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Exact Online vs Odoo (2026): which should you pick?

As of Nov 13, 2026, we pick Odoo: it is second in our ranking of accounting and invoicing tools, and it grades higher too, 3.2 against 2.2.

Checked Oct 17, 2026 and Nov 13, 2026 · graded Oct 17, 2026 and Nov 13, 2026 by ToolGPA

Odoo grades higher on value for money and the free plan. They get the same grade on features, ease of use and platforms.

Price, platforms and features side by side. The table says where each price was read and when.

Exact Online

Dutch cloud accounting with bank feeds, VAT filing and AI agents

Free trial · from €49/mo

Odoo

Business app suite whose Accounting app is free when used on its own

Free plan · from $31.10/mo

Which one is for you

Pick Exact Online if

  • Fits if you run a small Dutch company and want VAT returns and bank links in one place
  • Makes sense if your accountant already works in Exact

Look elsewhere if

  • Pricey if you are one person: €49 a month for 1 user and 25 sales invoices
  • Tight if you need unlimited bank links or debtor follow-up, which start on the €99 plan
  • Watch out: documents past the 3 included each month cost €0.39 to €0.50 each
  • Watch out: the pricing page is Dutch, quoted in euros, and doesn't say whether VAT is included
  • Skip it if you want a free plan, because there is only a trial

Pick Odoo if

  • Fits if you want double-entry books with your whole team in them and no other Odoo app
  • Works for businesses that need their country's taxes and e-invoicing set up for them

Look elsewhere if

  • Pricey if you add a second app, as every user then pays per month, your accountant included
  • Watch out: the advertised paid prices last 12 months, then renew at $31.10 or $61 a user a month, billed yearly
  • Skip it if you want something to learn in an afternoon: it's a big system, and implementation help is sold separately
  • Tight if you scan lots of bills or send texts, since both use credits bought on top
  • Pricey if you need the API, Studio or several companies on a paid plan, as they all mean Custom at $61 a user a month

How we grade them

2.2GPAExact OnlineFair3.2GPAOdooVery good
Value for money
D€49 a month is the entry price, well above the $20 the category's middle plan costs, and it caps you at 1 user and 25 sales invoices. Bank links, debtor follow-up and unlimited invoices sit on €99 and up.
AThe Accounting app is free on its own, hosted by Odoo, for unlimited users and several companies. You pay only once you add a second app, and then it's per user: Standard is $24.90 a month for the first year, then $31.10, billed yearly.
Free plan and trial
CA 30-day free trial, which is long enough to try it. The listing does not say whether a card is needed, and there is no free plan.
AOne App Free gives you Accounting for unlimited users with no time limit, so no normal business hits a cap. The limit is one app: adding Expenses, Inventory or anything else moves everyone to a paid plan.
Features
BPurchase and sales invoices, bank connections, VAT and ICP returns, automatic invoice processing and accountant access. The listing shows no missing piece in the core bookkeeping.
BBank sync with 28,000+ banks, AI matching, bill and receipt capture, invoices, late-payment follow-ups, deferrals, real-time reports and taxes and e-invoicing set up by country. That's the whole job, though bill scanning runs on credits bought separately.
Ease of use
CNo store rating on record, and you connect bank accounts and set up an administration before it is useful.
CNo store rating on record. Charts of accounts and taxes come set up for your country, but it's a big system, and implementation help is sold separately.
Platforms and integrations
BWeb, iPhone and Android apps and accountant collaboration. No integration list or API is shown.
BWeb, iPhone and Android, with Stripe, PayPal and Adyen, plus bank sync worldwide. There's no desktop app, and the API needs the Custom plan.
Best forDutch small-business bookkeeping and VATfull accounting free for any number of users

The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: Exact Online and Odoo. How we grade

Price against what you get

Exact Online starts at about $54.74 a month and scores 2.7 out of 4 on features, ease of use and platforms. Odoo starts at $2.07 a month when paid by the year and scores 2.7.

They score the same, and Odoo starts $52.67 a month lower. Of the other accounting and invoicing tools on the chart, 7 score higher than Exact Online for less, and 1 scores higher than Odoo for less.

Features, ease of use and platforms, averaged

D1.0C2.0B3.0A4.0Free$1$2$5$10$20$50$100$200$500More for lessCosts more, scores moreCosts less, scores lessCosts more, scores lessExact OnlineOdoo

What paid plans start at, a month (each step along is roughly double) →

  • The best score at each price
  • Has a free plan
  • No free plan
The full chart of accounting and invoicing tools, and the best at every price

Where they differ

  • Odoo is open source and self-hostable, according to its own site.
  • Exact Online also covers dashboards.
  • Odoo also covers expense tracking.
In commonWebiOSAndroidAI featuresInvoicingReportsBookkeeping

At a glance

Exact OnlineOdoo
PricingFree trialFree plan
Starts at€49 per month for 1 user and 1 administration$31.10 per user / month, billed annually, after $24.90 for the first 12 months
Free planNoneOne App Free: any one app, such as Accounting or Invoicing, plus the apps it depends on, for unlimited users on Odoo Online, free with no time limit.
Free trial30-day free trialFree trial of the paid plans, no credit card required
Web
iOS
Android
Made byExactOdoo
Price read fromexact.comodoo.com
CheckedNov 13, 2026Oct 17, 2026

Worth knowing

Exact Online

  • Prices were read from the Dutch pricing page in euros; the page does not say whether VAT is included.
  • Essentials allows one user and one administration and cannot be extended.
  • Processing beyond the 3 included documents a month is charged: €0.39 each inside a bundle, €0.50 outside it.

Odoo

  • Odoo is a wider suite: a second app moves you to a paid plan priced per user for every app, and on paid plans Studio or several companies mean Custom.
  • The advertised prices are a 12-month discount for the users first ordered; plans then renew at $31.10 or $61 a user a month, billed yearly.
  • Every backend user pays, including an outside accountant and staff who log expenses; limited-access employees can be $8.90 Light Users via an advisor.
  • Not included: implementation services, Odoo.sh hosting, and in-app credits for text messages and AI bill scanning.

Key features

Exact Online

Bookkeeping and VAT
Purchase and sales ledgers with automatic matching of invoices to bank statements, and digital VAT and ICP returns.
Bank connections
One bank link on Essentials, five on Plus and unlimited on Professional and Premium.
Automatic invoice processing
Incoming and outgoing invoices, PDFs, scans and receipts can be read automatically; the first 3 documents a month are included.
AI agents for debtors and anomalies
A debtor agent follows up unpaid invoices from Plus, and anomaly detection starts at Professional.
Accountant collaboration
Users share tasks, documents and roles in one administration, and an accountant can work in the same books.
Mobile app
A free mobile app for smartphone and tablet is available for iOS and Android.

Odoo

Bank synchronization
Connects to more than 28,000 banks worldwide, and Odoo says AI matching reconciles about 95% of transactions automatically.
Bill and receipt capture
AI reads vendor bills and expense photos taken on the mobile app. The scanning uses in-app purchase credits sold apart from the plans.
Invoices and follow-ups
Unlimited invoices and bills, with scheduled reminders for late payers by email, post or text message.
Country setups and e-invoicing
Charts of accounts, taxes, reports and electronic invoicing formats such as Peppol are preconfigured by country.
Reports and deferrals
Real-time financial reports that can be annotated and exported, plus deferred revenue and expense entries.
Rest of the suite
Paid plans add every other Odoo app, including sales, purchase, expenses, inventory, CRM, HR and point of sale.

Plans

Exact Online

  • Essentials€49

    per month: 1 user, 1 administration, 25 sales invoices

    Purchase and sales invoices, 1 bank link, VAT and ICP returns. Users and administrations cannot be added.

  • Plus€99

    per month: 2 users, 2 administrations, 100 sales invoices

    Adds 5 bank links, debtor follow-up agent, fixed assets and invoice approval. Extra user €23, extra administration €20 a month.

  • Professional€159

    per month: 2 users, 2 administrations, unlimited invoices

    Unlimited bank links; adds current-account postings, recurring invoice templates, anomaly flags. Extra user €23, administration €21.

  • Premium€299

    per month: 2 users, 2 administrations, unlimited invoices

    Adds multi-company support, period and year-end close and Power BI. Extra user €49, extra administration €38 a month.

Odoo

  • One App Free$0

    One app, such as Accounting, for unlimited users and several companies, hosted on Odoo Online.

  • Odoo Community$0

    The open-source edition, which you host yourself. It includes Invoicing and payments but not the full Accounting app.

  • Standard$31.10

    per user / month, billed annually ($38.90 billed monthly)

    Advertised at $24.90 a user a month billed yearly, or $31.10 monthly, for the first 12 months. Every Odoo app on Odoo Online.

  • Custom$61

    per user / month, billed annually ($76.20 billed monthly)

    Advertised at $49 billed yearly, or $61.10 monthly, for the first 12 months. Adds multi-company, Studio, agentic AI, the API and self-hosting.

Ways to pay less

Exact Online

No public discounts listed.

Odoo

  • Other savings

    First-year discount on Standard and Custom

    For 12 months, Standard costs $24.90 a user a month billed yearly ($31.10 monthly) and Custom $49 ($61.10 monthly), for the users first ordered.

  • Annual discount

    Save with yearly billing

    Yearly billing lists Standard at $31.10 a user a month instead of $38.90, and Custom at $61 instead of $76.20.

Common questions

Which is cheaper, Exact Online or Odoo?

As of Nov 13, 2026, Odoo is cheaper to start with: $2.07 a month when paid by the year, against about $54.74 a month for Exact Online. Exact Online starts at €49 per month for 1 user and 1 administration, and Odoo starts at $31.10 per user / month, billed annually, after $24.90 for the first 12 months.

Which has a free plan, Exact Online or Odoo?

As of Nov 13, 2026, only Odoo has a free plan. Exact Online does not, though it has a free trial.

More comparisons

How this page was made

  • The verdict at the top follows a fixed rule. When both tools are in the same category and either is in our top three for it, the verdict follows that ranking: the higher-placed tool is our pick. The top three weigh who each tool suits as well as its grades, so a pick can go against the GPA. Otherwise the page does not pick one and says which grades higher: the higher GPA first; on a tie, the one with a free plan, then the one that starts cheaper in dollars a month, counted the same way for both; if they are still level, what the choice depends on.
  • The grades are our own, from each tool’s review or report card. The GPA is their average.
  • Prices, plans and platforms come from each tool’s listing. The table above says where each price was read and when.
  • The differences and the answers to the questions are worked out from those listings.
How we review and grade