy.