MyMemo vs Reflect (2026): which should you pick?
As of Nov 13, 2026, MyMemo and Reflect share a 2.2 GPA, both have a free plan, and MyMemo starts cheaper, at $5.90 a month against $8.25 a month when paid by the year.
Checked Oct 4, 2026 and Nov 13, 2026 · graded Oct 10, 2026 and Nov 13, 2026 by ToolGPA
MyMemo grades higher on value for money and platforms. Reflect grades higher on the free plan and ease of use. They get the same grade on features.
Price, platforms and features side by side. The table says where each price was read and when.
MyMemo
AI knowledge base for saved articles, videos, notes and recordings
Reflect
Open-source daily notes app with backlinks and local Markdown
Which one is for you
Pick MyMemo if
- Fits if you save lots of reading and want answers drawn from it
- Works for people who clip from Chrome and ask questions on a phone
Look elsewhere if
- Tight if you stay free: 10 link saves and 10 uploads a month
- Pricey if you pay monthly: $9.90 for Pro and $19.90 for Ultra
- Watch out: Pro caps AI chat at 1,000 messages a month and links at 1,000
- Watch out: the M-NOTE voice recorder is a separate $199 product, with transcription minutes capped per plan
Pick Reflect if
- Fits if you work on a Mac and want free daily notes kept as plain Markdown files
- Works for people who already pay an AI provider and will bring their own key
Look elsewhere if
- Pricey if you want it on your iPhone, at $9.99 a month or $99 a year for the mobile app
- Skip it if you use Windows or Android, as neither is available, neither has a release date and there's no web app
- Not for you if you want sync or end-to-end encryption built in, because both are left to iCloud Drive or Git
- Watch out: AI features need your own API key, and the AI provider bills that usage separately
How we grade them
| 2.2GPAMyMemoFair | 2.2GPAReflectFair | |
|---|---|---|
| Value for money | CPro is $5.90 a month billed yearly ($9.90 monthly), close to the category's $5.99 middle. Ultra is $11.90. | DThe only paid part is the iPhone and iPad app, at $9.99 a month or $99 a year on the US App Store. The dearest tenth of this category starts at $9.99, so the monthly price sits right in it, and even the yearly works out at $8.25 a month. That's a lot for mobile access to an app that's free on the Mac. |
| Free plan and trial | CThe free plan has no card, but 10 uploads, 10 link saves and 50 AI messages a month are easy to use up. | BThe Mac app is free and open source under the MIT licence, with no subscription and no account, so a Mac user could live on it for good. Not an A, because the moment you want the same notes on your iPhone the subscription starts. |
| Features | CSaving, AI chat with numbered sources, summaries, transcripts and audio episodes. The listing's gaps: caps on uploads, saves and messages on every plan. | CA daily note with your Apple Calendar events beside it, wiki links, backlinks, one search over notes and tags, voice notes with transcription, a Chrome clipper. But the listing names the gaps: no sync and no encryption of its own, both left to iCloud Drive or Git, and AI needs a key you bring. |
| Ease of use | CNo store rating on record. You save material and set up collections before the AI has much to answer from. | BNo store rating on record for Reflect Open, so we go by the listing: it opens on today's note with no account to make and nothing to configure first. The extras are where the fiddling is, with an API key for AI and iCloud Drive or Git for sync. |
| Platforms and integrations | BWeb, iPhone, Android and a Chrome extension, with ChatGPT, Claude and MCP calls. No desktop app. | COne family of devices: Mac, iPhone and iPad, plus a Chrome capture extension, with Apple Calendar, iCloud Drive and GitHub hooked in. The vendor says Windows and Android versions aren't available and have no release dates, and there's no web app. |
| Best for | saving web pages and asking an AI about them | daily notes with backlinks, free on a Mac |
The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: MyMemo and Reflect. How we grade
Price against what you get
MyMemo starts at $5.90 a month and scores 2.3 out of 4 on features, ease of use and platforms. Reflect starts at $8.25 a month when paid by the year and scores 2.3.
They score the same, and MyMemo starts $2.35 a month lower. Of the other note-taking apps on the chart, 29 score higher than MyMemo for less, and 41 score higher than Reflect for less.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
Where they differ
- Reflect is open source, according to its own site.
- MyMemo also covers transcription, chat assistant, AI search and web clipper.
- Reflect also covers Markdown, linked notes and daily notes.
At a glance
| MyMemo | Reflect | |
|---|---|---|
| Pricing | Free plan | Free plan |
| Starts at | $5.90 per month, billed annually ($9.90 billed monthly) | $9.99 per month, or $99 per year, for the iPhone and iPad app |
| Free plan | 50 AI chat messages, 10 document uploads, 10 link saves and 5 memo collections a month. | The Mac app is free and open source, with no subscription or account required. The iPhone and iPad app needs a paid subscription. |
| Free trial | None listed | None listed |
| Web | ||
| macOS | ||
| iOS | ||
| Android | ||
| Browser extension | ||
| Made by | MyMemo | Reflect App, LLC |
| Price read from | mymemo.ai | apps.apple.com |
| Checked | Nov 13, 2026 | Oct 4, 2026 |
Worth knowing
MyMemo
- Free-plan limits are small: 10 link saves and 10 uploads a month, and 50 AI chat messages.
- Annual billing sets the lowest listed price; monthly billing is $9.90 for Pro and $19.90 for Ultra.
- M-NOTE, a card-sized voice recorder, is a separate $199 hardware product, and its transcription minutes are capped per plan.
Reflect
- Only the Mac app is free; the iPhone and iPad app requires a paid subscription.
- There is no web app, and the vendor says Windows and Android versions are not available and have no release dates.
- AI features need your own API key, and the AI provider bills that usage separately.
- Reflect Open adds no end-to-end encryption of its own; sync and encryption rely on iCloud Drive or Git.
Key features
MyMemo
- Save from the web
- Collect articles, links, screenshots, videos and files into one library, with a Chrome extension for capture.
- AskMemo chat
- Ask questions about what you saved and get answers with numbered sources you can open. Monthly message caps depend on the plan.
- Summaries and transcripts
- YouTube videos can be summarized and audio transcribed, with monthly allowances of 3 on Free and 100 on Pro.
- MemoCast audio episodes
- Turn saved material into podcast-style episodes; manual episodes are limited to 3 a month on Free and 30 on Pro.
- MCP calls and OpenMyMemo
- Paid plans include monthly MCP calls for AI apps. OpenMyMemo is a separate open-source project that runs on your own computer.
Reflect
- Local Markdown notes
- Notes are plain Markdown files in a folder you choose. There is no account, no telemetry and no Reflect-hosted cloud service.
- Daily notes and calendar
- The app starts on today's note. Apple Calendar events appear beside the daily note and can be turned into meeting notes.
- Wiki links and backlinks
- Double-bracket links connect notes into a graph, backlinks are tracked for each note, and one search covers notes, backlinks and tags.
- Optional AI with your own key
- Add an OpenAI, Anthropic, Google or OpenRouter key to ask questions about your notes, pull out takeaways and fix grammar. Requests go directly to the provider.
- Voice notes and transcription
- Record audio inside the app and transcribe it through the transcription provider you connect.
- Capture and sync
- The Reflect Capture Chrome extension saves links, selected text and screenshots. Notes sync between devices through iCloud Drive or Git.
Plans
MyMemo
Free$0
50 AI chat messages, 10 uploads and 10 link saves a month, 5 collections, PDFs up to 5 MB.
Pro$5.90
per month, billed annually ($9.90 billed monthly)
1,000 AI messages, 200 uploads, 1,000 link saves a month, 50 collections and 1 GB of project storage.
Ultra$11.90
per month, billed annually ($19.90 billed monthly)
3,000 AI messages, 500 uploads a month, 200 collections, PDFs up to 50 MB and 5 GB of project storage.
Reflect
Mac app$0
Free and open source under the MIT license. No subscription and no account.
Reflect Pro (iPhone and iPad)$9.99
per month, or $99 per year (US App Store)
Subscription for the iPhone and iPad app, bought in the App Store, where prices are set per country.
Ways to pay less
MyMemo
- Annual discount
Annual billing lowers the monthly price
Pro is $5.90 a month billed annually against $9.90 billed monthly; Ultra is $11.90 against $19.90.
Reflect
- Annual discount
About 17% lower price with the yearly subscription
On the US App Store, Reflect Pro is $99 per year versus $9.99 per month, which works out to about 17% less over a year.
- Other savings
One year of the mobile app free for Classic subscribers
Reflect's site says paid Reflect Classic subscribers get one year of the iPhone and iPad app free.
Common questions
Which is cheaper, MyMemo or Reflect?
As of Nov 13, 2026, MyMemo is cheaper to start with: $5.90 a month, against $8.25 a month when paid by the year for Reflect. MyMemo starts at $5.90 per month, billed annually ($9.90 billed monthly), and Reflect starts at $9.99 per month, or $99 per year, for the iPhone and iPad app.
Which has a free plan, MyMemo or Reflect?
As of Nov 13, 2026, both MyMemo and Reflect have a free plan.
Which platforms do MyMemo and Reflect run on?
As of Nov 13, 2026, only MyMemo lists a web app and an Android app and only Reflect lists a macOS app. Both list an iOS app and a browser extension. A platform missing from a listing is one its maker's pages did not mention.
More comparisons
How this page was made
- The verdict at the top follows a fixed rule. When both tools are in the same category and either is in our top three for it, the verdict follows that ranking: the higher-placed tool is our pick. The top three weigh who each tool suits as well as its grades, so a pick can go against the GPA. Otherwise the page does not pick one and says which grades higher: the higher GPA first; on a tie, the one with a free plan, then the one that starts cheaper in dollars a month, counted the same way for both; if they are still level, what the choice depends on.
- The grades are our own, from each tool’s review or report card. The GPA is their average.
- Prices, plans and platforms come from each tool’s listing. The table above says where each price was read and when.
- The differences and the answers to the questions are worked out from those listings.